As one of the largest publicly owned property and casualty insurance brokers in the country, we represent the finest companies in the industry and provide world-class product and liability coverage services. We’re positioned to negotiate with the most competitive insurance carriers to get the best insurance products for you. CBIZ property and casualty insurance broker services provide reliable product and liability coverage you can count on. CBIZ provides a wide variety of insurance products and services to suit your needs, including commercial lines, risk management, executive protection, loss control services and coverage for specialty industries like architects and engineers, videography and whitewater rafting. Visit http://www.cbiz.com for more information.

1. PROPERTY & CASUALTY

2. PROPERTY & CASUALTY
CBIZ is one of the largest n Workers Compensation n Risk manager outsourcing
Fully Insured n Loss control consulting
publicly-owned property and Self-funded deductible or retention n Claims consulting
casualty insurance brokers in programs n Internal risk management processes
the country. CBIZ represents the
finest companies in the industry Risk Management Services Executive & Financial
and is positioned to negotiate Protection
As your business grows and becomes
with the most competitive insur- more sophisticated, your potential for We specialize in protecting individuals
ance carriers. complex risk grows. and their companies against executive,
management, and other professional
In order to provide exceptional service CBIZ’s Risk Management practice liability exposures. CBIZ will analyze
to every client, we have assembled provides objective, independent, and identify your specific needs and
an outstanding team of professionals, unbiased advice on your insurance and develop solutions to protect your
committed to developing a solid risk management programs. We bring individual and corporate assets. Our
relationship with you and your solutions to the entire spectrum of expertise includes:
organization. risks you face. CBIZ will:
Directors & Officers Liability (D&O)
You can rely on CBIZ to provide you Coverage to officers and board
n Review operations & exposures
with the resources of a national members for damages (settlements
n Review present strategies
broker and the outstanding personal or awards) and defense costs that
n Review existing insurance program
arise from lawsuits alleging various
attention of a local office. n Provide suggestions for
improvement wrongful acts.
Commercial Insurance Lines n Provide written strategies to
Employment Practices Liability (EPL)
implement change
CBIZ is uniquely positioned to Protects your business by insuring
negotiate with carriers in all areas, the company, directors, officers,
including: Our team conducts a review of the
and employees for actual or alleged
exposures that could result in a loss
employment wrongful acts such as
by addressing operational risks as
n Liability wrongful termination, discrimination,
they relate to systems, processes, and
Commercial General Liability sexual harassment, failure to hire
procedures, including human capital.
Professional/E&O or promote, and failure to enforce
CBIZ can work with your current
Directors & Officers adequate workplace policies and
carriers or assist you with changes to
Employment Practices procedures.
Fiduciary a new program. Our services include:
Umbrella/Excess Fiduciary Liability
n Design of risk management & ERISA holds benefit plan sponsors and
n Surety insurance strategies their trustees/fiduciaries personally
Construction n RFP design, preparation & liable for losses to the company’s
General Commercial Market implementation benefit plans in the event of a breach
License & Permit Bonds n Broker & TPA selection of fiduciary duties. It is designed to
Notary Bonds n Preparation of risk management protect both the company and its
ERISA Bonds guides individual trustees/fiduciaries.
n Survey of exposures
n Automobile n Insurance program audits Errors & Omissions
n Property n Contractual transfer Professional Liability and Professional
n Inland Marine n Merger & acquisition Errors & Omissions covers the risks,
n Crime/Fidelity n Litigation support defense costs, settlements, or court
n Disaster recovery planning awards associated with failing to
n Insurance archaeology provide service(s).
n Alternative risk financing

3. Commercial Crime Insurance
This protects your business against
loss of money, securities, and property
caused by employee theft, fraud,
computer fraud, burglary, and robbery.
Kidnap, Ransom &
Extortion Insurance
This is a concern for business execu-
tives and travelers both inside and
outside the U.S. Political groups,
terrorists, and criminal organizations
are not only targeting large multi-
national companies, but also smaller
domestic firms. Typical coverage
pays for ransom demands and other
expenses of a kidnapping or extortion
on a global basis.
n your homeowners’ policy carries Our National Service Center is staffed
M&A, International & Tax Insurance limitations on theft coverage for with experienced and dedicated
CBIZ has the expertise and relation- valuable articles such as jewelry, professionals who provide service that
ships with both domestic providers furs, and silverware? makes a difference.
and international intermediaries in n in the event of a serious liability
the areas of Mergers & Acquisitions, suit, your home or auto policy limits CHOICES. CBIZ represents many of
International exposures, and tax may not be enough? the largest carriers in the country, as
insurance to meet all your insurance well as many regional carriers.
and risk transfer needs. Our consulta- No matter how complex or
tive approach enables us to tailor straightforward your personal YOUR ADVOCATE. CBIZ’s licensed
executive protection to satisfy your insurance needs, our professional, and trained claims staff acts as your
insurance needs and obligations. licensed staff will provide sound advocate when needed.
advice and competitive quotes. CBIZ
Personal Insurance will carefully review your assets and SOUND ADVICE. Our staff of profes-
When was the last time you reviewed tailor a personal insurance portfolio to sional Personal Account Specialists
your personal insurance policies? suit your needs, including: is available to provide you with sound
When was the last time your agent advice.
did? n Automobiles
n Homeowners AVAILABLE. Our National Service
Did you know... n High Performance/High Value Center is available to you 24/7 should
Automobiles you have an emergency. We’re here
n over 65% of all policies are rated n High Value Homeowners when you need us!
incorrectly? n Boats or Yachts
n you may be eligible for premium n Excess Liability Let CBIZ review your personal insur-
credits you are not receiving? n Fine Arts ance needs; you’ll be glad you did.
n homeowners’ policies do not cover n Jewelry & Furs
flood losses? n Workers Comp
n unless endorsed, your homeowners’ n Flood Insurance
policy provides little protection for n Aviation
home-based business? n Recreational Vehicles (ATVs,
snowmobiles, wave runners)

4. M U LT I P L E S E R V I C E S W I T H A S I N G L E F O C U S : YOUR SUCCESS
Growth and Success. Efficiency and Profitability. It’s likely these goals are top
priorities for your business. It’s also likely that the daily distractions of financial
and employee issues diminish your ability to focus on those goals.
CBIZ enables you to dedicate your time to critical business matters by providing
custom solutions that help you manage your finances and employees.
We offer clients exceptional quality and diverse capabilities with the personal
attention your business needs and deserves, all with a single focus: your success.
For more information, contact your local CBIZ Advisor or call our toll-free help line,
1-800-ASK-CBIZ (1-800-275-2249).
Employee Services
O YEE SERV Financial Services
EMPLOYEE BENEFITS PL IC ACCOUNTING & TAX
EM
ES
RETIREMENT SERVICES LITIGATION SUPPORT
PAYROLL / FLEX / COBRA VALUATION
PROPERTY & CASUALTY INTERNAL AUDIT
INSURANCE CLIENT MERGERS & ACQUISITIONS
RISK MANAGEMENT
FINANCIAL ADVISORY
LIFE INSURANCE
RISK & ADVISORY SERVICES
EXECUTIVE SEARCH
CORPORATE RECOVERY
IN
S
E
F
COMPENSATION CONSULTING
AN IC
FAMILY OFFICE SERVICES
HUMAN CAPITAL SERVICES CIAL SERV
CBIZ also provides specialized services, including
Real Estate Services and Health Care Services
© Copyright 2011. CBIZ, Inc. NYSE Listed: CBZ. All rights reserved.
our business is growing yours
www.cbiz.com