Unleash the full potential of payment - Step up to the phone

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Step up to the phone
Unleash the full potential of payments

walletXpress by Siemens
We provide a mobile payment platform tailored to your needs.
Siemens style.

Mobile devices are an essential "buying channel"
Gartner
Worldbank
Juniper
Forrester
World Payments Report

How to monetize this market development
• Your business model is to provide multiple payment
channels to your customers.
• Enabling the end-customer to use them on a mobile
device will (alone) not be enough.
• Offering true mobile payments such as direct carrier
billing is crucial already.
• Developing a competitive edge in combining
traditional with "true" mobile payments and value
added services will bring you ahead.

Where Siemens can help you –
Transforming the phone into a true "payment – device"
All traditional payments on a mobile device
One click payment via Direct Carrier Billing
eWallet with personal Stored Value Account
Customized reward campaigns (Reward Points)

Maximize your "share of wallet"
• Overtake revenues which are yours, bypassing 3rd.
party mobile payment providers
• Integrate your existing payment channels
• Offer new services fast and according to your needs
(e.g. one-click purchase for digital goods even
without registration)
• Offer bonus programs to users and merchants from
the beginning (even cross-merchant bonification)

"Simplicity is the highest sophistication!" Steve Jobs
Scan Click Go

One-Click-Payments even without registration
Payment Service
Provider (PSP)
Service
Provider
(Transport,
Parking, Merchant,
Gaming, etc)
walletXpress
Mobile Operator
External Systems
SMSC
USSD GW
Online
Charging
System
Subscriber
Postpaid
Billing
Financial
Institute /
Payment
Gateway
Local Payment Heros
Prepaid
Account
Postpaid
Account
Bank Account /
Credit Card
Stored
Value
Account*
* e.g. "Streetcar Wallet"

Key Features of walletXpress
Handling of different accounts mWallet, prepaid,
postpaid and bank account | Flexible partner management |
Product Management of Mobile Money products | mWallet for
Merchants | Security and Transaction Risk Management |
Online access levels for partners (agents, administrators, roles,
....) in centralized and decentralized way | Telco grade platform |
Loyalty engine preintegrated | Subscriber
Management (support for full Mobile Payment Subscriber’s
Lifecycle) | One mPIN for access to all accounts | Self
management via different channels (SMS, USSD, Web, App) |
Reporting | Simple registration process for subscribers (KYC,
AML regulations met online) | Support for NFC ecosystem with
partners | Vertical Industries integration (mTicketing,
mParking, eCommerce, media, OTT TV, Gaming Services, City
Services)
What
walletXpress
does!

Siemens' mobile payment solution
One Platform
-
Modular Design
Direct Carrier Billing
Traditional Payments Cross Merchant Bonification
Local Payment Hero'sStored Value Accounts
walletXpress
powered by Siemens

One wallet to rule them all
All payments to the mobile:
Bring all payment channels to the mobile phone: Credit Cards, Debit
Cards, Stored Value Accounts, Direct Carrier Billing, Mobile Tokenization
and any local payment hero.
Out-of-the-box direct carrier billing
Due to decades of experience in telecommunication and numerous
installation worldwide, Siemens offers the interface and integration into
Communication Service Providers out-of-the-box.
Cross merchant loyalty
Enhance your offering by adding loyalty programs. Using your existing
customer network and payment transactions, “mobile payers” can earn,
collect and use bonus points not only for one but for various services.

What we offer
Carrier-Grade Product
CustomizationImplementation

Facts & Figures
 15 years experience
in telco market
 30 active TopUp customers
with up to 25 million active
users with 1,2 Mio
recharges / BH
 50 successful migration
deployments
 300 successful TopUp
projects
1) Siemens project, now Atos
Mobile Payment in Serbia
 Mobile Payment solution incl. M-Commerce
 Air-time TopUp
 Interface to National Bank of Serbia (incl. ISO8583)
TopUp in South America
 Air-time TopUp for 28 million subscribers
 Voucher Management System with 15 charging systems
 800 million migrated vouchers
Mobile Parking in Vienna, Austria 1)
 Payment for parking of cars in the City of Vienna
 Project together with urban administration,
telecom provider in Austria and bank
Mobile Banking Solution in Croatia
 3rd mobile banking project in the world
 Increase of customers in 2010 by 12%

What's next
Get to know each other
Tailor your solution
Get started
walletXpress
powered by Siemens

Siemens brings proven technology to new markets
Siemens Convergence Creators has a long and successful history, providing innovative
software - and solution services for more than 50 years.
We supply more than 70 countries with communication and media solutions. Among the
most important customers are the top players in their respective industrial sectors.

Unleash the full potential of payment - Step up to the phone

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