1. As our college graduates become increasingly more
encumbered by their student loan debt, an unlikely
victim is emerging: marriage. Becoming bound to
one another through the sacred union of marriage is
being put off by many in order to spend time paying
down their student loan debt. As a result, the
average age for marriage is increasing, and new
generations are being destined to grow up with older
parents.
western sky loans
2. While the implications of this "older" family are not yet western sky loans
known, little guesswork needs to be done to predict what a few of those
problems may be The Average Age for Marriage According to IHS
Global Insight, the median age for marriage in 2007 was 27 5 years old
for males and 25 6 years old for females
3. However, the same research firm found those ages increased to 28 7
and 26 5 respectively in 2011
4. While those numbers show roughly a year increase for both sexes, the
fact that such an increase occurred over a mere four years is what's truly
astonishing Furthermore, that dramatic increase took place during an
economic downturn and during a time when college students were
graduating with record-breaking student loans As our current students
and recent graduates contemplate how they will repay their college debt
while unemployed or underemployed, the question they're asking isn't,
"Will you marry me?" but instead it's, "Can we get married after I pay off
my student loans?" The Risks of an Older Marriage But the choice to
postpone marriage in order to satisfy student loan debt isn't unwise
5. When financial problems rank number one in the somekeyword, our
educated youth are making prudent decisions to put marriage off
However, such decisions do not come without risks One of the largest
risks associated with marrying at a later age is related to beginning a
family later in life
6. The Center for Bioethics at the University of Pennsylvania revealed that
fertility rates drop significantly after women turn the age of 35
Additionally, women over 40 subject themselves to double the risk for
miscarriage during the first trimester of pregnancy when compared to
pregnant women of 35 or younger When student loans postpone the
creation of families, it's not difficult to see how they may possibly
contribute to future pregnancy complications in our college-educated
youth of today
8. outcome of kids being raised by older adults Having a baby at 40 years
old means parents will be legally responsible for their children until both
parents are nearly of retirement age When past generations welcomed
grandchildren into the world around their retirement, our nation's future
parents may still be raising children of their own
9. Our college-educated youth are facing obstacles unlike any experienced
by past generations: they are being told they must go to college for a
career, they're entering their 20's with unprecedented debt, and now
they're starting their families later on in life Student loan debt is sinking
its teeth into facets far away from the lending world, with the institution of
marriage and the concept of the family being perfect examples of that
