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Seniors Association Seminar March 2010
- 2. Downsizing is a monumental task that goes beyond just selling your real estate
- 3. It can be a challenge for both seniors and family members who are helping with the process
- 4. It can also be an incredibly positive experience!
- 5. Understanding the downsizing process and its challenges will help you when you are ready to move on
- 6. In this seminar: - Assessing your situation - Emotional impact -You are in control -Family dynamics - What do I do with my stuff? - Finding your ideal new home - Navigating the real estate market - Where to turn for assistance
- 7. The key to a positive, stress reduced transition is remembering that you are in control!
- 8. Assessing your situation: Should you downsize?
- 10. Now that we’ve determined that you should be making a move...
- 11. I need to find a new home Where do I find a Realtor? I need to sell my current home I have to pack my belongings I need to sort my belongings. What can I take with me? What will I do with all this stuff? The house needs paint... There’s so much cleaning to do Does my home need staging? I must prepare the house for sale Who gets what? What about shipping? What do I want to keep? Where do I start? I need to find a mover Are these antiques worth anything?
- 12. The emotional impact of downsizing
- 13. There are lots of emotions associated with downsizing. Some of them can feel negative
- 14. - Loss of independence - Fear of change - Will the space be too small? - Giving up the family home - Fear loss of control
- 15. We go through many transitions in our lives: - College/University - First home - Family home
- 16. We embrace these changes as a new phase in our lives and we can do the same for downsizing
- 17. Actively change the way you choose to look at your transition
- 18. You have made a decision to change your lifestyle based on your current needs, not your past needs
- 19. Remember the past fondly and choose to look forward
- 20. You are in control: Why downsizing doesn’t mean loss of independence
- 21. A tough decision can be made easier by remembering that you are in control
- 23. - Had mixed feelings about selling - Controlled her timeline - Looked at several retirement homes before moving - Involved family - Made sure she was comfortable before selling house - Went through transition at her own pace in her own way, which relieved the stress
- 24. - You can set your timeline - You make the decisions - You choose where to go - Make sure everything is right for you.
- 25. Should not be working with anyone who doesn’t listen, forces, pushes won’t take your feelings into consideration
- 26. Family Dynamics
- 27. Moving is different as we age. Family involvement is a big part of this
- 28. Depending on the situation, family members are often more involved in the process when we are older
- 29. Children and siblings can be a great help but they can also slow or complicate the process
- 30. What do I do with all this stuff? : Handling a lifetime worth of possessions
- 31. “ Stuff” can often be the most overwhelming part of downsizing
- 32. Testimonial?
- 34. - Don’t know where to start - Don’t know what to take - Want to give to family - How to choose? - How to organize?
- 35. Often have emotional attachment to possessions or see them as a comfort
- 37. Testimonial?
- 38. Let’s look at this from another angle:
- 39. As we age, our possessions can take over our living space
- 40. An overwhelming number of possessions can create a stressful living environment
- 41. Testimonial?
- 42. Requires time and energy to clean, maintain and keep orderly
- 43. Testimonial?
- 44. Important items can get lost in clutter
- 45. Home can become uncomfortable because of excess items
- 46. After meeting with a client, we often leave them with “homework” that will help them look objectively at their possessions
- 47. Look realistically at the space you will be moving into
- 48. - Will this fit into my new space? - Is this worth the expense of moving? - Have I used this in the past year? - What is the functionality of this item? - Will I need this with my new lifestyle?
- 49. Testimonial?
- 50. - We use 20% of our possessions 80% of the time - Things do not reflect who you really are
- 51. “ Lots had come in and nothing had gone out...”
- 52. Handling possessions with the future in mind ensures a stress free, relaxing place where you can focus on the road ahead and not what you’ve left behind
- 53. Finding your ideal new home
- 54. Many seniors put off downsizing because of outdated ideas about seniors housing
- 55. Fear that long term care is the only option
- 56. Senior housing has come a long way and times have changed
- 57. Myriad options mean there is something for everyone
- 58. Your perfect new home could be:
- 59. - Smaller home - Condo - Apartment - Cottage - Retirement residence - Residence with care options
- 60. Testimonial?
- 61. Testimonial?
- 62. Testimonial?
- 63. Testimonial?
- 64. Testimonial?
- 65. Testimonial?
- 66. “ I couldn’t be happier with the choice I made...”
- 67. -Living alone in a 4 bedroom bungalow - Wanted to move to a retirement residence -Loved facilities, social opportunities & activities - Looked forward to move
- 68. Testimonial?
- 69. Navigating the real estate market
- 70. May not have bought or sold a property in many years
- 71. Putting your home on the market is different today
- 75. Motivation for moving is often different for seniors
- 76. - Independence - Social opportunities - Closer to entertainment or amenities - Health benefits - Travelling with ease
- 77. Women 82 Men 77
- 78. The longer seniors put off downsizing, the more complicated a situation can become
- 79. - Death of a spouse - Illness - Mobility Issues
- 80. 696 Highway 15
- 81. - wanted specific condo but couldn’t buy for three years - Started looking at retirement residence - Didn’t want to move before house sold - House sat on market for 2 years
- 82. May be detrimental to wait out the market or refuse to sell based on false or hopeful price expectations
- 83. Selling/buying a home can be stressful. The whole experience is easier if you choose to move when you are healthy and capable
- 84. If you are concerned about the market, there are a number of things you can do to quicken the sale of your home
- 85. Look at the move as a whole project and not just the sale of your home
- 86. Work with a company who will offer honest, straightforward advice on all your needs
- 87. Your choice. Someone who will tell you what to do, or someone who will do what you want.
- 88. Pick someone you trust, then trust them!
- 89. For a successful transition:
- 90. - Embrace change and be positive! - Look ahead - Don’t work with anyone who wants to take control from you - Seek help from experts & listen to their advice - A transition is easier when you are healthy & capable
- 91. Ultimately, YOU are in control every step of the way.
- 92. Where can I turn for assistance?
- 93. Certified Relocation and Transition Specialists™
- 94. Thank-you
Notes de l'éditeur
- Introduction: Thanks ________________.- That was the best introduction I’ve ever written It’s a pleasure to be here and have a chance to tell you what I do and why that’s important to you. Many of you know me from the charities I’ve been involved with over the years, or from appraisals, or auctions, or even from the cattle market where it all began. Born and raised Gananoque. Married at 19. 3 Children. Cattle market. Farm auctions. Napanee estate. Auction school for me. Evolution of moving from cattle to farm estates, to urban estates- mostly centred around auction. Then real estate license, real estate company- and today I get to tell you where that has all lead and why it’s the best job in the world. Today for the next short while we’ll talk a bit about demographics. We’ll have a look at the challenges facing you and your friends and family, and finally what we do to make things better for you.
- Many people are so overwhelmed at the thought of downsizing that they put it off indefinitely. They don’t know where to start. They’re overwhelmed by the physical aspects: Moving, packing, sorting, lifting boxes Emotional aspects: giving up your family home, parting with some of your posessions People think selling the house is the toughest part when in reality, everything else can be difficult.
- Some loss of independence maybe. Financial issues. Perhaps your decision making process is not as strong as it once was. Perhaps you are a widow, or widower or no longer has their former partner to discuss alternatives with. Family members are typically either too busy or too far away ( or non existent) to provide the kind of help they want to. Women family members bear the most burden.
- Dola can speak to you about that if you get a chance to visit with her. Swimming pool, fancy dining room, theatre, and someone else does all the cooking!
- We’ll talk about the components, some of the many steps. How to begin. We find that understanding more about what the pieces are, gives you some confidence that it’s all doable and there is light at the end of the tunnel. In a good way.
- You’re never going to be stress free completely unless that’s the kind of person you are. However, the key is reducing stress is to maintain a feeling of control. Our clients control every step of what they are taking on. They are always in control. We want to provide them with the information they need to make confident decisions, and the best advice we can provide based on our experience and education. If you ever feel like you are making decisions that put you out of control; stop and re-evaluate them with your family, close advisor, or your service provider.
- When you choose to downsize, these are some of the many things that you will need to take care of. That’s a lot to think about. These are the kinds of things that can make you feel out of control.
- Or doesn’t HAVE to mean loss of independence. What are the elements of your independence now? Car, private space where you can be alone when you choose, the ability to go to a show, or go for a swim or go shopping when you want to? You can still maintain these things- but with even more convenience when you give yourself more time away fro grass, snow, and many amenities you no longer have to drive to in order to enjoy.
- The emotional Impact of downsizing. I can’t walk to my old neighbours for a visit. My family may not be as comfortable visiting me in an apartment or retirement community as they did at my house. I have to make new friends.
- Gaining comfort with these decisions depends on you identifying what brings you comfort now. Then consider, are you still able physically to enjoy all those things? Recognizing / accepting your limitations may help make the decision easier. If really understand what you can’t do, you can begin to focus on what you may want to do more of, and many of these things are provided in the seniors communities, and or you could enjoy in an apartment or perhaps a condo.
- Or doesn’t HAVE to mean loss of independence. What are the elements of your independence now? Car, private space where you can be alone when you choose, the ability to go to a show, or go for a swim or go shopping when you want to? You can still maintain these things- but with even more convenience when you give yourself more time away fro grass, snow, and many amenities you no longer have to drive to in order to enjoy.
- Veterans contributions covered cost of lawn care and snow plowing. Afraid to go outside in slippery weather Tired of cooking! Called about basement clutter.
- What places have you looked at? Waited 2 months for good stable weather. Where do you think you would be most comfortable? Tour some places, make best decision. Involve family for emotional support/ advise. Move. Test. When comfortable- proceed with sale.
- Elizabeth St. First spoke to someone she had known for years- but who wasn’t used to listening. Told her all the things she was going to do-(without asking if that was what the clients wanted). Left the client terrified. Took the family 2 months to get her comfortable enough to see me.
- For those who have family, you may feel best if you can involve them. Many family members are too busy or too far away to help physically, but they may be able to give you emotional support. Be sure they understand your needs. Be sure you understand their perspective.
- For the first time, you may need the help or support of your children ( or other family members) to help you through things. We can g handle all the work, give you all the expertise and advice you need, but we want you to know you can call on trusted family member to be in the loop.
- If you’re clearly lacking confidence in your decisions, and you have family available to consult, we suggest you allow us to bring them into the conversation- if only just to keep them up to date. ( They are most likely your POA and should be abreast of what is going on).
- Jorene. Family gave some support, but meant the father kept the house 3 months longer than he would otherwise have wanted to so his some could pick away at getting things left to him, and stay at the house while he did.
- Marion’s basement was full of tools her husband used. He had been gone a few years now, knew she would never use them, and their unnecessary presence made her uncomfortable.( Clutter)
- Everyone knows themselves best. What are you comfortable with? Some folks are completely happy buried in stuff- others get anxiety from a room full of items too many even though they are tidy.
- Cleaned out a house last week with significant financial instruments mixed with useless paper. Makes it more difficult for anyone to help you sort except for the most expert and knowledgeable (and trustworthy). Emotionally valuable items are easy for others to discard.
- OR, it may the only element you are comfortable in. Many people get very attached to their things. They feel like they can’t move because they need all of their things and a move to a smaller space would not allow them to have their things.
- What makes you happy? What do you never use? It is very hard for some people to be honest with themselves in this regard. I even find myself in this predicament. It’s easy to see it in others, but more difficult to see it in ourselves. We had one lady that made a decision to move from a 2000 SF home, then insisted she needed every single item in her cupboards because she used all of them every day/ or week. ( Eve when it was clear many items had not been used for some time.)
- This is hard for most everyone we deal with. The change in space from a large house to a smaller apartment or suite is a dramatic change in lifestyle. You don’t need multiple sheets for 3 bedrooms, full sets of china to feed a holiday dinner, pots and pans to cook for many. Get a floor plan from the place you wish to move into, and consider your possessions in priority down to those not so important.
- Moving in your 20’s. No work required, friend will help out, very little belongings. Moving up in the world.
- Mid-life moving. Often moving to a bigger space to accommodate family. Don’t need to get rid of possessions. Just need to pack the moving truck and go. Usually still physically capable of labour at this age. Most often have the capital to hire a moving company.
- It’s different when you’re a senior. Seniors have different and unique needs than the rest of the population. Talk about how it’s different when you downsize.
- What does this mean to you? Think about your plans in the context of the rest of your life. How long do you want to spend selling your home once you have decided to sell? People delay their move due to the “market not being right” or too much to be done to the house in order to get it ready for sale. You are in control. How long do you want to delay?
- Within 3 months of finally moving, had a fall and then passed away - Unable to enjoy their move
- The home is just one simple component ( The simplest). Take it from the only company that has a lifetime of experience in both real estate and personal property/ moving issues- the real estate sale is the easiest piece of the puzzle. You need to keep them together to get the real estate to cover the cost of the real work. Real estate versus real work.
- Rather than just tell you what to do to get the property ready for them to sell.
- No one has been able to duplicate this service. We are the only ones who offer this complete suite of services all under one roof and all as part of the real estate transaction
- For those of you who are happy living where you are, but are afraid of leaving your family members who are too busy and too far away with a lot of work, we offer pre arrangement planning. You can meet with us now, and arrange for us to handle all of this for your executor. That may be of value to someone you know.