To be honest, having a business loan would be nice and make life easier. But, you don't really need one to start and succeed. Think about the hundres of thousands of businesses that statt each year and that 90% do so without a business loan of any kind.

1. Starting A New Small
Business
Without A Business Loan
3 Ways
By Business Money Today
www.businessmoneytoday.com

2. Why You Don’t Need A Business Loan
► You don’t need a business loan to start a
business or to succeed in business.
► Half a million businesses started each year.
► 90% without outside financing of some type
– business loan or venture capital.
www.businessmoneytoday.com

3. What Do These Business Do?
► Poor capital markets – lack of access to
business loans – banks don’t lend to small
business and they don’t ever lend to startup
businesses - period.
► Have to do whatever you can to make your
business happen – that is the
entrepreneurial way!
www.businessmoneytoday.com

4. Business In General
► Business is about making the most out of
the assets you do have.
► No marketing money – find free ways to get
the word out.
► No money for equipment or property – find
ways to beg borrow or steal.
► Can’t hire full-time employees – you don’t
have to.
www.businessmoneytoday.com

5. 3 Ways To Start Your Business
Without A Business Loan
►Start your business without any
money.
►Start your business part-time.
►Use your savings.
www.businessmoneytoday.com

6. No Money
►Trade off between time and
money.
►Learn to do things (business
tasks) yourself.
►Examples.
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7. Part-Time Business
►Covers your personal
expenses.
►12 to 18 months till profitability.
►Examples of starting a new
business without a
business loan.
►Benefits of part-time.
www.businessmoneytoday.com

8. Savings
►Savings vs. financial future –
your business can do more.
►Discipline.
►Types of personal resources.
www.businessmoneytoday.com

9. Conclusion
►A Business Loan would be nice –
but it is not necessary.
►Find a way – unique way – to make
it work.
►So many others have done it – so
can you!
www.businessmoneytoday.com

10. Conclusion
►A Business Loan would be nice –
but it is not necessary.
►Find a way – unique way – to make
it work.
►So many others have done it – so
can you!
www.businessmoneytoday.com