Europe Disabled Travel Advice, Accessible Tours Hotels, Accessible Holidays, Disabled Guided Tours By www.sagetraveling.com. Disabled travel insurance protects your health and your monetary investment in your vacation. Our disabled travel specialists are on-call to help with problems during your trip. Protect your health, your financial investment, and your vacation. Contact our accessible travel specialists today!

1. Travel Insurance for Disabled Travelers
www.sagetraveling.com/travel-insurance-for-disabled

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While traveling with a disability, there are numerous things can go wrong.
By purchasing disabled travel insurance, you protect yourself and your
family in 3 ways:

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By purchasing disabled travel insurance, you protect yourself and your
family in 3 ways:
1) Your Health – by covering medical expenses and medical evacuation
2) Your Financial Investment – by covering trip cancellation, hospital charges,
and baggage loss
3) Your Vacation – by covering trip interruptions and changes

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What does disabled travel insurance cover?
Travel insurance covers you for the many unexpected events that can occur
before or during your trip. It covers both disabled travelers and able-bodied
travelers.

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• Trip cancellation – Refund if you need to cancel the trip because your
daughter catches the flu, your father has a heart attack, or you get laid
off from your job.
• Trip interruption – Reimbursement if you need to return home or travel
to the next destination because you miss a flight connection, you
experience a train strike, you miss the cruise ship departure, or your
flight is cancelled due to an act of terrorism.
• Baggage loss – Reimbursement for supplies purchased for
lost/delayed/stolen luggage.
• Medical expenses – You fall on a cobblestone and break your wrist, you
get in a car wreck, or develop an illness during your trip.
• Emergency air transportation costs – You have a heart attack or a family
member requires surgery.

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“If you are a senior on Medicare, your medical bills will not be covered
if you get sick outside of the U.S.” – Fodor’s ?

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What are the requirements for disabled travel insurance?
In order to waive for pre-existing medical conditions, 3 requirements must be
met:
“Pre-existing condition” – Any injury, sickness or condition for which medical
advice, diagnosis, care or treatment was recommended or received within a
specified time period before your trip
* The Travel Safe Terms of Agreement take precedence over any of the
conditions and requirements listed on this page.
1) Purchase within 15 days of your first non-refundable deposit (usually a
cruise deposit or flight purchase)
2) Insure for the full cost of your trip (flights, cruise, tours, transportation,
hotels, etc…)
3) Be medically “able to travel” at the time you purchase travel insurance

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How much does disabled travel insurance cost?
The price of travel insurance depends on a number of factors: the cost of the
trip, the age of the travelers, and the type of insurance purchased. The cost
structure can be found in this travel insurance brochure.
Travel insurance costs are calculated on a per person basis.
Approximate costs are shown below:
Age Percentage
0-30 ~5% of total trip cost
31-55 ~6% of total trip cost
56-65 ~8% of total trip cost
66-75 ~12% of total trip cost
76-80 ~14% of total trip cost
81+ ~18% of total trip cost

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Can I just purchase travel insurance through the cruise line?
It’s possible, but you need to be careful that you’re covered. Most cruise line
travel insurance policies don’t waive for pre-existing conditions, and most
don’t cover you while you’re off the ship. The travel insurance we offer
covers you from the moment you purchase it to the moment you return
home. There are several other advantages of private travel insurance over
cruise line travel insurance that our accessible travel consultants can discuss
with you.

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How do I purchase disabled travel insurance?
Navigating the details to purchase travel insurance for disabled travelers can
be challenging. Fortunately, our disabled travel specialists are here to help.
• We will assist you with determining the total trip cost to be covered and
the premium per traveler.
• We will assist with filling out the travel insurance forms.
• We will assist with collecting on any claims
Protect your health, your financial
investment, and your vacation.
Contact our accessible travel specialists
today!

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Travel insurance is recommended by numerous travel experts including:
Cruise Critic – “In the future, I vowed to purchase travel insurance policies
that would best cover our interests.”
USA Today – “Buy any-reason cancellation insurance, primary medical, and
buy it as soon as you start making deposits.”
Fodor’s – “I’m squarely behind the idea of travel insurance.”
Rick Steves – “It’s smart to buy your insurance policy within a week of the
date you make the first payment on your trip.”

12. Call Us: 1-888-645-7920
We look forward to making your accessible dream vacation a reality!
Contact us at info@sagetraveling.com
www.sagetraveling.com/travel-insurance-for-disabled