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A look at Mobile & Money around the world
The Holy Grail
New technology doesn’t always deliver on its promises…..
Adoption is driven by web familiarity
“ ..the future is already here. It's just not very evenly distributed”
"Osaifu-Keitai"  (mobile phones with wallet functions)  Over 35 million users in Japan
10 million Japanese mobile users made a mobile purchase in December
DOCOMO customers can send 20000 yen by phone
Big in Korea, too ,[object Object],[object Object],[object Object]
THIS IS THE MOST  SUCCESFUL BANK  IN KENYA
M-PESA in Kenya
35% OF POPULATION 81% of SAFARICOM CUSTOMERS MONTHLY VOLUME = 25% of GDP
Airtel Africa ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Nokia Money NOW LIVE IN INDIA
Sparkasse  (Germany) ,[object Object],[object Object],[object Object],[object Object]
Rabobank  (Netherlands) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Rabobank  (Netherlands) +  mobile website (incl. full mobile banking functions)  But no automatic redirection;
 
 
 
300% ROI
Future, Now
What is a bank  in the mobile age? ,[object Object],[object Object],[object Object],[object Object]
 
Square
Square
 
Visa Mobile for iCarte
Bling Tag
Bump to transfer via Paypal
VeriFone ,[object Object],[object Object]
NFC http://www.engadget.com/2011/02/15/deutsche-telekom-rolling-out-nfc-payments-with-t-mobile-usa-oth/?utm_source=engadget&utm_medium=twitter
The Operators fight back
The Apple advantage?
Mobile is becoming accepted
Mobile is becoming accepted
TECHNOLOGY IS EMBRACED  WHEN IT SOLVES PROBLEMS
 
WHAT PROBLEMS COULD YOU SOLVE FOR YOUR CUSTOMERS?
Where is the nearest ATM that doesn’t charge me?
How do I keep track of my expenses?
Where does my money go?
How can I pay this cheque in ASAP? * Mobile Remote Deposit Check
How do I avoid card declines when travelling?
Why doesn’t my credit card  offer me Groupon type deals?
The good start ups are focused on problem solving
It’s time to experiment Relevant, Measurable, Scaleable  & Mobile First
[email_address] @addictivemobile http :/ /www.addictivemobile.com [email_address]

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Google mobile and money

Notes de l'éditeur

  1. SMS‐based money transfer system that allows individuals to deposit, send, and withdraw funds using their cell phone.
  2. http://www.nearfieldcommunicationsworld.com/2011/02/14/35993/airtel-africa-to-launch-nfc-services-in-fifteen-african-countries/ http://www.sierraexpressmedia.com/archives/19077 http://www.telecompaper.com/news/airtel-mastercard-launch-mobile-payments-card-in-africa
  3. http://newsroom.accenture.com/article_display.cfm?article_id=5145