1. E volution of Banking
• Pre-Independence • Post-Independence
Owdh Commercial Bank(1881) Nationalization of Banks
Imperial Bank of India brought
Punjab National Bank (1895)
under public ownership (1955)
The Bank of India (1906), Bank of Baroda Formation of State Bank
Ltd (1908), Central Bank of India Ltd (1911) Group (1955-59)
Reserve Bank of India (1935) Emergence of New Private
Sector Banks (1993)
2. STRUCTURE OF FINANCIAL INSTITUTION IN INDIA
• Unorganized Sector or
Non-Institutional Sources
• Organized Sector or
Institutional Sources
3. Non-Institutional Sources in India
Money Lenders
Professionals
Non-Professionals
Landlords
Agriculturists
Indigenous Bankers
Professionals
Marvaries
Multanies
Non-Professionals
Traders
Commission Agents
Nidhis, Chit Fund
5. Banking
institution
Commercial
bank
Public
sector bank
State bank
group
State bank
of India
subsidiary
banks
Nationalized
bank
Private
sector bank
Indian Foreign
Old private
sector banks
new private
Sector banks
Regional
rural banks
Cooperative
bank
State cooperative
bank
DistrictCooperative Bank
Primary Credit Societies
6. Banking
institution
Commercial
bank
Public
sector bank
State bank
group
State bank
of India
subsidiary
banks
Nationalized
bank
Private
sector bank
Indian Foreign
Old private
sector banks
new private
Sector banks
Regional
rural banks
Cooperative
bank
State cooperative
bank
DistrictCooperative Bank
Primary Credit Societies
7. Commercial
Banks
Public Private
sector bank sector bank
State bank Nationalized
Indian Foreign
group bank
•Abn Amro
State bank Old private new private •Yes Bank
Punjab National Bank
of India sector banks Sector banks •Citi Bank
•HSBC Bank
•HDFC Bank Ltd
•Karur Vysya Bank
Subsidiary •ICICI Bank Ltd
•Lord Krishna Bank
banks •IndusInd Bank Ltd
•Fedral Bank
•UTI Bank Ltd
8. SE RVICE S PROVIDE D BY THE PRIVATE SE CTOR
BANKS
Corporate Bank Services / 24-Hours Phone Banking
Wholesale Banking Services Bill Pay
Retail Banking Safe Deposit Lockers
Saving Bank Account Debit Cards & Credit cards
Fixed Deposit Free Investment Advisory
Current Account Services
Corporate Salary Account Banking Through Mobile
Phones
Internet Banking Services
Free Home Services
Demat Services
Bancassurance, etc
Inter Branch Network
Automated Teller Machine (ATM)
