Personal Accident and Health Insurance in the Philippines to 2017:Industry Analysis Report @ http://www.researchmoz.us/personal-accident-and-health-insurance-in-the-philippines-key-trends-and-opportunities-to-2017-report.html

1. Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017
Synopsis
The report provides in depth market analysis, information and insights into the Philippine personal accident
and health insurance segment, including:
The Philippine personal accident and health insurance segment’s growth prospects by insurance
categories Key trends and drivers for the personal accident and health insurance segment The various
distribution channels in the Philippine personal accident and health insurance segment Detailed competitive
landscape of the personal accident and health insurance segment in the Philippines Detailed regulatory
framework of the Philippine insurance industry A description of the personal accident and health reinsurance
segment in the Philippines Porter's Five Forces Analysis of the personal accident and health insurance segment
Benchmarking section on the Philippine personal accident and health insurance segment in comparison to
other countries in the Southeast Asian region
Executive summary
The written premium of the Philippines personal accident and health insurance segment increased from
PHP3.7 billion (US$83.8 million) in 2008 to PHP8.5 billion (US$202.4 million) in 2012, after recording a
compound annual growth rate (CAGR) of 23.2% during the review period (2008–2012). This growth
was fuelled by the country’s rising healthcare expenditure, the growing number of private hospitals and
high frequency of crimes and natural disasters. The low standard of the country’s public healthcare
system is encouraging a substantial proportion of the population to choose private healthcare facilities,
although the high cost of such facilities means access is restricted to the country’s middle and upper
classes. Over the forecast period, increasing healthcare expenditure, the growth of private healthcare and rising
awareness of natural disasters and crimes in the country are all expected to drive growth in the Philippines
personal accident and health insurance segment.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in the
Philippines: It provides historical values for the Philippine personal accident and health insurance segment for
the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast
period It offers a detailed analysis of the key sub-segments in the Philippine personal accident and health
insurance segment, along with market forecasts until 2017 It covers an exhaustive list of parameters including
written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total
assets, total investment income and retentions It analyses the various distribution channels for personal
accident and health insurance products in the Philippines Using Porter’s industry-standard “Five
Forces” analysis, it details the competitive landscape in the Philippines for the personal accident and
health insurance segment It provides a detailed analysis of the reinsurance segment in the Philippines and its
growth prospects It profiles the top personal accident and health insurance companies in the Philippines and
outlines the key regulations affecting them
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related to the Philippine
personal accident and health insurance segment and each category within it Understand the demand-side
Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017

2. dynamics, key market trends and growth opportunities within the Philippine personal accident and health
insurance segment Assess the competitive dynamics in the personal accident and health insurance segment,
along with the reinsurance segment Identify the growth opportunities and market dynamics within key product
categories Gain insights into key regulations governing the Philippine insurance segment and its impact on
companies and the market's future
Key highlights
The written premium of the Philippines personal accident and health insurance segment increased from
PHP3.7 billion (US$83.8 million) in 2008 to PHP8.5 billion (US$202.4 million) in 2012, after recording a
compound annual growth rate (CAGR) of 23.2% during the review period (2008–2012) The Philippine
personal accident and health segment is considered one of the fastest-growing insurance segments in Asia,
making the country a preferred destination for investment The low penetration rate and underdevelopment of
the industry are expected to support growth In 2012, the agencies channel accounted for 49.6% of the written
premium generated in the segment, the highest share of all the distribution channels The insurance industry of
the Philippines is supervised and regulated by the Insurance Commissioner of the Philippines, according to the
rules and regulations of the Insurance Code (enacted in 1974) The segment is dominated by PhilHealth
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.2 Market Trends
3.3 Market Size
4 Personal Accident And Health Insurance Segment-regional Benchmarking
4.1 Scale And Penetration
4.1.1 Total Segment Gross Written Premium
4.1.2 Premium Per Capita
4.1.3 Personal Accident And Health Insurance Penetration As A Percentage Of Gdp
4.2 Growth
4.2.1 Gross Written Premium
4.2.2 Gross Written Premium Per Capita
4.3 Efficiency And Risk
Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017

3. 4.3.1 Loss Ratio
4.3.2 Combined Ratio
4.3.3 Incurred Losses Per Capita
4.3.4 Incurred Losses As A Percentage Of Gdp
5 Philippines Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008-2017
5.2 Key Industry Trends And Drivers
6 Personal Accident And Health Insurance Segment Outlook
6.1 Personal Accident And Health Insurance Growth Prospects By Category
6.1.1 Personal Accident
6.1.2 Travel Insurance
6.1.3 Health Insurance
6.1.4 Non-life Health Insurance
7 Analysis By Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels
8 Porter's Five Forces Analysis - Philippines Personal Accident And Health Insurance Segment
8.1 Bargaining Power Of Supplier: Medium-to-high
8.2 Bargaining Power Of Buyer: Low-to-medium
8.3 Barriers To Entry: Medium
8.4 Intensity Of Rivalry: High
8.5 Threat Of Substitutes: Low
9 Reinsurance Growth Dynamics And Challenges
9.1 Reinsurance Segment Size, 2008-2017
9.2 Reinsurance Segment Size By Type Of Insurance, 2008-2017
10 Governance, Risk And Compliance
10.1 Legislation Overview And Historical Evolution
Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017

4. 10.2 Legislation Trends By Type Of Insurance
10.2.1 Life Insurance Regulatory Trends
10.2.2 Property Insurance Regulatory Trends
10.2.3 Motor Insurance Regulatory Trends
10.2.4 Marine, Aviation And Transit Insurance Regulatory Trends
10.2.5 Health Insurance Regulatory Trends
10.3 Compulsory Insurance
10.3.1 Worker's Compensation Insurance
10.3.2 Motor Third Party Liability Insurance
10.3.3 Compulsory Health Insurance
10.4 Supervision And Control
10.4.1 International Association Of Insurance Supervisors
10.4.2 The Insurance Commissioner
10.5 Non-admitted Insurance Regulatory Trends
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market Practices
10.5.4 Fines And Penalties
10.6 Company Registration And Operations
10.6.1 Types Of Insurance Organisation
10.6.2 Establishing A Local Company
10.6.3 Foreign Ownership
10.6.4 Types Of License
10.6.5 Capital Requirements
10.6.6 Solvency Margins
10.6.7 Reserve Requirements
10.6.8 Investment Regulations
10.6.9 Statutory Return Requirements
10.6.10 Policy Terms And Conditions
10.7 Taxation
10.7.1 Insurance Premium Or Policy Taxation
10.7.2 Corporate Tax
10.7.3 Vat
10.7.4 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access To Court
10.8.3 Alternative Dispute Resolution (adr)
11 Competitive Landscape And Strategic Insights
11.1 Overview
11.2 Leading Companies In The Philippines Personal Accident And Health Insurance Segment
Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017

5. 11.3 Philippine Health Insurance Corporation - Company Overview
11.3.1 Philippine Health Insurance Corporation - Key Facts
11.4 Blue Cross Insurance, Inc. - Company Overview
11.4.1 Blue Cross Insurance, Inc. - Key Facts
11.5 Mapfre Insular Insurance Corporation - Company Overview
11.5.1 Mapfre Insular Insurance Corporation - Key Facts
11.6 Ucpb General Insurance Co., Inc. - Company Overview
11.6.1 Ucpb General Insurance Co., Inc. - Key Facts
11.7 Federal Phoenix Assurance Co. Inc. - Company Overview
11.7.1 Federal Phoenix Assurance Co. Inc. - Key Facts
11.8 Insular Health Care, Inc. - Company Overview
11.8.1 Insular Health Care, Inc. - Key Facts
12 Business Environment And Country Risk
12.1 Business Confidence
12.1.1 Market Capitalization Trend - Philippine Stock Exchange, Philippines
12.2 Economic Performance
12.2.1 Gdp At Constant Prices (us$)
12.2.2 Gdp Per Capita At Constant Prices (us$)
12.2.3 Gdp At Current Prices (us$)
12.2.4 Gdp Per Capita At Current Prices (us$)
12.2.5 Gdp By Key Segments
12.2.6 Agriculture, Hunting, Forestry And Fishing Net Output At Current Prices (us$)
12.2.7 Agriculture, Hunting, Forestry And Fishing Net Output At Current Prices As A Percentage Of Gdp
12.2.8 Manufacturing Net Output At Current Prices (us$)
12.2.9 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
12.2.10 Mining, Manufacturing And Utilities At Current Prices (us$)
12.2.11 Mining, Manufacturing And Utilities At Current Prices As Percentage Of Gdp
12.2.12 Construction Net Output At Current Prices (us$)
12.2.13 Construction Net Output At Current Prices As A Percentage Of Gdp
12.2.14 Inflation Rate
12.2.15 Exports As A Percentage Of Gdp
12.2.16 Imports As A Percentage Of Gdp
12.2.17 Exports Growth
12.2.18 Imports Growth
12.2.19 Annual Average Exchange Rate Inr-us$
12.3 Infrastructure Quality And Availability
12.3.1 Commercial Vehicles Exports Total Value
12.3.2 Commercial Vehicles Imports Total Value
12.3.3 Automotive Exports Total Value
12.3.4 Automotive Imports Total Value
12.3.5 Total Internet Subscribers
Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017

6. 12.4 Labor Force
12.4.1 Labor Force
12.4.2 Unemployment Rate
12.5 Demographics
12.5.1 Household Consumption Expenditure (us$)
12.5.2 Total Population
12.5.3 Urban And Rural Populations
12.5.4 Age Distribution Of The Total Population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer
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Personal Accident and Health Insurance in the Philippines, Key Trends and Opportunities to 2017