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Pengaturan Isi Dompet
         dan Daftar Belanja Bulanan


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                 By:
            Budi Triadi Pratama, S.Mn, RIFA, RFA
              Financial Advisor – Platinum Division
                  GM Strategic Development
Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
      Click to edit Master Up ®2008
                Akbar’s Financial Check subtitle style




                                                         © Copy Rights of AFC 2009
                       AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Isi Dompet???


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     2
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Daftar Belanja Bulanan ???


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     3
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Kondisi Ideal


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Penerimaan - Pengeluaran = Harus Positif
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                  Akbar’s Financial Check subtitle style




                                                     4
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Kenyataannya.....???


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     5
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Aliran Uang Anda....
                       Penerimaan

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     Tabungan & Investasi                   Pengeluaran
  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                        Kelebihan


                                                     6
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Watchout....
Semakin tinggi penghasilan = semakin tinggi pengeluaran

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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     7
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Susun Daftar Pengeluaran Rutin


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     8
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Hati-hati Bocor Halus


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  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
        Click to edit Master Up ®2008
                  Akbar’s Financial Check subtitle style




                                                     9
                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Hati-hati Bocor Halus
Amati pos-pos pengeluaran secara detail, untuk melihat pengeluaran
      yang terjadi dengan nominal diluar kewajaran, antara lain :

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   Listrik & telpon : apakah telpon dipakai untuk hal yang kurang
   perlu ?
   Pakaian : apakah Anda memiliki “hobby” berbelanja ?
   Pembantu & supir : apakah jumlah pembantu & supir lebih dari
   cukup ?
  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
   Pengeluaran pribadi : apakah ada pengeluaran pribadi yang
         Click to edit Master subtitle style
   berlebihan ?         Akbar’s Financial Check Up ®2008
   Entertainment/hiburan : apakah biaya ini berlebihan ?
   Cicilan kartu kredit : apakah terdapat dana tunai yang dapat
   dipakai untuk melunasi cicilan kartu kredit tersebut ?
   Premi asuransi dan pengeluaran lainnya : apakah premi asuransi
   terlalu besar ?

                                                      10
                          AFC ver. 1 Batch 1 Nov 09        © Copy Rights of AFC 2009
Aliran Uang Anda...!!!


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              Penerimaan


    Investasi &
  Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
    Tabungan edit Master Up ®2008              Kelebihan
      Click to Akbar’s Financial Check subtitle style

                                                    Pengeluaran


                                                      11
                        AFC ver. 1 Batch 1 Nov 09          © Copy Rights of AFC 2009
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                If You Fail To Plan
     Property and Copy Rights of AidilTo Fail MBA, RFC®
                   You Plan Akbar Madjid,
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                    Akbar’s Financial Check subtitle style




                                                             © Copy Rights of AFC 2009
12                         AFC ver. 1 Batch 1 Nov 09         © Copy Rights of AFC 2009
Terima Kasih
 Akbar’s Financial Check Up
                   Head Office
      2nd Floor, Jln. Senopati No.74,
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        Jakarta Selatan, Indonesia
 Telp: +62.21.7250.851 / 32244.678
   Fax: +62.21.7250.640 / 392.9748
Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC®
      www.akbarfinancialcheckup.com
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                  Akbar’s Financial Check subtitle style
     info@akbarfinancialcheckup.com




                      AFC ver. 1 Batch 1 Nov 09       © Copy Rights of AFC 2009

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Pengaturan isi dompet by Budi Pratama

  • 1. Pengaturan Isi Dompet dan Daftar Belanja Bulanan Click to edit Master title style By: Budi Triadi Pratama, S.Mn, RIFA, RFA Financial Advisor – Platinum Division GM Strategic Development Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style © Copy Rights of AFC 2009 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 2. Isi Dompet??? Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 2 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 3. Daftar Belanja Bulanan ??? Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 3 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 4. Kondisi Ideal Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Penerimaan - Pengeluaran = Harus Positif Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 4 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 5. Kenyataannya.....??? Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 5 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 6. Aliran Uang Anda.... Penerimaan Click to edit Master title style Tabungan & Investasi Pengeluaran Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style Kelebihan 6 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 7. Watchout.... Semakin tinggi penghasilan = semakin tinggi pengeluaran Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 7 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 8. Susun Daftar Pengeluaran Rutin Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 8 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 9. Hati-hati Bocor Halus Click to edit Master title style Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style 9 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 10. Hati-hati Bocor Halus Amati pos-pos pengeluaran secara detail, untuk melihat pengeluaran yang terjadi dengan nominal diluar kewajaran, antara lain : Click to edit Master title style Listrik & telpon : apakah telpon dipakai untuk hal yang kurang perlu ? Pakaian : apakah Anda memiliki “hobby” berbelanja ? Pembantu & supir : apakah jumlah pembantu & supir lebih dari cukup ? Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Pengeluaran pribadi : apakah ada pengeluaran pribadi yang Click to edit Master subtitle style berlebihan ? Akbar’s Financial Check Up ®2008 Entertainment/hiburan : apakah biaya ini berlebihan ? Cicilan kartu kredit : apakah terdapat dana tunai yang dapat dipakai untuk melunasi cicilan kartu kredit tersebut ? Premi asuransi dan pengeluaran lainnya : apakah premi asuransi terlalu besar ? 10 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 11. Aliran Uang Anda...!!! Click to edit Master title style Penerimaan Investasi & Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® Tabungan edit Master Up ®2008 Kelebihan Click to Akbar’s Financial Check subtitle style Pengeluaran 11 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 12. Click to edit Master title style If You Fail To Plan Property and Copy Rights of AidilTo Fail MBA, RFC® You Plan Akbar Madjid, Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style © Copy Rights of AFC 2009 12 AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009
  • 13. Terima Kasih Akbar’s Financial Check Up Head Office 2nd Floor, Jln. Senopati No.74, Click to edit Master title style Jakarta Selatan, Indonesia Telp: +62.21.7250.851 / 32244.678 Fax: +62.21.7250.640 / 392.9748 Property and Copy Rights of Aidil Akbar Madjid, MBA, RFC® www.akbarfinancialcheckup.com Click to edit Master Up ®2008 Akbar’s Financial Check subtitle style info@akbarfinancialcheckup.com AFC ver. 1 Batch 1 Nov 09 © Copy Rights of AFC 2009