1. CURRICULUM VITAE
NAME : LATHA BIJU VARGHESE
Email ID : lathabvarghese@gmail.com
MOBILE : 00971 507393277
Career Summary
An Insurance Professional with over 14 years experience in UAE Insurance Industry in Life
and Medical Insurance sector.
Experienced in all aspects of client relationship management, insurance management,
technical advisory, underwriting, pricing & claims administration.
The key positions held: Assistant Manager, Sr. Underwriter & Insurance Officer
Education
Associate of Insurance Institute of India (AIII - Life)
Pursuing Actuarial membership of SOA
Masters in Business Administration (MBA)
B. Sc. Mathematics
2. Experience
More than 14 years of experience in various positions in Life and Medical Insurance as follow:
Currently working with a leading Takaful Insurance company in Abu Dhabi as Asst. Manager
and in-charge for Life department.
Worked with Al Ain Ahlia Insurance Co., in Abu Dhabi as Sr. Underwriter with Life &
Medical Insurance department for 2 years from January 2012.
Directly responsible on the following:
Operational Management – Practicing and formulating prudent underwriting guidelines and
procedure for pricing and distribution. Reporting to the Senior Manager regarding all aspects of
operational management and approval.
Client Servicing – Responsibility includes servicing existing and prospective clients,
Reinsurance management, advising sales force on all matters connected with marketing,
underwriting & claims of Medical and life Insurance products.
Worked with Alliance Insurance Co., Dubai as Assistant Manager- Group Life & Medical
Department for 4 years from July 2007 and dealt with all technical aspects pertaining to
underwriting, claims and reinsurance.
The key performance area included:
Reinsurance: Liaising with the reinsurers - various Reinsurance Treaty arrangements were
made with most competitive terms.
.
Training: Responsible to provide training to all sales personnel and underwriting team in
various technical matters relating to underwriting and claims.
Managed and supported the day to day activities:
Quotation enquiries
Underwriting
Reinsurance arrangement
Follow up on the submitted quotations
Policy processing
Claims Settlement
Worked with Dubai National Insurance Co. Dubai for 4 years from March 2003. Assignments
in the above post were to deal with all Medical Underwriting & claims aspects including
providing terms for quotation preparation, policy signing, dealing with brokers and direct sales
staff.
3. Worked with National General Insurance, Dubai from 2000-2003 and independently handled
underwriting and claims and have in-depth knowledge of product designing, pricing &
distribution of medical insurance products.
Areas of Strength:
Specialist in underwriting / claims of Life & Medical Insurance
Through foundation in almost all portfolios of life and medical Insurance
Quick grasping power
Ability to approach problems in a systematic manner, take decision and assist
decision makers to arrive at decision quickly
Communicate effectively
Capacity to think in an empathetic manner and hence always in a better position to
deliver what the customer is looking for.
Computer literacy and ability to use various software
Ability to work under stress
Having excellent inter-personal skills
Personal Details:
Nationality : Indian
Languages known : English, Hindi
Visa status : On employment visa
Date of birth : 03-04-1972
Driving licenses : Valid UAE Driving License
Contact number : 050 7393277 / 055 6506463
E-mail ID : lathabvarghese@gmail.com