You should not pay anything to Messerli and Kramer without talking to a lawyer. You should not pay them withou written guarantees of their promises. Messerli and Kramer is being investigated by attorneys who care about you. For more information about Messerli and Kramer, or to share information, you may contact consumer Attorney Vicki Piontek, toll free at 877-737-8617. Vicki Piontek, Esquire Consumer Attorney 951 Allentown Road Lansdale, PA 19446 Toll Free: 877-737-8617 Fax: 866-408-6735 attorney@suebillcollectors.com