Biometric Authentication: The Evolution, Applications, Benefits and Challenge...
10×6 Fintech: un nouveau pilier? Laurent Kratz, Scorechain
1.
2.
3. FinTech
• Software that provides financial services
• Disrupt incumbent financial systems and
corporations
• Disruption : channel, agile new entrant,
business model
4.
5. Blockchain
• What is it?
Blockchains are secure distributed ledgers and financial networks
• Why is it important?
– The next phase of the Internet (value transfer)
– Already here: rapid institutional uptake
– Pervasive: includes all cash, instruments & contracts
– High stakes: re-shuffles existing financial system
6. Blockchain
• A layer on the Internet
• A decentralised protocol to transfer
ownership with no trusted third-party
• Open innovation, lightweight API to asset
management
• Free, fast, reliable
7.
8. Bitcoin
• Digital / crypto currency, first asset
based on Blockchain
• Used for remittance, speculation, store
of value
9.
10. Is this legal ?
• New technology, Law applies
• BitLicense in NYC, CSSF in Luxembourg
• Public transaction ledger, anonymous
accounts
• Bag guys get busted
15. Scorechain
• Created this summer, seed round 500K€
• Compliance tools
• Real time scoring
• Missing link between open innovation and
regulated world of businesses