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By 2031 England will face a shortfall of 2.5 million homes. 
• Home owners spend on average 20% of 
their income on mortgage repayments 
• 11% annual house price growth to August 
2014 (In London up to 30%) 
• Private renters spend on average 
40% of their income on rent 
• 8.2% annual rent increase to 
August 2014 vs. 1.25 % annual 
wage growth over the same period 
An unsustainable market
Housing Crisis in England 
250,000 new homes needed p.a., only 114,000 built. 
Significant socio-economic impact of the housing crisis: 
• Housing benefit bill now stands at £21.5bn (27,4 Mrd EUR) 
• 22.5% of housing benefit claimants are in employment 
• 1.7 million households on housing waiting lists 
• 58,000 households in temporary accommodation 
• 50,000+ households accepted as homeless
Three Big Ideas 
• Investment 
• Land 
• Freedoms and Flexibilities 
Housing associations will be central to efforts to end the housing crisis. 
Our asks of the next UK government: 
1. A new Housing and Infrastructure Bank 
2. The introduction of Local Land Strategies 
3. Housing associations to have more control over 
the rents they set and who they house
Homes for All: A growing role for 
housing associations 
By 2033 English housing associations can: 
• More than double the number of homes we 
currently own and manage 
• House over 12 million people (1 in 5) 
• Significantly increase the homes for market 
rent and sale (build 1 home for market rent 
or sale for every two affordable homes) 
• Take the lead in transforming communities, 
providing access to opportunities and 
services
The Homes for Britain campaign 
1. Party Conferences - September-October 
We are taking the message directly to politicians at the three main parties’ conferences. 
2. #Housingday - 12 November 
Support and join in with #housingday on social media - we’ll focus on what a difference 
a good home makes. 
3. Ho, Ho, Homes for Britain - December 
Festive campaign activity to tell politicians about the true impact of the country’s 
shortage of homes on real people. 
4. Amplifying the Message - January- February 
Spreading the word wider through billboards, posters and attention-grabbing activities 
that can’t be ignored. 
5. Homes for Britain Rally - 17 March 
Thousands of people coming together in the heart of Westminster for the biggest 
housing rally in a generation to urge the parties to back our call. 
6. The Home Straight - April 
Your last opportunity to take the campaign message back to your local politicians once 
more before the election.

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Arno Schmickler- The unsustainable UK Housing Market #housingfinance

  • 1. By 2031 England will face a shortfall of 2.5 million homes. • Home owners spend on average 20% of their income on mortgage repayments • 11% annual house price growth to August 2014 (In London up to 30%) • Private renters spend on average 40% of their income on rent • 8.2% annual rent increase to August 2014 vs. 1.25 % annual wage growth over the same period An unsustainable market
  • 2. Housing Crisis in England 250,000 new homes needed p.a., only 114,000 built. Significant socio-economic impact of the housing crisis: • Housing benefit bill now stands at £21.5bn (27,4 Mrd EUR) • 22.5% of housing benefit claimants are in employment • 1.7 million households on housing waiting lists • 58,000 households in temporary accommodation • 50,000+ households accepted as homeless
  • 3. Three Big Ideas • Investment • Land • Freedoms and Flexibilities Housing associations will be central to efforts to end the housing crisis. Our asks of the next UK government: 1. A new Housing and Infrastructure Bank 2. The introduction of Local Land Strategies 3. Housing associations to have more control over the rents they set and who they house
  • 4. Homes for All: A growing role for housing associations By 2033 English housing associations can: • More than double the number of homes we currently own and manage • House over 12 million people (1 in 5) • Significantly increase the homes for market rent and sale (build 1 home for market rent or sale for every two affordable homes) • Take the lead in transforming communities, providing access to opportunities and services
  • 5. The Homes for Britain campaign 1. Party Conferences - September-October We are taking the message directly to politicians at the three main parties’ conferences. 2. #Housingday - 12 November Support and join in with #housingday on social media - we’ll focus on what a difference a good home makes. 3. Ho, Ho, Homes for Britain - December Festive campaign activity to tell politicians about the true impact of the country’s shortage of homes on real people. 4. Amplifying the Message - January- February Spreading the word wider through billboards, posters and attention-grabbing activities that can’t be ignored. 5. Homes for Britain Rally - 17 March Thousands of people coming together in the heart of Westminster for the biggest housing rally in a generation to urge the parties to back our call. 6. The Home Straight - April Your last opportunity to take the campaign message back to your local politicians once more before the election.