This document discusses trends in digital commerce and customer experience. It notes that commerce is increasingly customer-centric and driven by experiences across channels. Customers do not blame channels for poor experiences, but blame brands. It also summarizes market forecasts showing growing mobile and social commerce. The document advocates for a "Human to Human" approach where customers are valued beyond segments. It proposes a "Progressive Convergence Strategy" to build platforms rather than websites to engage customers across touchpoints. It positions offering full digital solutions around web, mobile, social, analytics and marketing to empower brands to reach customers in new ways.