This document discusses 5 digital trends impacting the insurance industry: 1. IBaaS (Insurance & Bank as a Service) which involves users taking control through sharing economies, the internet of things, social local mobile applications, and crowd funding. 2. The sharing economy allows people to monetize assets or skills through peer-to-peer sharing platforms. 3. The internet of things connects physical objects through sensors and software which generates data that can be analyzed. 4. Social local mobile applications integrate social media, location services, and mobile access to provide real-time access and engagement. 5. Crowd funding platforms allow individuals and organizations to raise money through small individual contributions often in exchange

1. 1
5 digital trends impacting insurance businesses

2. 2
French «Equity Gap»
in seed investments

3. 3
Objective:
«Open Innovation» in AXA France
AXA Seed Factory

4. We engaged with 300 startups that are grouped
into 5 categories
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
IBaaS*
Users take
control Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

5. IBaaS*
5 digital trends impacting insurance
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

6. IBaaS*
5 trends:
@Loic
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

7. THE SHARING ECONOMY
LOIC LE MEUR
FOUNDER, LEWEB
@Loic

8. 40,000 people per day
30,000 cities
192 countries

10. IBaaS*
5 trends:
@Avi
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

15. Le radiateur numérique des informaticiens chauffagistes

16. IBaaS*
5 trends:
@Scott
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

17. @AKeynoteSpeaker

19. $320 million pledged by
2.2 million people on
18,000 projects
2011: Kickstarter hit 1
million backers

20. IBaaS*
5 internet user trends:
@Jack
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

21. @jac

22. Social, Local, Mobile = SoLoMo

23. SoLoMo = Real Life x Real Time

24. SoLoMo+Co(mmerce)
X

25. SoLoMo+Co = Square …

26. IBaaS*
5 trends:
@Wessel
* IBaaS = Insurance & Bank as a
Service
** SoLoMo = Social Local Mobile
Users take
control
Sharing
Economy
Internet
Of Things
SoLoMo**
Crowd
Funding

27. Users take control:
Illustrative example

28. @wrvl

29. Digital will change wealth management

31. FutureAdvisor.com

32. More info: l’Argus de l’assurance sur ASF
email: minh@axaseedfactory.com
twitter: @axaseedfactory
mobile: +33 6 22 26 30 97