ABC's of Health Insurance Explained
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The document discusses key aspects of health insurance in the United States. It notes that 46 million Americans are uninsured and highlights the high costs of medical care without insurance. It then defines common health insurance terms like premiums, deductibles, co-pays, and provider networks. The document concludes by emphasizing the importance of having health insurance to avoid financial ruin from medical costs and access necessary care.
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ABC's of Health Insurance Explained
- 1. The ABC’s of Health Insurance Welcome, ! August 2010 Presenter: Barbara Stark
- 3. Who are the uninsured?
- 5. Percent Reporting Barriers to Health Care, 2003 Uninsured persons are less likely to seek preventive or necessary care….
- 32. If you ignore your medical debt you can even be taken from your weekly paycheck !
- 33. Being uninsured could ultimately lead to….
- 40. American Debt Counseling, Inc. 1 888 DEBT USA www.americandebtcounseling.org
Notes de l'éditeur
- There is also a more dangerous cost of being uninsured…
- According to the Emergency Medical Treatment and Active Labor Act (EMTALA), if you’re uninsured, ambulances and hospital emergency rooms must provide emergency medical treatment regardless of your ability to pay . However, uninsured persons may that may not have emergency conditions but possibly threatening, chronic conditions like cancer or heart disease that require attention and costly medical treatments will be less likely to receive it.
- You may be healthy now, but if you are uninsured and diagnosed with a serious medical condition, you could find that you don’t qualify for coverage when you need it. The best way to preserve your ability to qualify for coverage is to maintain coverage now
- Having coverage is no guarantee against bankruptcy, but a good health insurance plan can help limit your exposure to the crippling medical costs that can arise form an unexpected injury or illness
- If you think your health insurance premiums are expensive, just wait to receive a medical bill without any help from an insurance company…
- There is also a more dangerous cost of being uninsured.
- Yes, insurance premiums are costly but it will cost you more in the long run NOT to be insured…