Presentation by Neal Michie of Helixion at the June 2014 NFC Forum Tap Into NFC Developer Event.

1. HCE: Repeating the same
mistakes?
Neal Michie
Technical Business Development Director
Helixion Ltd
June 17, 2014| Edinburgh

2. HCE: Repeating the same mistakes?
• NFC is a very powerful technology supporting a
wide variety of use cases.
• Market became focused on using it with a
secure element to “emulate” payment cards.
– To the detriment of other uses.
• Only now are we starting to see a range of uses
come to market.
• Market requires this complete range to develop
an eco-system and start the move to the next
level of usability where we tap our phone rather
than tapping our phone’s screen.

3. HCE: Repeating the same mistakes?
• HCE (Host Card Emulation) provides a means to
emulate smartcards without the need for a
secure element.
• This includes many types of smartcard not just
payment cards.
• Payment is arguably the hardest type of card to
emulate as consumers rightly expect a high level
of security.
• Yet the focus seems to be on giving the banks
away to bypass the secure element and so the
mobile network operators.

4. HCE: Repeating the same mistakes?
With HCE are we endanger of repeating the same
mistakes and only focusing on the payment use
case?
As with other forms of NFC, the reality is that HCE
opens up many opportunities of which payment is
just one.

5. Thank you!
neal.michie@helixion.com