In this presentation, we discuss the basics of California motorcycle insurance, including minimum coverages, additional coverages and helmet laws.

1. California Motorcycle Insurance
Auto Insurance Specialists
AIS compares the rates from multiple California insurance
companies to help you find the best combination of price and
protection.

2. Introduction
California’s temperate weather and varied landscape makes it one of
the best places in the world to ride a motorcycle. If you’re considering
buying a motorcycle, or already have one and are moving to
California, read on for the basics of California motorcycle insurance.

3. Minimum Motorcycle Coverage
As with auto insurance coverage, California requires motorcycle
operators to carry minimum coverage to protect themselves, their
passengers and others on the road. The minimum motorcycle
coverage allowed in California breaks down to:
– $15,000 for injury/death to one person
– $30,000 for injury/death to more than one person
– $5,000 for damage to property

4. Additional Motorcycle Coverage
You can add to your motorcycle insurance policy to help ensure that
you will be protected in the case of an accident. Insurance coverages
to consider include:
– Medical payments coverage
– Uninsured motorist coverage
– Custom parts and equipment insurance

5. California Helmet Laws
While some states allow motorcycle operators to waive the use of a
helmet so long as they carry extra insurance, California does not. All
motorcycle operators in California are required to wear a helmet at
all times, regardless of amount of insurance carried.

6. Other 2 and 3-Wheeled Vehicles
Operators of scooters, recreational vehicles and other 2 and 3-
wheeled vehicles are also required to carry insurance in California.
– Scooter operators are required to buy motorcycle insurance
– Recreational vehicle drivers are required to buy
recreational vehicle insurance

7. Auto Insurance Specialists
California Motorcycle Insurance
Disclaimer: This content is offered for educational purposes only and does
not represent contractual agreements. The definitions, terms and coverages
in a given policy may be different than those suggested here and such policy
will be governed by the language contained therein. No warranty or
appropriateness for a specific purpose is expressed or implied.
Auto Insurance Specialists LLC, CA Insurance Lic. 0524784

8. Auto Insurance Specialists
Contact Us
• Visit our Website!
• Check out our Facebook Page!
• Twitter
• Blog
• California Office Locator
• Or by phone:
– Sales: 888-772-4247
– Service: 888-772-4247
– Español: 800-782-0888
– Outside of California 866-946-4247