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Banking Case Study



                               Acqueon Technologies deployed a comprehensive telebanking
                               solution to increase customer satisfaction levels and reduce cost
                               by optimizing agent productivity.


                               From being the first bank to be conferred the ISO 9002
Don’t just interact. Relate.   certification to introduce intercity ATM network to becoming the
                               first bank to introduce the concept of ‘Good Baking’, the financial
                               services player has grown from a small bank to a 1000+ branch
                               service provider.

                               A national level player, the Bank has the highest number of ATMs
                               amongst other nationalized players – 2000 counters covering 698
                               centers. It has further expanded its domestic presence, with 2710
                               branches spread across all geographical segments. Being at the
                               forefront of customer service and convenience, the Bank provides
                               a range of alternative delivery channels that include 1351
                               branches providing Internet and Mobile Banking (IMB) services
                               and 2027 branches offering 'Anywhere Banking' services.


                               THE POSER

                               With the banking industry becoming highly customer centric, the
                               service provider wanted to implement technology that was
                               customer friendly and catered to all its growing needs. The bank
                               intended to reduce crowded counters, make customers feel
                               comfortable, and enable them to transact at their convenience.

                               Online support and immediate solutions to customer issues being
                               the order of the day, this organization wanted to future proof its
                               customer interaction. The bank was also looking at enhancement
                               of technology and an increase in customer satisfaction levels at
                               optimal costs.

                               THE ANSWER
                               To cater to the bank’s requirements, Acqueon implemented a
                               telebanking and CTI solution. The telebanking solution was
                               implemented at their data center at Bangalore, India. Currently,
                               the Interactive Voice Response System (IVRS) provides account
                               related and general information to all its customers in eight
                               languages - English, Hindi, Kannada, Telugu, Tamil, Malayalam,
                               Marathi, and Bengali.
Banking Case Study

                      1. IVR

                      Acqueon mplemented an IVR that handles the following

                      1a. Banking Transactions (requires customer authentication)

                               Balance enquiry
Technical Snapshot             Last 5 transactions over IVR
                               Request mini statement by fax, e-mail, and post (only last
PBX – Avaya S8700              10 transactions)
      EPABX                    Check related services
   CTI - RAP CTI                   - Check book request
 IVR – Dialogic IVR                - Stop payment of lost check
                                   - Stop payment of issued check
                                   - Check status of issued check
                               Change TPIN (Telephone Personal Identification Number)
                               Change financial transaction PIN
                               Report loss of card
                               Open a new term deposit account
                               Loan account enquiry
                               Loan account statement by fax, e-mail and post
                               Demat transaction enquiry by voice and fax
                               Demat holding statement by voice and fax

                      1b. Financial Transactions

                              Funds transfer
                                   - Within own accounts in the bank only
                                   - Third party account within the bank
                          (funds transfer can be done only in local currency)
                              Investment in its own solutions

                      1c. Other Requirements

                               Customer validation using Customer Identification Number
                               (CIN) and TPIN
                               Validate customers before performing financial
                               transactions through TPIN
                               Fax option includes the following modes of faxing

                                   -   Fax on demand
                                   -   Fax to a specific number
                                   -   Fax to an already registered number
Banking Case Study


2. CTI and Screen-pop

Acqueon implemented its RAP CTI and further integration of the
system with Talisma CRM for screen-pop and soft phone
functionality. RAP CTI is a Computer Telephony Interface tool that
is used for populating telephony-related information on the
computer desktop.

Along with the call that lands on the agent’s desktop, customer-
related information such as previous call details, customer name,
address, and phone number among other details are passed on
as screen pops.

2a. Soft Phone Functionality

        Make / answer call
        Conference / disconnect call
        Hold call / retrieve hold
        Transfer call

THE RESULT
The implementation of IVR, RAP CTI with soft phone functionality
and further integration of the system with the Talisma CRM for
screen-pop has increased customer satisfaction levels and
eventually reduced the cost by optimizing agent productivity. Now,
agents can efficiently manage inbound customer interactions, with
tools ranging from screen-pops and GUI-based desktops to IVR
integration support and intelligent routing.

The soft phone application at the agent desktop further enhances
the efficiency of call handling through its easy-to-use design.
Banking Case Study



    ABOUT ACQUEON

    Acqueon Technologies Inc specializes in developing products and
    solutions for the Customer Interaction Management (CIM)
    industry.

    These products and solutions use business logic to deliver a
    distinctive customer experience by enabling organizations to not
    just interact with their customers – but relate.

    Acqueon products and solutions also offer a compelling Total
    Cost of Ownership (TCO), which is further enhanced by rapid
    deployment.

    Acqueon products and solutions handle millions of transactions
    every day at multiple sites and are implemented across various
    verticals such as Banking, Insurance, Retail, Telecom,
    Healthcare, and Education among others, in over 17 countries.

    For more information, visit www.acqueon.com.




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Rap CTI Case Study - Tele Banking

  • 1. Banking Case Study Acqueon Technologies deployed a comprehensive telebanking solution to increase customer satisfaction levels and reduce cost by optimizing agent productivity. From being the first bank to be conferred the ISO 9002 Don’t just interact. Relate. certification to introduce intercity ATM network to becoming the first bank to introduce the concept of ‘Good Baking’, the financial services player has grown from a small bank to a 1000+ branch service provider. A national level player, the Bank has the highest number of ATMs amongst other nationalized players – 2000 counters covering 698 centers. It has further expanded its domestic presence, with 2710 branches spread across all geographical segments. Being at the forefront of customer service and convenience, the Bank provides a range of alternative delivery channels that include 1351 branches providing Internet and Mobile Banking (IMB) services and 2027 branches offering 'Anywhere Banking' services. THE POSER With the banking industry becoming highly customer centric, the service provider wanted to implement technology that was customer friendly and catered to all its growing needs. The bank intended to reduce crowded counters, make customers feel comfortable, and enable them to transact at their convenience. Online support and immediate solutions to customer issues being the order of the day, this organization wanted to future proof its customer interaction. The bank was also looking at enhancement of technology and an increase in customer satisfaction levels at optimal costs. THE ANSWER To cater to the bank’s requirements, Acqueon implemented a telebanking and CTI solution. The telebanking solution was implemented at their data center at Bangalore, India. Currently, the Interactive Voice Response System (IVRS) provides account related and general information to all its customers in eight languages - English, Hindi, Kannada, Telugu, Tamil, Malayalam, Marathi, and Bengali.
  • 2. Banking Case Study 1. IVR Acqueon mplemented an IVR that handles the following 1a. Banking Transactions (requires customer authentication) Balance enquiry Technical Snapshot Last 5 transactions over IVR Request mini statement by fax, e-mail, and post (only last PBX – Avaya S8700 10 transactions) EPABX Check related services CTI - RAP CTI - Check book request IVR – Dialogic IVR - Stop payment of lost check - Stop payment of issued check - Check status of issued check Change TPIN (Telephone Personal Identification Number) Change financial transaction PIN Report loss of card Open a new term deposit account Loan account enquiry Loan account statement by fax, e-mail and post Demat transaction enquiry by voice and fax Demat holding statement by voice and fax 1b. Financial Transactions Funds transfer - Within own accounts in the bank only - Third party account within the bank (funds transfer can be done only in local currency) Investment in its own solutions 1c. Other Requirements Customer validation using Customer Identification Number (CIN) and TPIN Validate customers before performing financial transactions through TPIN Fax option includes the following modes of faxing - Fax on demand - Fax to a specific number - Fax to an already registered number
  • 3. Banking Case Study 2. CTI and Screen-pop Acqueon implemented its RAP CTI and further integration of the system with Talisma CRM for screen-pop and soft phone functionality. RAP CTI is a Computer Telephony Interface tool that is used for populating telephony-related information on the computer desktop. Along with the call that lands on the agent’s desktop, customer- related information such as previous call details, customer name, address, and phone number among other details are passed on as screen pops. 2a. Soft Phone Functionality Make / answer call Conference / disconnect call Hold call / retrieve hold Transfer call THE RESULT The implementation of IVR, RAP CTI with soft phone functionality and further integration of the system with the Talisma CRM for screen-pop has increased customer satisfaction levels and eventually reduced the cost by optimizing agent productivity. Now, agents can efficiently manage inbound customer interactions, with tools ranging from screen-pops and GUI-based desktops to IVR integration support and intelligent routing. The soft phone application at the agent desktop further enhances the efficiency of call handling through its easy-to-use design.
  • 4. Banking Case Study ABOUT ACQUEON Acqueon Technologies Inc specializes in developing products and solutions for the Customer Interaction Management (CIM) industry. These products and solutions use business logic to deliver a distinctive customer experience by enabling organizations to not just interact with their customers – but relate. Acqueon products and solutions also offer a compelling Total Cost of Ownership (TCO), which is further enhanced by rapid deployment. Acqueon products and solutions handle millions of transactions every day at multiple sites and are implemented across various verticals such as Banking, Insurance, Retail, Telecom, Healthcare, and Education among others, in over 17 countries. For more information, visit www.acqueon.com. Don’t just interect. Relate