29. Continued………. Opportunities:- Right Time to Investors to re-enter into market. Huge untapped Markets. Increasing number of Graduates. Increase Tie-ups for Fund Transfer. Threats:- Stiff Competition. Increasing awareness of Mutual Funds & ULIPS.
51. Types of Mutual Fund Scheme By Structure Open ended Scheme. Close ended Scheme. Interval Scheme. By Investment Objective Growth Scheme. Income Scheme. Balanced Scheme. Money Market Scheme. Other Schemes Tax Saving Scheme. Special Scheme.
52. Advantages of Investing in Mutual Funds Diversification Professional management Liquidity Convenience
80. Findings People are aware regarding ulips &Mutual fund but, the awareness regarding mutual fund is high comparative to ulips. People with high income group are more likely to invest their money but, people who invest in both ulips and mutual fund mostly belongs to the income group of more than 6 lacs. Broker and reference group plays an important role while making an investment decision of an investor. Open ended funds & closed funds are more popular among investors of Ludhiana.
87. The expectation of the people from the mutual funds is high. So, the portfolio of the fund should be prepared taking into consideration the expectations of the people.