More in depth description of Praxiom's service model and offerings to our clients.

1.
Creative Solutions for a Dynamic World

2.
PRAXIOM
Praxiom is a risk management firm comprised of highly experienced risk management, risk
control, claims, and insurance professionals. Praxiom’s degreed and certified colleagues are
dedicated to helping you most effectively manage your business’ Total Cost of Risk (TCOR).
We believe that the best way to ensure success in any business relationship is to become long‐
term partners with our clients. We enter client engagements with a disciplined approach that
is focused on assessing and understanding your business’ specific operations and risk
exposures. We focus on jointly developing a strategy to help you proactively determine
which risks you wish to mitigate and which risks you wish to transfer financially through an
insurance transaction. Finally, we support that strategy by providing best practice tools,
resources and a team of highly qualified risk management professionals to help you execute
both an offensive and defensive plan to mitigate risks that you choose to retain. We are
committed to helping our clients achieve optimal performance from their risk management
and insurance programs through the application of best in class strategies and solutions.
Our Pledge
Our ultimate success as your risk management partner is realized by helping you maximize
your business success. To achieve our joint goals, we pledge the following to you:
• To understand the risks, challenges, and opportunities in your industry and in your specific
business.
• To invest the time and effort to learn and understand your business philosophy and
company culture.
• To provide you with information that will enable you to make informed risk management
decisions for your business.
• To become one of your primary business resources and a trusted advisor.
• To recommend strategies and tactics that we believe will benefit the long term success of
your enterprise and our partnership.
• To assure that our compensation is always fair, equitable, and transparent.

3. Creative Solutions for a Dynamic World
In today’s dynamic business climate, flexible risk management plans seem to be the exception
to the norm. With companies focusing their efforts on funding sales, attracting and retaining
top talent, and adapting to the fluid business environment, risk management is often an
afterthought. Unlike many firms who focus solely on providing insurance solutions, the
Praxiom risk management approach involves four core elements:
• Assessment
• Strategy
• Solutions
• Results
Risk Management Diagnostic (RiskMD) Assessment
Through our history of client success we have learned that the most appropriate starting point
in a client relationship is to conduct a diagnostic assessment of your risk management
program. RiskMDTM is a proprietary, diagnostic process used to comprehensively assess your
risk exposures and the quality of your risk management program. Usually an eye‐opening
event, the RiskMDTM assessment process includes:
1. a thorough examination of your organization to indentify and quantify what it does, what
it stands to lose in the event of a loss and what it needs to protect its assets and earnings.
This is achieved through management interviews, product/services review, and facility
audits
2. a comprehensive audit of your organization’s contractual and financial risk transfer
programs
3. an assessment of current risk avoidance, mitigation and claims management programs
compared to industry best practices
4. financial modeling and total cost of risk analysis

4.
Think Strategic Risk Management
The RiskMDTM assessment provides the information and
RiskMDTM analytics necessary to enable an informed and educated
decision on the best risk financing structure for your
isn’t for organization as well as key risk management improvement
practices.
you? Following the RiskMDTM assessment, we provide you with a
Risk Management Action Plan (RMAP) which serves as a
strategic road map for reducing your organization’s Total Cost
of Risk (TCOR), including strategies for:
• Risk Avoidance
That’s what • Risk Mitigation
• Risk Transfer
makes your • Risk Financing
business a
On Going Counsel:
perfect As former public and private industry risk management
professionals, we understand the often overwhelming and
dynamic challenges of operating a business. Praxiom
candidate. provides not only traditional insurance program
administration functions, but also continuing counsel to
address issues, concerns, and changes. Serving as your
outsourced risk management department or support team,
we are there to answer questions, administer your insurance
program and lend assistance in executing your RMAP —
allowing you to focus on your core business functions.

5. Risk Control Solutions
Does your ability to predict your company’s loss performance year
over year feel like a roll of the dice?
Is that unpredictability preventing you from taking advantage of lower
premiums through loss sensitive programs?
If you have experienced good loss performance recently, is it a result
of consistently executed risk control program or just a matter of luck?
Risk Control Services Leadership & Accountability Services
Execution — it will make or break a risk
We offer scalable risk control services and
management program. Yet, companies often
solutions to support your internal risk
fail to apply leadership principles and
management platform. Our services are
management accountability systems that will
highly focused and tailored to address your
insure risk control and quality programs are
business’ most critical risk exposures to
consistently and properly executed. In
mitigate the risk of Workers’ Compensation,
addition, organizations depend on
Auto, General Liability, Product Liability and
management to execute their programs, yet
Professional Liability claims. Services
managers are rarely taught how to lead and
include:
manage the effort.
• High Impact Risk Control Programs
• Occupational Health & Safety Programs Our firm has partnered with Maximum
• Fleet Safety Programs Impact®, a company founded by best‐selling
• Interdisciplinary Risk Management leadership author and speaker — John
Process Improvement Maxwell. Our certified Maximum Impact®
• Risk Management & Quality System facilitators are able to provide cutting edge
Integration leadership development and training such as:
• Executive Leadership Power Seminars
• Customized Performance Reports,
Metrics and Benchmarking • Leadership Training & Coaching
• Training Programs
• Teamwork Training & Coaching
• Policy & Procedure Development
• Other strategic risk control programs
tailored to your unique risk management
challenges and exposures

6. Claims Management Solutions
Organizations must be confident that claims are being handled proactively, competently and
professionally on a day to day basis. Working with outside claim service providers and your
organization’s internal claims management personnel we can assist your organization in imple‐
menting best in class claims management practices.
Claims Management
• Defining Roles and Responsibility of • Claim Resolutions Strategies
Internal and External Resources
• Claim Certification or Denial
• Service Provider Claim Management
• Internal Claims Management Practices
Practices (TPA/Carrier)
• Subrogation
• Claim Service Provider Communication
Guidelines • Primary Cost Factors Action Plans
• Adverse Event Reporting Practices • Reserving Practices
• Claim Investigation and Documentation • Reserving and Settlement Authorization
• Medical Management of Claims • Litigation Management
• Disability Management Programs • Cost of Risk Evaluation
• Modified Duty Work Programs
Outsourced Claims Management Services
A dedicated claim management professional can be assigned to
your organization to support your internal claim management
resources. This specialist can assist your organization in establishing
or supporting internal claims management practices. In addition,
your dedicated claims professional is able to administer and manage
all aspects of the claims management program and coordinate with
other risk management and insurance services.

7. Results
Can you make a business case for your risk management
platform? Think insurance premiums are the only way reduce costs
and impact your business’ profitability? Think again. Our holistic
approach drives down the total cost of risk by enhancing our client’s
quality, productivity, employee moral, and ultimately…profitability .
How do we know? Simple — we measure it!
It’s often been said that “what gets measured, gets done”. Praxiom believes that a successful
risk management program must have defined metrics to measure both leading indicators
(such as risk management program activities) and results. We utilize both activity and
outcome based metrics to measure the efficiency and success of your organization’s risk
management platform. Examples of these metrics include, but are not limited to:
Activity Based Metrics Examples: Outcome Based Metrics Examples:
• 360 Degree RMAP Implementation • Claim Frequency & Severity
• Training Program Execution • Loss Ratio (losses vs. premium)
• Employee Behavior Observation & Feed‐ • Claim Reporting Lag Time & Close Rates
back of Safety and Quality Practices • Quality or Customer Service Metrics
• Inspection/Audit Frequency and Quality • Total Cost or Risk (TCOR)
Building a Business Case for Risk Management
Our consultants have successfully worked with businesses in numerous industries to establish
a business case for risk management program initiatives and profitability through a reduction
in an organization’s total cost of risk. Working jointly with your business’ financial, operational
and internal risk management representatives we will define the most effective metrics for
determining your risk management program’s success.

8. Praxiom Power Partners
True wisdom is sometimes knowing what you don’t know. One can not
effectively focus on everything affecting your business; therefore, Praxiom
has carefully chosen subject matter experts to practically deliver their
knowledge to our clients. Our Praxiom Power Partners are truly best in
class professionals that represent some of the most widely known firms in
the industry. Whether you are looking to launch a new product, protect
your intellectual investments, or provide your employees with the best work environment
possible, we are certain that our team will raise your game to the next level.
With bios as strong as the subjects they teach, our Power Partners are sure to hold your
attention and assist you with some of the toughest issues facing your company. For additional
information, please contact a Praxiom representative for a list of seminar titles from our
extensive library.
Praxiom Community Stewardship
As part of Praxiom’s commitment to the industries we serve; the insurance
marketplace, our community, and our team members are active in many
different organizations. We make this a priority for many reasons; to be on
the cutting edge of our clients’ industries, to insure that our risk
management knowledge is second to none and to make our communities
better places to live and work.
Contact Us
If you are interested in our risk management solutions and services, please contact us.
Praxiom Risk Management, LLC
809 East Bloomingdale Avenue, #300
Brandon, FL 33511
888‐350‐7729