This is a presentation to learn how to graduate college debt free. There is information for both parents and students.

1. Tonjala Eaton, Campaign Founder
Ardyss International, Strategic Partner

2. GRADUATE COLLEGE DEBT FREE WITH ME!
Goals:
• To help college student complete their educational programs
without STUDENT LOANS and CREDIT CARD DEBT!
• To provide individuals struggling to pay off their student loans
and cover cost of living expenses by adding an additional
monthly income of $500.
• To expose the dangerous outcomes of having unmanageable
debt.

3. WHO ARE WE?
Tonjala Eaton
• Higher Education Professional with 10 years of
experience in the field of experiential education
• Master’s of Arts in Higher, Adult and Lifelong
Education, Michigan State University, 2010
• Institute for International Public Policy Fellow
• Tom Joyner Scholarship Recipient
• Coro Fellows Program in Public Affairs
• Academic Advisor at Lansing Community College

4. WHO ARE WE?
Graduate College Debt Free With Ardyss
International
• In 1990, Mr. Antonio Diaz de Leon launched Ardyss
International in Mexico City, Mexico
• In 1993, the first Ardyss products were exported to the
United States of America
• In 2002, Ardyss introduced an an all-natural nutritional
product to expand current product lines
• In 2002, Ardyss International surpassed $10 million a
month in monthly sales
• In February 2011, Ardyss profits were $900,000.
• Created 10 new millionaires in the last three years.
I

8. Something

9. CURRENT REALITIES ABOUT STUDENT LOAN DEBT
• National student loan debt has exceeded $1 Trillion.
• Student loan debt is being referred to as the new
indentured servitude.
• The federal government will no longer pay interest on
undergraduate federal loans during the six month grace
period after graduation.
• Graduate students will have to pay interest on all
federal loans while they are in school for any loans
taken after July 1, 2012.
• Loan repayments can be equivalent to a mortgage or
rent.
• Loan repayments can be as high as 30% of yearly
income.

11. Do you know much you will owe? Find out at
http://www.lcc.edu/finaid/forms/FinancialAidWorksheetFinancialLiteracy1213.aspx

12. ESTIMATED REPAYMENT SCHEDULE
Principal for Federal loans Estimated Interest at 6.8%, Total Cost of
Monthly total number of Loan
Payment payments to
payoff debt
$15,000.00 $175.00 $5,594.27, 118 $20,594.27
20,000.00 230.00 7,619.31, 120 27,619.31
23,000.00 265.00 8, 746.03, 120 31, 746.03
30,000.00 345.00 11,428.97, 120 41,428.97
40,000.00 460.00 15,238.63, 120 55,238.63
46,000.00 530.00 17,492.07, 120 63,492.07
50,000.00 690.00 14,559.43, 94 64,559.43

15. CONSEQUENCES OF UNMANAGEABLE DEBT
• Bad credit
• Credit is determined by your credibility, stability and liquidity
• Delay starting a family
• Delay marriage
• Second mortgages
• Negative impact on cosigners
• Retirees still paying loans from social security
checks

16. A LIFESTYLE WITHOUT STUDENT LOAN DEBT VS.
EMBEDDED IN DEBT

17. NETWORK MARKETING

19. I’d rather earn 1% of many people’s
effort than 100% of my effort alone
~Warren Buffett

20. DO YOU KNOW THESE SUPPORTERS OF
NETWORK MARKETING?
Author of The Money
Book for the Business Mogul and Star of The Apprentice
Young, Fabulous &
Broke

21. Getting PAID month after month
after month!
• Residual Income is defined as : Doing something once
and getting paid over and over again, month after
month, year after year i.e. writing a best selling book, a
hit movie or song.
• Examples: J. K. Rowling wrote “Harry Potter” and is
now a billionaire from that book and subsequent series.
• James Cameron wrote and directed “Avatar” will be
paid on that for the rest of his life not to mention the
movie “Titanic” too.
• Michael Jackson’s estate and his children will be paid
for generations for what he did from the 1970’s-2009.

22. MISCONCEPTIONS ABOUT NETWORK
MARKETING
• Illegal pyramid scheme
 No products involved
 Income is controlled
• Work with several people
• An individual does not need training

24. POWER OF 3 SYSTEM
• The Power of 3 System:
• Step 1: Transfer buying from major big box stories to purchase the same products
from Ardyss International.
Example: Do you purchase washing powder, vitamins, and cleaning products on
a consistent basis? Ardyss will begin paying you for being a customer when you
tell others about the company.
• Step 2: Share this presentation with other college students. When three to five
friends decide they want to participate and use this system to Graduate College Debt
Free Ardyss will pay you.
• Step 3: Help your three to five friends duplicate Step 1.

26. POWER OF 3 IN ACTION
Blair participates in
the Power of 3 and
invited 3 friends. She
made $135.
Chase uses
Ardyss
Kim feeds NutriShake
Amber hungry and Enerlife to
drinks Le children
Vive to help through
build muscle
her focus the mass while
while Ardyss working out.
studying. Cares
Program.

27. POWER OF 3 IN ACTION, TWO MONTHS LATER
Blair
continues
to receive
her
nutritional
products
and she Chase made
Amber made $90. $135 and is
duplicated helping is 3
Blair’s best friends
system and
made do the same.
$135. Kim loves helping those in
need and she made $135.00
Lucida is
happy to join Stacy has
the team told her
family about
also. Leslie is planning to
the program.
Tasha is move off-campus by
using the using the Power of 3.
all natural
skin care Lori is
line and graduating
Casie is planning for soon and is
her future and lost 10 loves the
products. able to have an
Steve is pounds since income while
excited Sheena is drinking Le Vive. job searching. Amanda is happy
about preparing to that Chase asked
graduating study abroad her to be a part of
without by using the the group.
loans. Power of 3.

31. Ardyss welcomes new Platinum Presidents to January 2012 with big
checks for December monthly earnings

32. PERU- Median Household Income is $400 per month

33. gA message to
TESTIMONIES college students
from Millionaire
Jewel Tankard

34. Jose Garcia, $45,430 Graduate Debt Free Laura Bell, $45,430 Has student loan
salary, Comm. major salary, Comm. major and credit debt
Monthly Net Income $2,650.08 Monthly Net Income $2,650.08
from job (gross-taxes)
Total Income $2,650.08
GCDFWM Income 5,000.00 Expenses
Total Income $7,650.08 Rent 545.00
Expenses Renter’s Insurance 25.00
Rent $545.00 Car Payment 345.00
Renter’s Insurance 25.00 Car Insurance 95.00
Car Payment 345.00 Cable & Internet 65.00
Car Insurance 95.00 Food 200.00
Cable & Internet 65.00 Entertainment/Clothes 100.00
Food 200.00 Gas 70.00
Entertainment/Clothes 175.00 Student loan repayment 530.00
Gas 70.00
Savings 400.00 Savings 200.00
Investments 300.00 Credit Card 85.00
Total Expenses $2,220.00 Total Expenses 2,260.00
Disposable Income $5,430.08 Disposable Income 390.08

35. Recommended!
Qualifies you for the
Power Start
Program!

36. I WANT TO GRADUATE DEBT FREE BUT…..
I do not believe it is possible… Consider the Clay Bragg’s story.
I do not want to sell anything..We are not asking you to sell.
If this information was helpful, then pass the link on
to your friends, family members and colleagues
I do not have the money..evaluate your current budget for income
saving opportunities. Refrain from eating or going out. Work
additional hours. Provide a service in exchange for money
(cut/style hair, tutor, sell old items, use coupons, etc.).
I do not have time..How many hours are you hanging out? on social
media? procrastinating? sleeping?

37. RESOURCES
• War On Debt System by Dani Johnson
• Breaking Free Financially by Bob Harrison
• www.onetonline.org
Books:
• Millionaire Maker by Loral Langemeier
• Rich Dad Poor Dad by Robert Kiyosaki

38. Partner with Us
We Value Financial & Time Freedom!

39. BENEFITS OF PARTICIPATING IN GRADUATE
COLLEGE DEBT FREE WITH ME
• Gain skills in business, teamwork, and communication
• Develop a network of friends from other schools
• Submit business expenses when filing taxes
• Former IRS Council Sandor Botkin states a home-based
business tax advantage could save a person between
$2,000-$15,000
• Graduate College Without Debt

41. What’s Next?
Make a Decision Today!
Get started today. Contact
the person that sent you to this
this presentation or email
tonjala@graduatecollegedebtfreewithme.com