Human Resource & Payroll Services And Solutions - Houston, Dallas, Austin - Texas www.hrp.net. HR&P offers the highest quality Health Care Reform Services to a diverse pool of clients in Texas.

1. How HR&P Can Reduce Your
Compliance Burden
• Providing a customized summary report
on how Health Care Reform impacts your
business
• Calculating potential penalties under the “Play
or Pay” provision
• Offering a Full Time Equivalent (FTE) Employee
calculator
• Performing a tax credit eligibility test for
small businesses
• Providing a tracking report for all “Variable
Hour Employees” in conjunction with 4980H
• Distributing required notices to all eligible
employees
Provides Health Care
Reform Assistance
Senator Max Baucus, one of the key architects
of Health Care Reform, stated at a Congressional
hearing that he fears a “train wreck” as the
Obama administration implements the Affordable
Care Act (ACA).
Don’t be derailed by Health Care Reform.
HRP offers valuable compliance assistance
and customized tools to help employers stay
on the tracks. HRP can assist you with the
2013 changes as well as the mandates and
regulations that go into effect in 2014 and
thereafter.

2. Summary of Benefits Coverage (SBC)
• Distribute material to all existing and eligible
new hires within the deadlines
• Update material when changes or amendments
are made to the plan
• Online access so employees can view or print
material
• Assist with questions from employees or
employer
• Incorporate with ERISA required SPD’s and
open enrollment materials
Employee Notice of Exchange
• Notice to all new and existing employees that
describes all the options available under the
Exchange
• Guidance on how to sign up for the Exchange
and what coverage is being offered
• Troubleshoot difficult issues with the Exchange
Medical Loss Ratio (MLR) Rebates
• Provide carriers with the monthly average
total number of employees so they can
calculate the rebate
• Assist in distributing rebates to each employee
through a payroll credit or separate check
(client’s discretion)
• Explain other options the DOL gives the
employer in issuing the rebate
• Issue a notice to each employee getting a
rebate explaining the purpose of the rebate
Employer Shared Responsibility
Employers with 50+ FTEs and/or equivalents,
must offer affordable, minimum essential coverage
or be subject to tax penalties.
• Calculating the minimum wages that must be
paid to avoid offering “unaffordable coverage”
• Helping clients establish a measurement period
(3-12 months) and keeping track of existing
and newly eligible employees
• Providing reports that reflect where each
employee stands (FTE Status, Variable Hour
Status, Lookback Period, Stability Period)
during this process throughout the year to
help avoid tax penalties
• Notify all newly eligible employees and
provide available coverage information
Medicare Tax on Wages and Unearned
Income
Applies to those earning: $200,000 if filing
single; $250,000 if married filing jointly, and;
$125,000 if married filing separately.
• Calculate and apply the 0.9% increase in
Medicare tax on wages
• Calculate and apply the 3.8% Medicare tax
on unearned income
Form W-2 Reporting
Applies to employers with 250+ W-2s for the tax
year.
• Track and include the value of group health
coverage provided to employees showing the
total costs for both employee and employer
Flexible Spending Account (FSA) Annual
Limit
• Conduct open enrollment meetings to educate
employees on tax savings, changes, and
increase participation in the plan
• Hand out material to employees that explain
the changes to the annual limit ($2,500), eligible
expenses, and answer employee employer
questions
• Online enrollment with new and existing
employees
• Mobile Application that gives you direct
access to your account, text notifications,
and debit card
• 3 in 1 (FSA, HSA, HRA)
For more information, please go to:
Health Care
Reform Services
also provided
by HRP
14550 Torrey Chase, Suite 100
Houston, Texas 77014
Phone: 281.880.6525 | 877.880.4477
hrp.net | info@hrp.net