20. 15% iShares MSCI Hong Kong Index (EWH)
15% iShares MSCI Singapore Index (EWS)
15% iShares MSCI Australia Index (EWA)
15% iShares MSCI Switzerland Index (EWL)
10% iShares MSCI Canada Index (EWC)
30% Vanguard MSCI Emerging Markets (VWO)
23. The Importance of
Asset Allocation
Short US Foreign US Foreign Hard
Age
Money Bonds Bonds Stocks Stocks Assets
20 0.0% 0.0% 0.0% 40.0% 45.0% 15.0%
30 3.0% 2.5% 1.8% 35.7% 40.4% 16.6%
40 3.0% 6.7% 4.9% 31.7% 35.7% 18.0%
50 3.0% 9.0% 6.5% 39.6% 33.3% 18.6%
60 3.0% 11.3% 8.2% 27.4% 30.9% 19.2%
70 5.0% 15.8% 11.5% 22.3% 25.2% 20.2%
80 5.0% 21.7% 15.7% 17.3% 19.4% 20.9%
24. 3% Money Market
11.3% PIMCO Total Return (PTTRX/PTTDX)
8.2% PIMCO Emerging Bonds (PEBIX/PEMDX)
21.9% Vanguard S&P 500 ETF (VOO)
5.5% Vanguard Information Tech ETF (VGT)
4.6% iShares MSCI Hong Kong Index (EWH)
4.6% iShares MSCI Singapore Index (EWS)
4.6% iShares MSCI Australia Index (EWA)
4.6% iShares MSCI Switzerland Index (EWL)
3.2% iShares MSCI Canada Index (EWC)
9.3% Vanguard MSCI Emerging Markets (VWO)
11.5% iShares NAmer Natural Resources (IGE)
7.7% Vanguard U.S. REIT (VNQ)
26. The Importance of
Asset Allocation
Summary
Invest in all 6 asset classes
Use index ETFs with low expense ratios
Tilt value and small for US stocks
Tilt Foreign toward specific countries
Monitor and rebalance annually
27. Gone Fishing Portfolio 2013
David John Marotta
Marotta Wealth Management
www.MarottaOnMoney.com
28. 30% Vanguard S&P 500 ETF (VOO)
30% Vanguard Mid-Cap Value (VOE)
20% Vanguard Small-Cap Value (VBR)
20% Vanguard Information Tech ETF (VGT)