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Health Insurance
What is Health Insurance and Its Type ?
Health Insurance is a way to distribute the financial risk
associated with health care , which also provides the
coverage against
 Hospitalization - Illness
 Bodily Injury
 Any Accident
 Unpredictable health issues etc.
Health Insurance has few Major Importance :-
a) Provides Financial Access to Health Care Providers.
b) Preservation Of Savings of an Individual.
c) Make Quality Treatment Affordable.
d) Tax Saving
Health Insurance
Day care procedures
Domiciliary Treatment - Pays for expenses incurred for
medical treatment taken at home, on the advice of a physician
Organ Donor
Critical Illness Covered Pre-existing Diseases Covered
OPD Charges
Maternity Cost
Health Insurance
Which is better Individual or Family floater Health Insurance ?
Both Plan have its importance but the difference that comes is in
Premium and distribution of Sum Insured i.e.……
Family
Floater
Health
Plan
Yourself
Spouse
Son
Daughter
Individual Plan
Total
Family Floater Plan
You Spouse Son Daughter
High Premium Low Premium
Health Insurance
PolicyX.com

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Health Insurance India - Key Terminology of Health Plans | PolicyX.com

  • 1. Health Insurance What is Health Insurance and Its Type ? Health Insurance is a way to distribute the financial risk associated with health care , which also provides the coverage against  Hospitalization - Illness  Bodily Injury  Any Accident  Unpredictable health issues etc. Health Insurance has few Major Importance :- a) Provides Financial Access to Health Care Providers. b) Preservation Of Savings of an Individual. c) Make Quality Treatment Affordable. d) Tax Saving
  • 2. Health Insurance Day care procedures Domiciliary Treatment - Pays for expenses incurred for medical treatment taken at home, on the advice of a physician Organ Donor Critical Illness Covered Pre-existing Diseases Covered OPD Charges Maternity Cost
  • 3. Health Insurance Which is better Individual or Family floater Health Insurance ? Both Plan have its importance but the difference that comes is in Premium and distribution of Sum Insured i.e.…… Family Floater Health Plan Yourself Spouse Son Daughter Individual Plan Total Family Floater Plan You Spouse Son Daughter High Premium Low Premium