The deadline for FRTB implementation looms, but only 15 percent of banks say they are ready to roll out an enterprise risk management system, according to the Chartis 2016 Global Survey Results. Completing such an overhaul takes a significant investment, from meeting capital requirements to addressing infrastructure challenges such as reporting, testing and tracking. How can banks be proactive about establishing a solid, efficient risk framework? Take a look at five reasons not to delay the process.