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Bristol Community Land Trust – April 2013           1 /20




     Activity, Opportunities, Barriers & Skills
                         by

                  Tim Doherty
Director – NaSBA (National Self Build Association)
         & Dobanti Property Consultants
Bristol Community Land Trust         Contents       2 /20




      1.   National & International activity
      2.   Policy & definitions (self or custom?)
      3.   Opportunities
      4.   Barriers
      5.   Technical knowledge & skills needed
Bristol Community Land Trust   A 2011 self build   3 /20
Bristol Community Land Trust   And the view!   4 /20
Bristol Community Land Trust              National - Historical 5 /20




                     Source: Joseph Rowntree Trust report – Homes for DIY. 2001
Bristol Community Land Trust         National – Last 5 yrs 6 /20




                         Source: HB&R – UK Self Build Market report. Q1 2011
Bristol Community Land Trust         Internationally….                     7 /20




                           Source: NaSBA/SmartLIFE self build comparison
Bristol Community Land Trust                         Current Policy   8 /20


“I want to create a self build revolution where building your
  own home is not just the preserve of the privileged few.”
                    Grant Shapps, Minister for Housing, 2011
Bristol Community Land Trust      Definitions        9 /20


 ‘Self Build’ is when individuals create a new
 home to their own design – either literally
 building it themselves or (more usually) working
 with an architect or builder/developer

 ‘Custom Build’ is becoming recognised as the
 larger scale form of self build – where groups of
 people are involved, or a number of self build
 plots are delivered on a single site
Bristol Community Land Trust    Community Schemes 10 /20




                                   LILAC Co-Housing Leeds (20)



 Bristol Ashley Vale Group (30)



                                   Lancaster Co-Housing Group (41)




Almere, Holland (3,000 – 100 Ha)   Springhill Co-Housing Stroud (34)
Individual
Bristol Community Land Trust     Opportunities     1 1/20


      Choice                         Retire
       1.   Architectural expression
       2.   Personal specification & performance
       3.   Instant equity
       4.   A bigger house for less money
       5.   Mortgage freedom (x 3, 4, 5….)

     Money                          Family
Bristol Community Land Trust   Group Opportunities 1 2/20

                                        Flexible
     Performance
                                        options

       1.   Design (within codes)
       2.   Personal specification & performance
       3.   Affordability + sweat equity
       4.   Adaptation
       5.   Community values
      Community
                                     Shared spaces
       cohesion
Barriers:
Bristol Community Land Trust            The budget    13 /20

                       Cost per M2*
         Money no                      Top 20% of
          object                         Projects

                         £1500
        Using Main
        contractors
                                       Main 60% of
                         £1000          Projects

        Self project
        management
                          £800


          Building                    Bottom 20% of
          Yourself        £550           Projects
Barriers:
Bristol Community Land Trust   Land Availability   14 /20


 1.   Scarcity
 2.   Price & affordability
 3.   House-builder competition & cash flow
 4.   Time for consents
 5.   Level of consents
 6.   Exception sites
 7.   Community right to build
Barriers:
Bristol Community Land Trust   Land Availability   15 /20

     Local authorities
     already looking at
     encouraging
     self build

     Collectively
     nearly 2000
     self build
     homes are in
     the pipeline
Barriers:
Bristol Community Land Trust   Land Availability   16 /20

Self build sites
being marketed
by HCA
& GLA
Barriers: Group
Bristol Community Land Trust   Finance – CB Fund   17 /20

 1.   Eligibility – Constituted body, Ltd Co, CLT…
 2.   + 5 homes
 3.   Maximum development value at £3m
 4.   75% of cost
 5.   All elemental groups
 6.   Maximum average unit price of £250,000
 7.   2.3 to 11.75% commercial interest (covenant)
 8.   So, 12 unit @ £3m @ 75% = 2.25m potential
 9.   Other lenders; Triodos, Charity, Ecology….
Barriers:
       Bristol Community Land Trust                                                                      Timetable                                  18 /20


                         Month = 1    2    3   4    5   6    7    8   9   10   11 12 13 14    15   16 17 18 19 20      21   22   23    24   25 26 27 28    29   30
                         Stage = Stage 1           Stage 2                     Stage 3                Stage 4                              Stage 5
              Stage Description = Budget       Land Acquisition           Design & Planning    Specifications & Cost                  Construction Phase

1.1   Financial equations
1.2   Indicative lending facilities
2.1   Plot details & viewings
2.2   Surveys
2.3   Negotiation
2.4   Conveyance
3.1   Formulation of the brief
3.2   Appointment of Architects
3.3   Schematics & consultations
3.4   Planning application
3.5   Planning approval
4.1   Choice of specifications
4.2   Building Control drawings
4.3   Specialist supplier costs
4.4   Tender documentation
4.5   Analysis of costs
4.6   Appointment of contractors
4.7   Lead time
5.1   Construction phase
Bristol Community Land Trust                  Technical Skills   19 /20
                 Management
             •   Planning & programme management
             •   Ability to conceptualise plans (2-D)
             •   Clarity in brief preparation
             •   Good decision makers
             •   Accurate financial awareness
             •   Flexible attitude
                 Physical – none necessary, but:
             •   Trade Skills – useful
             •   DIY skills – internal fit out?
             •   Decoration
             •   External landscaping
Bristol Community Land Trust   It’s worth it?   20/20

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Self Build: Activity, opportunities, barriers & skills

  • 1. Bristol Community Land Trust – April 2013 1 /20 Activity, Opportunities, Barriers & Skills by Tim Doherty Director – NaSBA (National Self Build Association) & Dobanti Property Consultants
  • 2. Bristol Community Land Trust Contents 2 /20 1. National & International activity 2. Policy & definitions (self or custom?) 3. Opportunities 4. Barriers 5. Technical knowledge & skills needed
  • 3. Bristol Community Land Trust A 2011 self build 3 /20
  • 4. Bristol Community Land Trust And the view! 4 /20
  • 5. Bristol Community Land Trust National - Historical 5 /20 Source: Joseph Rowntree Trust report – Homes for DIY. 2001
  • 6. Bristol Community Land Trust National – Last 5 yrs 6 /20 Source: HB&R – UK Self Build Market report. Q1 2011
  • 7. Bristol Community Land Trust Internationally…. 7 /20 Source: NaSBA/SmartLIFE self build comparison
  • 8. Bristol Community Land Trust Current Policy 8 /20 “I want to create a self build revolution where building your own home is not just the preserve of the privileged few.” Grant Shapps, Minister for Housing, 2011
  • 9. Bristol Community Land Trust Definitions 9 /20 ‘Self Build’ is when individuals create a new home to their own design – either literally building it themselves or (more usually) working with an architect or builder/developer ‘Custom Build’ is becoming recognised as the larger scale form of self build – where groups of people are involved, or a number of self build plots are delivered on a single site
  • 10. Bristol Community Land Trust Community Schemes 10 /20 LILAC Co-Housing Leeds (20) Bristol Ashley Vale Group (30) Lancaster Co-Housing Group (41) Almere, Holland (3,000 – 100 Ha) Springhill Co-Housing Stroud (34)
  • 11. Individual Bristol Community Land Trust Opportunities 1 1/20 Choice Retire 1. Architectural expression 2. Personal specification & performance 3. Instant equity 4. A bigger house for less money 5. Mortgage freedom (x 3, 4, 5….) Money Family
  • 12. Bristol Community Land Trust Group Opportunities 1 2/20 Flexible Performance options 1. Design (within codes) 2. Personal specification & performance 3. Affordability + sweat equity 4. Adaptation 5. Community values Community Shared spaces cohesion
  • 13. Barriers: Bristol Community Land Trust The budget 13 /20 Cost per M2* Money no Top 20% of object Projects £1500 Using Main contractors Main 60% of £1000 Projects Self project management £800 Building Bottom 20% of Yourself £550 Projects
  • 14. Barriers: Bristol Community Land Trust Land Availability 14 /20 1. Scarcity 2. Price & affordability 3. House-builder competition & cash flow 4. Time for consents 5. Level of consents 6. Exception sites 7. Community right to build
  • 15. Barriers: Bristol Community Land Trust Land Availability 15 /20 Local authorities already looking at encouraging self build Collectively nearly 2000 self build homes are in the pipeline
  • 16. Barriers: Bristol Community Land Trust Land Availability 16 /20 Self build sites being marketed by HCA & GLA
  • 17. Barriers: Group Bristol Community Land Trust Finance – CB Fund 17 /20 1. Eligibility – Constituted body, Ltd Co, CLT… 2. + 5 homes 3. Maximum development value at £3m 4. 75% of cost 5. All elemental groups 6. Maximum average unit price of £250,000 7. 2.3 to 11.75% commercial interest (covenant) 8. So, 12 unit @ £3m @ 75% = 2.25m potential 9. Other lenders; Triodos, Charity, Ecology….
  • 18. Barriers: Bristol Community Land Trust Timetable 18 /20 Month = 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 Stage = Stage 1 Stage 2 Stage 3 Stage 4 Stage 5 Stage Description = Budget Land Acquisition Design & Planning Specifications & Cost Construction Phase 1.1 Financial equations 1.2 Indicative lending facilities 2.1 Plot details & viewings 2.2 Surveys 2.3 Negotiation 2.4 Conveyance 3.1 Formulation of the brief 3.2 Appointment of Architects 3.3 Schematics & consultations 3.4 Planning application 3.5 Planning approval 4.1 Choice of specifications 4.2 Building Control drawings 4.3 Specialist supplier costs 4.4 Tender documentation 4.5 Analysis of costs 4.6 Appointment of contractors 4.7 Lead time 5.1 Construction phase
  • 19. Bristol Community Land Trust Technical Skills 19 /20 Management • Planning & programme management • Ability to conceptualise plans (2-D) • Clarity in brief preparation • Good decision makers • Accurate financial awareness • Flexible attitude Physical – none necessary, but: • Trade Skills – useful • DIY skills – internal fit out? • Decoration • External landscaping
  • 20. Bristol Community Land Trust It’s worth it? 20/20