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BDI: Who we are
CGAP-FORD FOUNDATION GRADUATION PROGRAM:
WHAT HAVE WE LEARNED SO FAR

Syed M. Hashemi
October 2013
Conventional do we need Graduation?
Why Pathways are Not Enough
Microcredit does not generally reach the poorest

Destitute

Extreme Moderate
Poor
Poor

Vulnerable
Non-Poor Non-Poor Wealthy
How the Model Works
The Graduation Model
Graduation Criteria

Graduation Criteria
•
•
•
•
•

$$
Food
Education
Health
Self-confidence
Graduation Rates and Scale-Up: rates
CGAP-Ford Graduation Fonkoze
150
participants
(2006-2008)

96% Graduation rate
Scale up: 2,050 families
Graduation Rates and Scale-Up: rates
CGAP-Ford Graduation SKS
426
participants
(2007-2009)

97% Graduation rate
Scale up: 2,707 families

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Plenary- Going the Extra Mile: From Safety Nets to Pathways out of Poverty _Syed Hashemi

Editor's Notes

  1. microfinance alone is insufficient for the pooresthealth serviceslivelihoodssocial developmentFinancial education
  2. More than one income sourceMinimum amount of savingsAt least two cooked mealsKnowledge of social and health issuesNormal ‘haemoglobin’ levelsChildren in schoolParticipation in welfare schemesSelf-confidence and future plan