The two-day workshop on Islamic microfinance aimed to provide the latest knowledge and trends in microfinance from an Islamic perspective. It was organized by AlHuda Centre of Islamic Banking and Economics (CIBE), which seeks to promote Islamic banking and finance through training, education, and product development. The workshop would cover fundamentals of Islamic finance, Islamic microfinance products and structures, challenges and opportunities in the sector, and innovations in Islamic microfinance. It brought together experts from banks and regulatory institutions to discuss topics like Murabaha, Mudaraba, Ijarah, and the role of Islamic microfinance in poverty alleviation.

1. Two Days Specialized Training Workshop on
Islamic Micro/Rural Finance
05 & 06 March 2010
Marriott Hotel, Karachi

2. AlHuda Centre of Islamic Banking and Economics (CIBE); A pioneering effort to promote Islamic Banking and Finance in
Masses through Advisory, Education, Training, Awareness Islamic Microfinance Product Development and Publications,
with a view to support, sustain, spread and supplement SBP and Govt. Initiatives.
Since, no institution or organization was involved in providing Advisory & Training in the field of Islamic Banking &
Finance in Pakistan, AlHuda-CIBE has come up to promote this pioneer effort and beyond as well. We have so far
organized 300 Training Sessions/Workshops on Islamic Banking, Finance, Takaful & Sukuk all over the Pakistan, mainly
in Karachi, Lahore, Islamabad/Rawalpindi, Peshawar, Multan, Faisalabad, Hyderabad, Gujranwala, Mirpur (AJK) &
Quetta and as well as Internationally in South Africa, Kazakhstan, UAE, Russia, Kenya, KSA etc.
Prime aim of such activities is to cultivate and understand the spiritual and intellectual heritage of Islam with its contribution
to Organization and Management of Business & Finance. AlHuda-CIBE seeks to create a new generation of Business
leader's, managers, academicians & researchers in this field of Islamic Banking and Finance.
AlHuda CIBE is also working with 12 International Institutions as a partner for the development of Islamic Banking and
Finance. We also publish a Bi-Monthly Online Magazine and Bi-Monthly Printed Magazine for the better awareness of
Islamic Banking and Finance.
It is widely acknowledged factor that Islamic Microfinance is one of the fastest emergent area of Microfinance Industry.
Although many organisations offer Islamic Microfinance awareness programs but AlHuda Centre of Islamic Banking and
Economics is the only organization to serve Islamic Microfinance in detail by conducting workshops, trainings and
awareness programs etc. In this connection, AlHuda Centre of Islamic Banking and Economics is pleased to offer a
comprehensive 2 days Training workshop on “Islamic Micro/Rural Finance” to provide latest knowledge and to introduce
latest trends pertaining to Microfinance sector.
Mufti Najeeb Khan Qazi Shoaib Ahmed Mr. Mujeeb Baig
Shariah Advisor Senior Joint Director Head of Product Development
Habib Metropolitan Bank Microfinance Department Dawood Islamic Bank
State Bank of Pakistan
Mr. Ahmed Ali Siddiqui Capt. Jamil Akhtar Khan Mr. Azeem Pirani Mr. Zubair Mughal
Head of Product Development Renowned Takaful Expert Regional Head - FWU AG CEO - AlHuda CIBE
Meezan Bank Ltd. Ex. CEO- Takaful Pakistan Chief Editor True Banking

3. Fundamentals of Islamic Finance
What is Islamic Finance - Basic Concept
Introduction & Types of Riba
Islamic Financial Products Structures & Mechanisms for
Islamic Micro Finance Institutions
Islamic Micro Finance
Incidence of Poverty and Low Economic opportunity
Microfinance a tool for poverty alleviation
Islamic Microfinance Shariah compliant way of poverty alleviation
Challenges and Opportunities for Islamic Microfinance Institutions
SBP efforts for Development of Islamic Microfinance
Potential of Islamic Microfinance for social Development
Need of Islamic Microfinance Network
Trade Based Mode of Financing in Islamic Microfinance
Murabaha
Islamic Law of Contracts
Understanding the key concepts of Murabaha
Product composition of Murabaha
Practical execution in IMF System
Bai Salam & Istisna
Basic rules & types of Bai
Bai Salam & Parallel Salam
Bai Istisna
Practical implementations in IMF Institutions
Partnership based Mode of Finance
Mudaraba & Musharaka
What is Mudaraba & Musharaka?
Internal Product Structures
Profit & Loss Distribution
How can serve up IMF
Rental Based Products practiced in Islamic Microfinance
Ijarah
Ijarah as the alternative of Conventional Lease
Product structure of Ijarah financing
Rental Mechanism & Practicing in IMF instructions
Diminishing Musharaka
Concept and Definition
Determination of Rental Mechanism
Unit Sale Mechanism
DM as Micro Housing Finance
Zakhat & Awqaf for Poverty Alleviation
Islamic Microfinance Bank Model
Micro & BancaTakaful
Principle of Takaful business
Practical aspect of Micro Takaful
BancaTakaful as distribution channel for Micro Takaful
Sukuk
What is Sukuk? Shariah Legitimacy of Sukuk
Sukuk for Microfinance Sector
Innovation and Development in
Islamic Microfinance Sector
Technological Integration in Islamic Microfinance Sector
Innovative Products for Islamic Microfinance Sector
Web base Islamic Microfinance – A new Approach
International Trends of Islamic Microfinance - Case Study
Funding Sources of Islamic Microfinance
How IMF is beneficial for donors agencies

4. Introduces
Islamic Microfinance Help Desk
Vision and Mission
AlHuda Centre of Islamic Banking and Economics (CIBE) is a pioneer organization committed to facilitate and
strengthened Microfinance Industry through Shariah Compliant Product Development, Innovation,
standardization and Technical & Shariah expertise.
The basic purpose of Islamic Microfinance Help Desk is to coordinate the Poverty Alleviation Factors through
Islamic Financial methodology for the broader prospects of social well being.
Structure Development for Islamic Islamic Microfinance
Microfinance Product Development Shariah Advisory
Shariah Compliant
Solution for
Microf inance
Shariah Audit & Review Training & Capacity Building
Islamic Microfinance Publications of Islamic
Documentations Microfinance Networking and Awareness
ALHUDA CENTRE OF ISLAMIC BANKING AND ECONOMICS
Head Office: Karachi Office:
192-Ahmed Block, New Garden, Office # 301, 3rd Floor, Al-Falah Court,
Town, Lahore- Pakistan I.I. Chundrigar Road, Karachi-Pakistan
Tel: +92-42-35913096-98 , 8407850, 35858990 Tel: +92-21-34254262 , 32210811
Fax: +92-42-35913056 Fax: +92-21-32210731
Email: info@alhudacibe.com - Website: www.alhudacibe.com