This presentation will provide you with a brief overview of the service we offer and an introduction to the directors of our business. Please contact us on 01277 239932 to discuss further.

1. Before you
leap into
finance speak
to Clear…
Chris Barker , Renewables & Energy Efficiency Advisor
Sean Clarke, Internal Account Manager (Green Energy)
Presentation

2. Staying Ahead Of Your Competitors
Leading
with Leasing
Cash &
Leasing
Cash only

3. How Leading With Leasing Enhances Your Sales
Overcome
customer
budget
restrictions
and price
objections
Increase your
order values,
maximise your
profit thru
upselling
Guarantee your
income, and
increase your
cash flow. You
get paid the full
100% of your
invoice value
immediately
upon installation
Protect your
customer base
and create
repeat business-
your customer is
committed to
you. Provides
opportunity to
revisit and sell
upgrade or extra
equipment
Be ahead of
your
competition.
Large
companies are
moving to
leasing in this
sector, benefit
from being an
early adopter
An understanding of how the process of
selling through leasing can allow you to
increase your sales conversion rate and
plan ahead for future sales cycles.

4. Customer Benefits
1. Customer enjoys a return on their investment immediately – they can purchase now, their
business enjoying the benefits now. The benefits sometimes outweigh the costs of the
scheduled repayments, producing a positive cash flow. With cash, they have to wait often
years until the investment reaches the break-even point.
2. Tax advantages – customer enjoys 100% tax allowances on each payment (Non-sovereign
risk)
3. Customers pay gradually in instalments – retain liquidity in their organization, so they can
gain interest, or invest in their core business
4. Customer protects their existing credit lines – a new line of credit is valuable!
5. Customers can afford to do additional projects, either now or during the lease term,
because you’ve spread their costs
6. Their investment is flexible – customers can invest in additional new higher-
efficiency/profit equipment whenever they want and add to the lease as they will be
credit-cleared
7. Lower ‘sign-off’ levels for the customer, empowers decision making at lower
management, speeds up decisions, because it is revenue expenditure, not capital
expenditure

5. -£30,000
-£25,000
-£20,000
-£15,000
-£10,000
-£5,000
£0
£5,000
£10,000
£15,000
1 5 9 13 17 21 25 29 33
Balanceofreturnoninvestment(£)
No. of months following up-front cash purchase
Paying by Cash - return from RET / EE Investment
Paying by Cash - return from RET / Energy Efficiency Investment
(based on £28,700 refit costs, resulting in energy and maintenance savings of £1,162/month)
Break-even
point – a wait
of over 2
years until the
monthly
savings of
£1,162 have
repaid the
£28,700 cash
outlay
Up front cash
expenditure of
£28,700 on
investment
Period of negative return
This chart shows the issue with
paying through cash- not only
does paying through cash
remove core funds from the
business, which could be
invested elsewhere, it requires
a period of time, dependant on
the savings, before the capital
is repaid and the customer can
enjoy a return on there initial
investment. Paying through
leasing results in an immediate
return on the customers
investment as, where possible,
the rental will be aligned to the
savings made.
The Disadvantage Of Paying With Cash

6. The Advantage Of Leasing
£0.00
£200.00
£400.00
£600.00
£800.00
£1,000.00
£1,200.00
£1,400.00
1 5 9 13 17 21 25 29 33 37
MonthlyCash
positivegains(£)
Monthly repayment schedule (3years)
Cash Positive Gains from EE Investment
Paying through leasing- return from RET / Energy Efficiency Investment
(based on refit costs, resulting in energy and maintenance savings of £1,162/month)
£1,162
monthly
savings,
monthly
lease
payments
of £1,008 =
Net
Monthly
Cash Gain
of £154
Lease
payments
completed
after 36
months.
Net
Monthly
Cash Gain
of £1,162
from this
point
onwards
Leasing can produce
immediate return on
investment (paying by
cash does not!)
In this example, the chart
shows the monthly benefit of
paying through leasing. The
customer receives a ROCE from
the funds that remain in the
business, and also realises a
cash positive gain each month.
Come the end of the lease
agreement, the savings are
accelerated as all savings are
realised by the customer.

7. ‘Lead With Leasing’ Integration Process
(4) Clear
Support
(3) Train &
Incentivize
Sales Staff
(2) Integrate
tools
(1)
Management
Commitment
4) Dedicated, experienced, qualified EE
support staff. Clear informs & negotiates with
funders, 24hr access to our system and your
deals, can liaise with customers if requested.
3) Free sales staff training programme, full
Sprint training, empower Sales team with
tools, skills & knowledge to give ability to
increase sales
2) Clear Partner webpage – Lease Quotation
Letters, demonstrate cash-positive payments,
Mobile App, integrated reports
1) With full management buy-in into Leading
With leasing, you reap the full benefits from
your sales staff

8. Multiple
Funders
Clear
You the
supplier
Sprint app and
partner webpage
Clear
proposal
Credit
clearance
The Process Flow

9. Our Innovative Mobile Application
The ability to upload new
quotes, view saved quotes or
view quotes that you have
already uploaded.
Simply select the technology
you wish to supply, along
with a short description of
the model etc.
You are able to manipulate
the term and payment
frequency, allowing you to
adjust the rental based on
your customers budget.
Return to saved quotation,
allowing you to amend, send
the quote to the customer or
to upload to the team at
Clear Asset Finance.
With our newly developed mobile
application, you are able to
provide on the spot quotations to
the customer. We will incorporate
your rates into the application,
allowing you to be confident that
the indicative rates provided are
as accurate as possible [subject to
credit clearance]. You can then
view saved or uploaded quotes,
make amendments, send the
quote direct to the customer etc.
We have worked hard to make
sure the application is supported
by many operating systems, and
you can be assured in knowing
that the most popular devices are
supported [Android, Windows
desktop, iPad, iPod, iPhone etc.].

10. Making Each Quotation Personal
We want you to be as
prepared and confident as
possible when proposing a
lease option to the
customer. Further to the
above tools, we will provide
a bespoke and personalised
lease quotation letter,
outlining the benefits of
leasing and diagrammatically
portraying the benefits of
leasing as opposed to a cash
purchase. The feedback we
have received is that this is a
very useful tool and allows
the customer to visually see
the benefits of leasing.

11. Sales Support
We understand that in order for finance to be successful in your
sales strategy, you require a first class sales support service.
We are continually developing and creating sales aid tools that
will help you overcome objections and budget restrictions. We
have a dedicated ‘green’ division who are focussed solely on
supporting you to convert sales through the use of finance.
Imbedding Finance Into Your Sales Strategy

12. Clear Asset Finance- An Overview
 4 Directors’ collective 60 years leasing experience
 Industry knowledge and experience - Masters-level ‘green energy and
energy efficiency’ qualified, background in leasing and in implementing
green building standards tools with the Green Building Council
 A wide range of over 20 banks/lenders experienced in funding ‘green’
projects –and at competitive rates
 More flexible and efficient credit rating assessment than CT/Siemens and
Salix for your customers
 Credit decision often within 4 hours for leases
 Electronic Data Interface between you, Clear and the funder – secure and
efficient process
 Innovative sales-aid tools
Should you have any feedback, ideas or general queries, please just get in
touch.