Surprizing Life Insurance Facts - Find out who has life insurance coverage and who doesn't. How many America's are uninsured and underinsured?

1. Surprising Facts
About Life Insurance in America
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2. Declining coverage for Americans
Only one-third of all adults
in America has life insurance.
Fewer people are covered
now than six years ago.
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3. 1. They don’t prioritize
life insurance over other
financial obligations.
2. They don’t think they
can afford it.
TOP 2 reasons people don’t
have life insurance coverage
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4. Some Get Coverage from Work
Some Americans have life
insurance through their
employers.
Those benefits are slowly
disappearing.
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5. Do Policies from Employers
Offer Enough Coverage?
Some experts say you’ll need
10 times your annual salary.
We feel that each case is unique.
Talk with your financial advisor
and a life insurance agent to
determine what coverage is right
for you.
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6. Is employee coverage enough?
Look into a supplemental to add
to your employers policy
Review your life insurance needs
every 3-5 years or as significant
life events happen
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7. 93% of Americans Adults
agree that life insurance
necessary.
Yet the majority of
adults remain uninsured
and or underinsured.
Life Insurance is on the minds
of most American Adults
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8. 1. Do some initial research to better
understand your options and the costs
2. Purchase through a reputable company
3. Buy when you’re young and healthy
premiums will be lower
3 TIPS for buying Life Insurance
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9. We can help guide you and provide you with
information and options to make the choice
that is right for you and your family.
Colby Insurance Group Offers
Life Insurance Consultations
Contact:
Christopher H. Scarpa
Colby Insurance Group
chris@colby-group.com
Telephone: 603.526.2903
www.colby-group.com
Data sources: LIMRA