Performance Protector is an enhanced investment service that monitors funds and switches investments from underperforming funds to the best performing funds in that sector on a monthly basis. This aims to produce smoother portfolio performance compared to a buy and hold strategy. Back-testing data shows that using Performance Protector achieved an average extra return of 4.09% per year over 11 years compared to a static portfolio, representing an extra return of £61,549 on £100,000 invested. This extra return was achieved with less risk compared to a buy and hold strategy.

1. Performance Protector Presentation Fraser

2. Why do we believe that we need to offer you an enhanced service for handling investments?

3. To answer that question I’ll ask you one of my own

4. If you invested in the Top 50 funds 5 years ago where would these funds be ranked now?

5. Only 10 funds would still be in the top 150. Only 3 funds would still be in the top 50. Only 6 funds would still be in the top 100. Only 12 funds would still be in the top 200.

6. So if buy and hold doesn't work anymore, what should you do?

7. We believe that we have adopted a winning strategy by introducing ‘ Performance Protector’.

8. The Principle

9. The graph below shows the performance of three funds over the same time period.

10. Wouldn’t it be great if you could switch from the good funds before they went bad?

11. Performance Protector offers the ability achieve this.

12. On a monthly basis it screens the statistical data on your funds.

13. If these fall below the threshold that we have set Performance Protector alerts us, the fund is sold, and the best fund in the sector is bought.

14. This should produce a more ‘smoothed’ effect for portfolio performance

15. Before After Illustrated Thusly:

16. The Results

17. * Based upon a typical asset allocation of our ‘Average client’ over a 11 year and 2 month period (the Longest period that we can Back-test) up to 27th April 2009, On average, over that of a static portfolio 4.09% p.a.* Extra Return

18. On every £100,000, that Represents a Massive £61,549 Extra Return on top of that achieved by a statically held portfolio.*

19. Additionally, all this would have been achieved with less risk