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> Tavant Technologies:
 Loan Servicing
Loan Servicing Expertise
                   Shared                                        Default Loan
                  Services                                         Services




                                  Tavant
                                   Loan
                                 Servicing
                                                                                Infrastructural
    Integration
                                                                                    services
      Services




                                Current Loan
                                  Services




                                                                                                  2
                             Tavant Proprietary & Confidential
Default Loan
                                               Services


                                                       Borrower Qualification
                                                                 • Call Centre support - Call customer on VOIP
                                                                 • Customized Financial Status Questionnaires
                                                                 • Rule based recommendation engine

Loss Mitigation
       •    Retention, Disposition courses
       •    Payment plan monitor

                                                       REO
                                                                 •   OIS
                                                                 •   Evictions
                                                                 •   Property/Asset Preservation
                                                                 •   Marketing Plan, Property Listings
                                                                 •   Escrow – Pre-closing, Closing, Reconcile Funds

Foreclosure
• Foreclosure referral and initiation
• Collaboration with attorneys

                                                       Bankruptcy
Cashiering



                                                                                                                      3
                                                Tavant Proprietary & Confidential
Current Loan
                                         Services



                                                 Loan Boarding
Amortization
     •   Schedule/ Plan for payment.

                                                 Cashiering
                                                           •     Payment scheduling
                                                           •     Payment penalty
                                                           •     Escrow fund tracking.

Reporting
                                                 Accounting
Integration with Credit Bureau




                                                                                         4
                                          Tavant Proprietary & Confidential
Infrastructural
                                 services




                                        Loan Referrals
Queues (Worklist)
                                        User Management, SOX Compliance
Workflow engine : Configurable
process, approvals/escalations
                                       Email Support
Notes
                                       Audit




                                                                          5
                                 Tavant Proprietary & Confidential
Integration
                             Services


                                    Order Credit reporting
Order Title
                                    Order BPO, AVM,
                                    Appraisals
Order Property Valuation




                                                                 6
                             Tavant Proprietary & Confidential
Shared Services


                                           Servicing appraisal engine
NPV, Savings over REO
calculators
                                           Document creation &
                                           management
Reporting
•   Reporting to Investors
•   Customized Management Reports
•   Dashboards




                                                                        7
                                    Tavant Proprietary & Confidential
Visit www.tavant.com/lending for more on
Tavant’s Mortgage Lending Solutions




                             PEOPLE. PASSION. EXCELLENCE.

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Tavant technologies - Loan Servicing Overview

  • 1. > Tavant Technologies: Loan Servicing
  • 2. Loan Servicing Expertise Shared Default Loan Services Services Tavant Loan Servicing Infrastructural Integration services Services Current Loan Services 2 Tavant Proprietary & Confidential
  • 3. Default Loan Services Borrower Qualification • Call Centre support - Call customer on VOIP • Customized Financial Status Questionnaires • Rule based recommendation engine Loss Mitigation • Retention, Disposition courses • Payment plan monitor REO • OIS • Evictions • Property/Asset Preservation • Marketing Plan, Property Listings • Escrow – Pre-closing, Closing, Reconcile Funds Foreclosure • Foreclosure referral and initiation • Collaboration with attorneys Bankruptcy Cashiering 3 Tavant Proprietary & Confidential
  • 4. Current Loan Services Loan Boarding Amortization • Schedule/ Plan for payment. Cashiering • Payment scheduling • Payment penalty • Escrow fund tracking. Reporting Accounting Integration with Credit Bureau 4 Tavant Proprietary & Confidential
  • 5. Infrastructural services Loan Referrals Queues (Worklist) User Management, SOX Compliance Workflow engine : Configurable process, approvals/escalations Email Support Notes Audit 5 Tavant Proprietary & Confidential
  • 6. Integration Services Order Credit reporting Order Title Order BPO, AVM, Appraisals Order Property Valuation 6 Tavant Proprietary & Confidential
  • 7. Shared Services Servicing appraisal engine NPV, Savings over REO calculators Document creation & management Reporting • Reporting to Investors • Customized Management Reports • Dashboards 7 Tavant Proprietary & Confidential
  • 8. Visit www.tavant.com/lending for more on Tavant’s Mortgage Lending Solutions PEOPLE. PASSION. EXCELLENCE.