Learn about the prescription requirement for over-the-counter medications with a Flexible Spending Account. Flexible Spending Account (FSA) holders know that their benefits can cover qualifying medical expenses and services, but few are aware that over-the-counter (OTC) medications are eligible as well.   Since January 1, 2011, some over-the-counter (OTC) items require a prescription to be reimbursed under an FSA. This strictly applies to products containing medicine including Advil, Tylenol or Claritin. Insulin is excluded from the Rx requirement.

1. FSA OTC Rx
The Flexible Spending
Account
Prescription Requirement

2. OTC Rx Requirement
Flexible Spending Account (FSA)
holders know that their benefits
can cover qualifying medical
expenses and services, but few are
aware that over-the-counter
(OTC) items are eligible as well!
Since January 1, 2011, some
over-the-counter (OTC) items
require a prescription to be
reimbursed under an FSA. This
strictly applies to products
containing medicine including
Advil, Tylenol or Claritin. Insulin
is excluded from the Rx
requirement.

3. You can use your tax-free funds to save on
items for you or your family members at
FSAstore.com.
View our Eligibility List to get a better
idea of which OTC items require a
prescription.
Examples of prescription items:
•Acne treatments
•Allergy medicine
•Aspirin
•Antacids
•Nicotine patches
•Cold & flu medicines
Getting OTC Prescriptions with an
FSA

4. How can I tell which products require a prescription?
All items sold at FSAstore.com
feature a Red Checkmark or a Blue
Rx logo.
•Red Checkmarks are products that
are available without a prescription
and can be purchased with an FSA or
major credit/debit card.
•Blue Rx Symbols are items that
require a prescription from a doctor
to be reimbursed through an FSA,
and can be purchased with an FSA or
major credit/debit card.

5. Shopping for OTC Rx Products
FSAstore.com makes it easy to tell which products are FSA eligible with a
prescription. We even have an Rx Process to help you submit a
prescription and take away the hassle of reimbursement paperwork!
Shopping for OTC Rx Products

6. FSAstore.com Rx Process
Easily submit your prescriptions to FSAstore.com.
Three simple steps:
1. Click on the Prescription banner on the checkout page to complete the prescription process. (when signed in).
2. Provide your physician’s name, phone number and address, and we will take care of the rest!
3. You can also mail your prescription, or have your doctor fax it to our prescription partner!

7. Want to learn more?
FSAstore.com is your one-stop
destination for FSA eligible products,
and is a great resource for anyone
looking for information about their
employee benefits.
Check out our FSA Learning Center for
answers to your questions about FSAs,
HSAs, Dependent Care FSAs and more.
Last but not least, our FSA Blog features
news about your benefits, as well as
ideas on how you can use your FSA year-
round to improve the health and
wellbeing of you and your family.