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Raddon Chart of the Day
                                                            November 27, 2012
                  Almost One-Fifth Indicate That They Have Applied and
                    Been Turned Down for Loan in the Last 12 Months
     Any of the Loans Listed                                  16%


                     Credit Card                      11%


                  Line of Credit            4%


               Consumer Loan                3%


     Mortgage for Refinance                3%


Mortgage for Home Purchase                2%


  Home Equity Loan or Line               1%


            None of the Above                                                                                                    84%


                                    0%                                      30%                              60%                            90%
                                                                               Percent of All Online Respondents

   Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
   ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.                www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                         November 15, 2012
  Over One-Quarter Perceive That Their Ability to Borrow Has Been
     Negatively Impacted Due to Current Economic Conditions

                                                                                                       Economy Has
                                                                                                   Negatively Impacted
                                                                                                   the Ability to Borrow
                                                                                                           27%




       Economy Has Not
     Negatively Impacted
     the Ability to Borrow
             73%




                                                           Percent of All Online Respondents


Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.            www.raddon.com | 800.827.3500
Raddon Chart of the Day
                                                         November 13, 2012

       Most Consumers See No Evidence That the Recession Is Over

                                                                   Not Sure
                                                                    14%


               Definitely See Evidence
                      Economy
                    Is Improving
                         11%


                                                                                                   See No Evidence
                                                                                                   Recession Is Over
                                                                                                         56%



               Have Just Begun to See
                 Signs Recession Is
                       Ending
                        19%


                                                              Percent of All Online Respondents

Source: Raddon Financial Group, National Online Consumer Research – Fall 2012
©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.                www.raddon.com | 800.827.3500

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Raddon Chart of the Day November 27, 2012

  • 1. Raddon Chart of the Day November 27, 2012 Almost One-Fifth Indicate That They Have Applied and Been Turned Down for Loan in the Last 12 Months Any of the Loans Listed 16% Credit Card 11% Line of Credit 4% Consumer Loan 3% Mortgage for Refinance 3% Mortgage for Home Purchase 2% Home Equity Loan or Line 1% None of the Above 84% 0% 30% 60% 90% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 2. Raddon Chart of the Day November 15, 2012 Over One-Quarter Perceive That Their Ability to Borrow Has Been Negatively Impacted Due to Current Economic Conditions Economy Has Negatively Impacted the Ability to Borrow 27% Economy Has Not Negatively Impacted the Ability to Borrow 73% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500
  • 3. Raddon Chart of the Day November 13, 2012 Most Consumers See No Evidence That the Recession Is Over Not Sure 14% Definitely See Evidence Economy Is Improving 11% See No Evidence Recession Is Over 56% Have Just Begun to See Signs Recession Is Ending 19% Percent of All Online Respondents Source: Raddon Financial Group, National Online Consumer Research – Fall 2012 ©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc. www.raddon.com | 800.827.3500