Nicolas Bertapelle

jasmin peer to peer customers personal finance innovation;positive minded; compte nickel redzebra crowdfunding ergonomics use axa google competition bank insurance gap knowledge finance frontier crm marketing digital innovation consumer trends smart objets;tv connectée; services 3.0; jasmin observatoire de l'innovation à l'international serious game;agents virtuels;facebook;peer to peer customer relationship management social media marketing distribution channels human-computer interaction financial services branches brand banking services insura france consumer credit