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Health Insurance India - Key Terminology of Health Plans | PolicyX.com
1. Health Insurance
What is Health Insurance and Its Type ?
Health Insurance is a way to distribute the financial risk
associated with health care , which also provides the
coverage against
Hospitalization - Illness
Bodily Injury
Any Accident
Unpredictable health issues etc.
Health Insurance has few Major Importance :-
a) Provides Financial Access to Health Care Providers.
b) Preservation Of Savings of an Individual.
c) Make Quality Treatment Affordable.
d) Tax Saving
2. Health Insurance
Day care procedures
Domiciliary Treatment - Pays for expenses incurred for
medical treatment taken at home, on the advice of a physician
Organ Donor
Critical Illness Covered Pre-existing Diseases Covered
OPD Charges
Maternity Cost
3. Health Insurance
Which is better Individual or Family floater Health Insurance ?
Both Plan have its importance but the difference that comes is in
Premium and distribution of Sum Insured i.e.……
Family
Floater
Health
Plan
Yourself
Spouse
Son
Daughter
Individual Plan
Total
Family Floater Plan
You Spouse Son Daughter
High Premium Low Premium