For the complete report, get in touch with us at : info@netscribes.com "E-Payment Solutions is set to become one of the most promising sectors in the near future due to increasing consumer spending and different modes of payment rapidly gaining popularity. Foreign players are also showing growing interest in the Indian market, with plans of launching faster and easier payment solutions. As of 2009, India had approximately 32 mn graduates and 2.4 mn post graduates and in order to leverage their skills, a number of foreign banks have shifted their back office operations to India. Rise in electronification will further boost the market and consumers across all categories will readily look for ease of payment options. The report begins with the market overview section depicting the size and growth figures of the total payments market in India along with the segmentation of electronic transactions in the retail industry on the basis of types of e-payment solutions. It further elaborates the various modes of e- payment. It also gives an insight into method of operation of the card system in India. An analysis of the drivers further highlights the factors contributing to the growth of the market including growth in e-commerce, saving cost on printing notes, increasing internet penetration and PC users and ease of transaction. The key challenges identified encompass secure payment concern and lack of awareness & low service quality. Key trends in the market have also been analyzed including increasing use by the government, mobiles emerging as an important channel for payments and e-payments becoming a preferred mode of payment. The competition section provides an overview of the competitive landscape of the market. It includes a brief corporate description of the major players in the market along with their offered facilities and pricing strategies. Key developments section has also been added which highlights the latest developments in the sector over a period of one year."

1. E-Payment Solutions Market – India
March 2011

2. Executive Summary
Total payments sum up to INR X tr, India’s payments industry revenues are nearly INR 684bn
E-payments have grown significantly, from below X% of total value in 20XX to Y% in 20XX and
Market
are estimated to reach to Z% by 20XX
E-payments are carried out through Type 1, 2/3, 4 and 5
LE
Drivers: Challenges:
Growth in E-commerce Secure payment concern
Drivers &
Challenges
MP
Saving cost on printing notes
Increasing Internet penetration and PC
Lack of awareness and low service quality
A
users
Trends
Ease of transaction
S
Increasing use by government
Mobiles to emerge as an important channel for payment
E-payments becoming preferred mode of payment
With a surge in e-payments, having a growth rate of over X% in 20XX and expected to grow at
XX-YY% in next X years many companies are venturing into this space
Competition IT boom and development in the technological sector provide lucrative opportunities for
companies
Some of the players in the market are Company 1, 2 and 3
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 2

3. •Market Overview
•Drivers & Challenges
•Trends
•Competition
•Key Developments
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 3

4. E-payments set to grow steadily with consumers opting for
faster and smoother transactions
Market Overview Total Payments: Market Size and Growth
•Majority of payment flows occur to and within INR bn
the Sector 1 e b
•Electronic payments have grown significantly, X%
d
from below X% of total value in 20XX to Y% in
c
LE
20XX and is estimated to grow to Z% by 20XX,
largely due to electronification of payment b a
type 1
MP
Consumer transactions where electronification is
relatively new are as yet mostly cash and paper
a
0
2008 2015e
flow value being electronic
SA
based with less than X% of consumer-to-business
There are significant payment opportunities in
such areas as Revenue source 1, 2, 3 and 4 on
current and savings accounts
Retail Electronic Transactions (20--)
E% Payment type 1
Payment Type 2
A%
•Mainly two types of players are present in this D% Payment Type 3
market, one is a Player X which ties up with Payment Type 4
many X, and other is the Z itself providing its
Payment Type 5
own payment gateway C%
•Even though sources vary widely among
B%
different banks, payments contribute about
Z% of bank revenues
Source:
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 4

5. Increasing penetration of internet and PC’s at homes driving
e-payments
Mobile and Online payments – Overview Mobile Payments
• Service 1 is co-created by Corporation X of India INR bn
along with its partners, participating banks, their f q
service providers, Agency 1 and 2 e
The service provides an X infrastructure for the banks to Z%
offer Z transfer facility to their customers through Channel d
LE
1 c
• There are X+ mn mobile subscriptions in India which b
is considered to be more than the number of X
• Consumers are opting for online shopping as it’s a
MP a
0
p
2008 2015e
A
convenient way to beat traffic snarls and the crowds
S
during festive seasons, preferring to buy in the
comfort of their home
Internet and E-commerce*
• Company 1 has announced plans to launch a joint INR bn
venture with XX listed Company Z for the Indian b
p
market X%
• Companies are looking to provide a technology o
platform for financial institutions and mobile n
network operators in India, to offer services such as
banking, bill payments, mass transit ticketing, mobile m a
top-up and others to consumers
0
2008 2015e
Source:
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 5

6. Drivers & Challenges – Summary
Drivers Challenges
Growth in E-commerce Secure payment concern
Saving cost on printing notes Lack of awareness and low service
quality
Increasing Internet penetration and PC
users
Ease of transaction
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 6

7. Trends – Summary
Increasing use by
government
Key
Trends
Mobiles to emerge as an
E-payments becoming
important channel for
preferred mode of payment
payment
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 7

8. Major Players in the Market (1/8)
Company Snapshot: Company 1
Corporate Information Business Highlights
• Handles all types of X processing through Multiple
Headquarters State 1
LE
Banks and Card Associations, Debit Card processing,
Founded XX Direct Debit to bank accounts of X+ Country 1 Banks,
Company Type Not Listed
P
Z+ Country 2 Banks and A Country 3 Banks, Mobile
Payment Solutions via Company X , Company Y
M
Processing of Company Z
Key People Mr. X – CEO
Direct Online Debit from Bank Account (Net Banking)
SA
• Its the only complete Z solution in the region that
has the unique ability to offer the full spectrum of
Type 1 payment options
Type of Scheme Sale % TDR Deduction TDR Amount in INR to Actual Amount
(Captured) Applicable including Service Tax be Deducted (INR) Paid Out (INR)
Amount
Scheme 1 X X A X
Scheme 2 Y Y B Y
Scheme 3 Z Z C Z
Source:
E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 8

9. Thank you for the attention
The E-Payment Solutions Market – India report is a part of Research on India’s Business
Services Industry Series.
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E-PAYMENT SOLUTIONS MARKET IN INDIA 2011.PPT 9