The summer issue of "The Advantage" - a newsletter dedicated to professional women development. CBIZ Women's Advantage celebrates the uniqueness of the woman business professional. Internally, we direct the development of our women professionals through focused leadership, mentoring, networking and professional development programs. Externally, we provide women decision makers access to a network of highly skilled, seasoned, professional women to assist their every business need. We are "CBIZ Women Helping Women Succeed in Business."

1. “CBIZ Women Helping Women Succeed in Business”
Avoid a Career Capsize
Page 2
CWA Snaps!
Page 2
CBIZ Memphis
Creates Back-to-Back
CWA Buzz
Page 3
Maximizing Your
Professional Wardrobe
Page 3
The CWA Spotlight
Page 4
CWA Book Clubs
Page 4
Inside
This Issue
It’s easy to see why Rick Jenson, CBIZ
Valuations Group, Dallas, thought Stefanie
Cavanaugh was an outstanding candidate for this
edition of the CWA Client Spotlight.
Stefanie, Senior Vice President of Harden
Healthcare, an ancillary services organization
specializing in senior care, is passionate about
giving back and empow-
ering women in the finan-
cial arena. As a teenager,
she joined her mother as
a volunteer at the San
Antonio Women’s Credit
Union (SAWCU), an orga-
nization designed to help
women establish and
gain credit. She kept the
books and learned the
financial operations of
the organization. “I developed my love for finance
during those early years and found my first CPA
mentor at SAWCU. I watched an amazing group
of professional women help their sisters gain
financial independence,” commented Stefanie.
After college and five years in public accounting,
she joined the San Antonio Symphony as CFO.
Thriving in the small environment, Stefanie
gained experience in all facets of managing the
financial operations. She spent 10 years at
Encore Medical Corporation as the Controller,
learning about health care finance and the medi-
cal device industry and helped lead the organiza-
tion through rapid growth in revenue — $35 mil-
lion to almost $1 billion. Sarbanes Oxley became
effective and increased the demands on public
companies dramatically. Both these changes
meant growth for Stefanie and her team. She
- See Stefanie Cavanaugh on page 4Stefanie Cavanaugh
Advantage
The
Summer 2013
CBIZ
Women’s
Advantage
Champions of CWA
Stefanie Cavanaugh: Empowering Women
The Executive Board for CBIZ Women’s
Advantage held its annual meeting in April.
Finding a date to convene this group of women
leaders is always a huge challenge. In addition to
time constraints, I ask them to take two days
away from their demanding “day jobs” to think
about CWA. As a board, we challenge the
Program’s mission and goals to find new ways to
grow and develop CBIZ women, identify ways to
strategically position our women and the CBIZ
brand externally, and create plans to continue
our business development programs.
These women could choose to skip our meetings,
but they don’t. They have a passion for CWA and
are truly committed. In my
last column I gave a shout
out to Steve Gerard, our
CEO and #1 Champion, but
these 22 women are the
other #1 Champions of
CWA! Our women’s
Program has received
national recognition and
celebrated many success-
es. To sustain its strength
and positive impact on our Company, I am asking
all of our business leaders to escalate your sup-
port and engagement in CWA’s success. 
– Nancy Mellard, CWA National Leader
Nancy Mellard

2. CBIZ Women’s Advantage Summer 2013
2
As you navigate the treacherous waters of a
career, there are many tributaries you may
follow. Not just one route can be considered
the magic route to success; however, under-
standing some of the common mistakes
made by women in middle management
roles may help you avoid making them in
your own career.
First, women in this role are notorious for
becoming so indispensible in their current
job they fall prey to being land-locked in
that role — placing unanticipated, but natu-
ral, road blocks for promotional opportuni-
ties and lateral moves. Sometimes becom-
ing an expert in a certain functional disci-
pline is actually a detriment whereby super-
visors can’t fathom losing the skills the
expert possesses.
Another common mistake is the failure to
develop broad-based internal relationships
across the organization. Don’t limit your-
self! Hang out with the girls, pal around
with the guys and expand your scope of
relationships outside of your department.
Manage your individual brand by getting to
know the people down the hall or eating
lunch with a different set of colleagues.
Participating in such activities will enhance
your internal relationship building.
Finally, many women managers find them-
selves trapped in the balancing act between
professional and personal life. Take the
example of a first time supervisor who is
also a new mom — the pressures are diffi-
cult to manage. The mistake is trying to
power through the obstacles without seeking
advice or communicating with your work-
place constituencies. Superwomen is a
great title, but hard to pull off.
To avoid these mistakes, you must be pro-
active and self-aware. Identify a diverse
set of mentors and communicate often.
Craft a personal development plan with
your unit’s HR resource, and create an
open dialogue with superiors, peers, and
subordinates to assure all understand
motivations, actions, and pressures that
are generally felt by others.
Plus, remember we all make mistakes.
The key is to learn from others who have
preceded you. 
Women Middle Managers: Avoid Career
Capsizing Mistakes
by Jay Meschke, President, CBIZ Human Capital Services & EFL Associates, Kansas City
Current and retiring members of the CWA
Executive Board welcomed seven new members
at their annual meeting in San Diego in April.
Front Row (l-r): Laura Day, Lisa Larson, Karen
Clark, Robin Widdis, Cindy Rosenberg, Brenda
Piazza, Kelly Davies, Kathy Fratantoni, Mary Kay
Griffith, Karen Grasso, Terri Bur
Back Row (l-r): Pattie Stahm, Lori Novickis,
Kelly Wilborn, Jan Asnicar, Nancy Mellard, Deb
Busch, Linda Lauer, Jennifer Gray, Becky Vidal,
Sunny Claggett
Not pictured: Cheryl Calhoun, Connie Chiara,
Kelly O’Neil, Nancy Thompson
CWA Adds New Members
CWA Snaps!
CWA Executive Board member
Brenda Piazza, CBIZ MHM, San
Diego, was nominated for the
Pinnacle Award sponsored by Athena
of San Diego recognizing women,
men and companies/organizations
that support, encourage and
advance high-level opportunities for
women in specific fields.
Snaps to Megan Murdock, CBIZ
MHM, Memphis, who was named a
Memphis “Woman to Watch” by The
Commercial Appeal.
Zandra O’Keefe, CBIZ MHM,
Phoenix, was nominated in Arizona
Business magazine as one of the
“50 Most Influential Women in
Arizona Business.”
Sunny Claggett’s, CBIZ, Corporate,
comments were featured in the arti-
cle “Bridging the Gap” in
MyBusiness magazine’s April issue
showcasing Sunny’s knowledge of
the multigenerational workforce.
Congratulations to Nancy Mellard,
CBIZ ES Division, Kansas City, on
making the cover of the March 2013
edition of Leader’s Edge magazine,
plus check out her blog post
“Confidence in women: Where does
the real change need to happen?”

3. CBIZ Women’s Advantage Summer 2013
3
The Memphis office of CBIZ MHM held a
two-day event February 27th-28th for women
in business in the Mid-South. With the
recent launch of their internal CBIZ Women’s
Advantage Networking Circles, the office is
expanding its efforts externally to create rec-
ognition, as well as provide women decision-
makers access to a network of highly-skilled,
seasoned, professional women to assist in
their every business need. Nancy Mellard,
National Leader of CBIZ Women’s
Advantage, attended both events and was a
panelist at the February 28th Women &
Business seminar.
A cocktail party at the Lexus of Memphis the
night before the seminar served as a meet-
ing place for some of the most influential
women in Memphis to mingle and network.
The event included hors d’oeuvres by local
caterer, Pepper & Salt. Women from the
Memphis office were also in attendance,
using the opportunity to create new touch
points with clients and prospects, as well as
gain valuable insight into the successful
careers of other women in the area.
The second of the two events, the Women
& Business seminar hosted by The Daily
News, attracted
over 200 men
and women from
Memphis and fea-
tured keynote
speaker, Susan
Stephenson, CEO
and co-founder of
Independent
Bank. Her presen-
tation titled
‘Women and
Business: Some
Thoughts on
Glass Ceilings and Glass Slippers’ covered
a brief history of women’s rights and
helped to launch discussions on where
women have been and are going. Susan’s
take on her favorite childhood story of
Cinderella was a fun, albeit serious, back-
story encouraging women to not wait for a
fairy godmother to help
them make a name for
themselves. A panel dis-
cussion was followed by a
Q & A session. The panel-
ists included Nancy
Mellard, Pamela Irons,
attorney at Jackson Lewis
and Natasha Donerson,
President/CEO of
Success Unlimited.
The Memphis office
counts both of these
events as successes and has received posi-
tive feedback from several of the attendees.
Going forward the office hopes to continue
using CBIZ Women’s Advantage as an oppor-
tunity for continued business and profes-
sional development. 
CBIZ Memphis Creates Back-to-Back CWA Buzz
by Janelle Niederriter, CBIZ MHM, Memphis
• Buy fabrics that are a good
weight for all seasons and can
breathe.
• Long-sleeve, button-down shirts
are perfect for multiple seasons.
Wear the sleeves long with
slacks or roll the sleeves and
pair with a skirt.
• A dress can double as a skirt
when worn with a sweater or
jacket over it.
• Don’t be afraid to mix prints,
textures and colors.
• A great pair
of heels or
flats can go
a long way.
• If you have
limited funds,
be sure to
have quality
basics. Buy
trendy items
at discount
stores.
• Add color to
your ward-
robe with an
accessory like a necklace,
bracelet or scarf. The 2013
Pantone color of the year is
Emerald.
When all else fails, head to Pinterest
to get new ideas and inspiration.
You can follow Carrie on Pinterest
or follow her fashion blog at
FashionableWay.com 
Tips to Maximize Your
Professional Wardrobe
by Carrie Barth, CBIZ Payroll,
Kansas City
What Do You Think?
If you haven’t had a chance to check out the updated website, follow this link http://intranet.cbiz.com/
cbizwomensadvantage/home.aspx. We’ve updated the information, added an events calendar and add-
ed links to all the social media sites. Bookmark this page for quick access to all things CWA.

4. CBIZ Women’s Advantage Summer 2013
“CBIZ Women Helping Women Succeed in Business”4
The CWA Spotlight
Karen Fenaroli, Sr. Vice President, CBIZ EFL Associates, Inc.,
Kansas City
We recently sat down with Karen Fenaroli, Sr. Vice President of EFL
Associates, to discuss her accomplishments, both personally and profes-
sionally. Karen is a CBIZ producer who leads a recruiting consulting practice
for EFL Associates, a business unit of the Benefits & Insurance and Human
Capital Services practice. In addition, Karen was recently named the largest
overall producer within the Human Capital Services practice at CBIZ, with
new business development of $2 million in 2012. Below, Karen shares a
few of her ingredients to success.
How long have you been at CBIZ and
where were you before?
“I recently celebrated my five year anniversa-
ry with CBIZ. Previously I was the CEO of
REGALIA, an international wholesale manu-
facturing company, where I had the opportu-
nity to mature as a leader during my fifteen
year tenure. I was able to use my entrepre-
neurial skills to establish a new consulting
team for practices within EFL.
Looking around your office there are exam-
ples of your accomplishments everywhere,
both personal and professional. How do
you do it all?
“Can you do it all? As Sheryl Sandberg would
say in her book, Lean In: Women, Work and
the Will to Lead, ‘to do it all you need a full
team on your side.’ I have a hand-picked cor-
porate work team, a supportive family (and
two daughters!), and a company that provides
support and mentors professionally. I have
been able to thrive in the work force by
becoming a CPA, a CEO and now a Consulting
Partner at EFL. I get to practice what I love
and am good at, within an organization that
supports my every step.”
What is your secret sauce to success?
“I consider there to be four key ingredients to
success: First, personal grounding. I am sur-
rounded by a loving family and have both feet
firmly planted in “life enjoyment.” Second, I
consider myself to be a professional corpo-
rate athlete. It takes years of training and
dedication to be the best at what you do.
You start out small, gain momentum to
play the game, win the game and then even-
tually create a new game. The third ingredient
is attitude — grit and tenacity combined.
When I have a client failure, I make sure to
learn from it and improve. Lastly, aptitude is
the final key to success. It is crucial to have
the agility for learning. I ask lots of questions
and am always striving to get better and know
more. As women, we have to raise the bar.
Our attitude needs to exemplify that we are
here to compete and succeed.” 
Stefanie Cavanaugh...
Continued from cover
began to mentor other accountants, primarily
women, building a network of professionals
in her community who were going through
similar experiences.
Additionally, Stefanie chairs the Grant Finance
Committee for Impact Austin, a progressive
leader in women’s philanthropy that gives
back to the community by using high-impact
grant making to develop and inspire women
to effect positive change. Founded 10 years
ago, Impact Austin is a group of more than
500 women volunteers who each contribute
$1,000 in order to award five $100,000
grants per year in five different categories.
“When my coach and colleague recommend-
ed Impact Austin, I thought I was joining to
meet other smart, powerful women. I’ve
gained so much more! We are truly empower-
ing organizations to help others. That is the
real reward,” concluded Stefanie. 
Karen Fenaroli
The Advantage is
published by CWA.
Kansas City Editorial
Staff: Alex Zelie
(CBIZ MHM), Joellen
Messerli and Andria
Mitra (CBIZ B&I)
To submit material,
please contact Andria Mitra at
amitra@cbiz.com.
“CBIZ Women Helping Women Succeed in Business”
Avoid a Career Capsize
Page 2
CWA Snaps!
Page 2
CBIZ Memphis
Creates Back-to-Back
CWA Buzz
Page 3
Maximizing Your
Professional Wardrobe
Page 3
The CWA Spotlight
Page 4
CWA Book Clubs
Page 4
Inside
This Issue
It’s easy to see why Rick Jenson, CBIZ Valuations
Group, Dallas, thought Stefanie Cavanaugh was
an outstanding candidate for this edition of the
CWA Client Spotlight.
Stefanie, Senior Vice President of Harden
Healthcare, an ancillary services organization
specializing in senior care, is passionate about
giving back and empowering women in the finan-
cial arena. As a teenager,
she joined her mother as
a volunteer at the San
Antonio Women’s Credit
Union (SAWCU), an orga-
nization designed to help
women establish and
gain credit. She kept the
books and learned the
financial operations of
the organization. “I devel-
oped my love for finance during those early years
and found my first CPA mentor at SAWCU. I
watched an amazing group of professional wom-
en help their sisters gain financial indepen-
dence,” commented Stefanie.
After college and five years in public accounting,
she joined the San Antonio Symphony as CFO.
Thriving in the small environment, Stefanie
gained experience in all facets of managing the
financial operations. She spent 10 years at
Encore Medical Corporation as the Controller,
learning about health care finance and the medi-
cal device industry and helped lead the organiza-
tion through rapid growth in revenue — $35 mil-
lion to almost $1 billion. Sarbanes Oxley became
effective and increased the demands on public
companies dramatically. Both these changes
meant growth for Stefanie and her team. She
- See Stefanie Cavanaugh on page 4Stefanie Cavanaugh
Advantage
The
Summer 2013
CBIZ
Women’s
Advantage
Champions of CWA
Stefanie Cavanaugh: Empowering Women
The Executive Board for CBIZ Women’s
Advantage held its annual meeting in April.
Finding a date to convene this group of women
leaders is always a huge challenge. In addition to
time constraints, I ask them to take two days
away from their demanding “day jobs” to think
about CWA. As a board, we challenge the
Program’s mission and goals to find new ways to
grow and develop CBIZ women, identify ways to
strategically position our women and the CBIZ
brand externally, and create plans to continue
our business development programs.
These women could choose to skip our meetings,
but they don’t. They have a passion for CWA and
are truly committed. In my
last column I gave a shout
out to Steve Gerard, our
CEO and #1 Champion, but
these 22 women are the
other #1 Champions of
CWA! Our women’s
Program has received
national recognition and
celebrated many success-
es. To sustain its strength
and positive impact on our Company, I am asking
all of our business leaders to escalate your sup-
port and engagement in CWA’s success. 
– Nancy Mellard, CWA National Leader
Nancy Mellard
Follow the lead of Emily Woodward,
CBIZ Life Insurance Solutions, San
Diego, and start a CWA Book Club in
your office. They meet regularly for a
discussion of the latest professional
must-read … and a little fun. Here
are some books to add to your read-
ing list to get you started:
 How Remarkable Women Lead:
The Breakthrough Model for Work
and Life by Joanna Barsh, Susie
Cranston and Geoffrey Lewis
 Nice Girls Don’t Get the Corner
Office: 101 Unconscious Mistakes
Women Make That Sabotage
Their Careers by Lois Frankel
 Lean In: Women, Work and the
Will to Lead by Sheryl Sandberg
 Stiletto Network: Inside the
Women’s Power Circles That Are
Changing the Face of Business
by Pamela Ryckman
 Pushback: How Smart Women
Ask—And Stand Up—for What
They Want by Selena Rezvani
and Lois Frankel
 The Orange Line: A Woman’s
Guide to Integrating Career,
Family & Life by Jodi Detjen
CWA Book Clubs –
What a Great Idea!