Arkansas Naturally

870.321.2231
Prepared by Clyde Packer

870.321.2231
Welcome to Mountain Home,
Gateway to the
Clyde Packer
Executive Broker

870.321.2231
The Mountain Home area is a great place to relax and enjoy
the “Natural State”

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Top 10 Reasons to Move to Arkansas
excerpt from Arkansas Retirement & Relocation Guide
1. Arkansas has the friendliest people.
… known for its “Southern Hospitality”
2. Arkansas is affordable.
..compared to other states, Arkansas
is one of the most inexpensive places
to live
3. Arkansas has natural beauty.
…crystal clear streams, glistening
lakes, mountain ranges, rich green
valleys….
4. Arkansas has a comfortable climate.
....mild and enjoyable climate with
long fall and spring seasons
5. Arkansas is in the center of it all. …
located in mid-america, you won’t be too
far from your out-of-state family &
friends
6. Arkansas abounds in outdoor activities.
….fishing, hunting, canoeing, hiking, caving,
rock climbing, just to name a few
7. Arkansas has a spirit of volunteerism.
…many retirees and others enjoy donating
their time to organizations & worthy causes
8. Arkansas is a safe place to live.
….there just isn’t much crime in the Arkansas
communities where people retire or relocate
9. Arkansas is a land of opportunity.
…many retirees and others find Arkansas full
of opportunities to work and continue learning
10. Arkansas has great health care
facilities. …top-notch medical care with over
100 hospitals, & more than 4,000 physicians

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Demographics - Retirees in Arkansas
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
30.0%
35.0%
40.0%
Baxter Sharp Van Buren Cleburne Izard Marion Garland Fulton Montgomery Stone
Arkansas ranks 9th
in the United States for the net number of relocating
retirees. There are 10 Arkansas counties with the greatest percentages of
residents over 60. Most of the counties contain retirement villages or cities
highly saturated with retirees.
Arkansas Total Population: 2,673,400 60+ Population: 491,409 (19.4%)

870.321.2231
Demographics
Population
Baxter County…….41,513
Mountain Home……….12,488
Gassville…………….......2,078
Cotter………………..……..970
Lakeview……………..……741
Norfork……………..….…..511
Salesville…………..….…...437
Big Flat………………...…...105
Marion County…...16,140
Bull Shoals……………..2,000
Flippin……………...…...1,357
Yellville………………….1,312
Summit……………………586
Pyatt………………………253
0
2000
4000
6000
8000
10000
12000
Mountain
Home
Cotter Norfork Big Flat
0
500
1000
1500
2000
Bull Shoals Flippin Yellville Summit Pyatt

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Demographics
Mountain Home Climate
Elevation………………800 ft.
Relative Humidity…......55%
Wind Speed……….11 MPH
Precipitation Days……….68
Annual Snowfall……..7.6 in.
Annual Rainfall……….42 in.
Zero Degree Days………..0
Freezing Days…………...88
90 Degree Days…………69

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Demographics
Temperature & Rainfall
30 Year Avg. Min. Max Mean Rainfall
January 24.0° 46.0° 24.0° 2.35
February 28.2° 51.4° 39.8° 2.86
March 36.1° 59.9° 48.0° 4.09
April 47.0° 71.9° 59.4° 4.40
May 55.3° 78.8° 67.1° 4.90
June 63.0° 86.3° 74.7° 4.16
July 67.4° 91.2° 79.3° 3.09
August 65.5° 90.2° 77.9° 2.62
September 58.8° 83.5° 71.1° 3.68
October 47.0° 74.0° 60.5° 2.88
November 36.4° 59.9° 48.2° 3.85
December 25.8° 50.2° 39.5° 3.19
Yearly Average 46.5° 70.3° 58.4° 42.07

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How to
Find Us
Arkansas, Little Rock……..150
California, Los Angeles…1,847
Illinois, Chicago………..…..577
Iowa, Des Moines…………510
Florida, Orlando…….……..955
Louisiana, New Orleans…..576
Minnesota, Minneapolis.….825
Missouri, Branson……..….. 87
Missouri, Springfield……….110
Nebraska, Omaha………....533
Ohio, Cincinnati…...…651
Oklahoma, Tulsa….…237
Oklahoma, Ok.City.....372
Tennessee, Memphis.195
Texas, Dallas…….…..545
Miles to
Mountain Home
from…
♦

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The Sunrises and Sunsets are
Gorgeous……
And there are Four
Spectacular Seasons
PLUS a Mild Climate
so you can enjoy
the Outdoors
ALL YEAR LONG

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Nearby Bull Shoals Lake
offers a paradise for fishermen and water sports enthusiasts
of all kinds. The outstanding fishing on Bull Shoals Lake has
included 5 state record bass catches and lots of trophy-size
walleyes !

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Bull Shoals Lake & Dam, Facts & Figures
Information courtesy of U.S. Army Corps of Engineers
Bull Shoals Dam is on the White River 7 miles north of Cotter, Arkansas. There are 6,036
square miles of drainage area above the dam. The lake is one of 4 multiple-purpose projects
constructed in the upper White River Basin for flood control and power generation. It also
offers many excellent recreational opportunities.
The dam was started in 1947 and completed in 1951. The powerhouse and switchyard were
completed in 1953. Commercial generation began in 1952. With installation of the final 2
generating units in December 1963, construction was completed at a cost of about $86 million.
Lake Elevations, feet above MSL: Top of flood control pool….…695 Top of conservation pool…....654
Surface area of lake, acres: At top of flood contral pool….71,240 At top of conservation pool…..45,440
Storage capacities, acre ft: Flood control 2.36 million Power drawdown & dead 3.4 million Total…
5.76 million
Shoreline length, miles: At top of flood control pool……1,050 At top of conservation pool……740
Dam Length, ft….2,256 Max. height above streambed, ft…256 Concrete, cubic yards…..2.1 million
Spillway length, ft..808 Spillway gates (17), size in feet…40x29 Outlet conduits (16), size in feet…4x9
Elevations, feet above MSL: Top of dam…708 Spillway crest…..667
Power Development Number of Generating units…….8
Rated capacity, each unit, kilowatts:4 units at 42,750 4 units at 47,500 Installed capacity, kilowatts
361,000

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Lake Norfork
best known for its lunker striped bass
fishing, offers clear, beautiful water and
is a major recreation center, with many
parks managed by the Corps of
Engineers. Most of these parks offer
camping, picnic areas, electricity,
easy-access boat launching ramps,
and nature trails.

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Lake Norfork & Dam, Facts & Figures
Information courtesy of U.S. Army Corps of Engineers
Norfork Dam is located on North Fork River, at river mile 4.8, four miles northeast of Norfork,
Arkansas. There are 1,806 square miles of drainage above the dam. Norfork is another one
of 4 multiple-purpose projects constructed in the upper White River Basin for control of floods
and generation of hydroelectric power. The project offers excellent recreational opportunities.
Construction of the dam was initiated in 1941 and was completed 3 years later, while con-
struction of the powerhouse and switchyard was completed in 1949. Commercial generation
began in 1944. Overall construction cost of dam and powerhouse was approximately
$28,600,000.
Lake elevation, feet above Mean Sea Level:
Top of flood-control pool 580 Top of conservation pool (Sept-April) 550 (April-Sept) 554
Shoreline length, miles: At top of flood-control pool 510 At top of conservation pool 380
Surface area of lake, acres: At top of flood-control pool 30,700 At top of conservation pool 22,000
Storage capacities, acre ft: Flood control 732,000 Power drawdown & dead 1,251,000 Lake Total
1,983,000
Dam: Length,ft 2,624 Max. height above streambed, ft: 216 Concrete in dam, cu. yards 1.5 million
Length of spillway, gross ft 568 Spillway crest gates (12), size in ft 40x28 Outlet conduits (11) size in ft
4x6
Elevations, ft above MSL: Top of dam 590 Spillway crest 552
Power development: Number of generating units installed 2 Generating units to be installed in future 2
Rated capacity: each unit, kilowats 35,000 station installed capacity, kilowatts 70,000

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Norfork National Fish
Hatchery
The Norfork National Fish Hatchery,
located below Norfork Dam, produces
approximately 961,500 Rainbow, Brown,
and Cutthroat trout annually.
The NFNFH distributes trout to Bull
Shoals, Norfork, Greers Ferry and Beaver
Tailwaters (TW), plus the Spring River and
Blanchard Spring.
Local (approximate) distribution for 2004:
LOCATION BROWN TROUT BROOK TROUT CUTTHROAT
TROUT
RAINBOW
TROUT
TOTAL TROUT
White River 100,000 12,000 75,000 1,032,475 1,219,475
North Fork River 10,000 12,000 25,000 92,295 139,295
Bull Shoals Lake 30,000 30,000
Above Photos Courtesy of AGFC
Distribution chart includes trout produced at the Spring River State Fish Hatchery.

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Dry Run Creek
• Only youths under the age of 16 and
mobility impaired anglers may fish Dry
Run Creek (the Norfork National Fish
Hatchery outflow in Baxter County) from
sunrise to sunset. Mobility-impaired
anglers are restricted to the pier when
fishing Dry Run Creek.
• One barbless treble hook may be used
within the Bull Shoals seasonal brown
trout catch-and-release area.

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The White River boasts crystal
clear water, magnificent vistas and unequaled
rainbow, cutthroat, and brown trout fishing for
both fly fishing enthusiasts as well as spin
casters, both young and old.

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The North Fork River also offers anglers some memorable
catches of rainbow, cutthroat, and brown trout and “brookies”. Public
access areas include a variety of amenities such as full-service trout
docks, camping, picnic areas, and boat launching ramps.

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The Awesome Buffalo National River
Outstanding Scenery
Natural Beauty
Great Hiking Trails
Canoeing
Spectacular Waterfalls
And ELK !

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Arkansas Game & Fish Commission
Resident Fishing License Information
Resident Combination Sportsman’s License entitles the holder to hunt all game species using modern
gun, muzzleloader or archery; to take a total bag limit of deer; and to fish the waters of the state with
non-commercial tackle. A resident trout permit must be purchased to retain trout or to fish in certain
waters. Valid one year from date of purchase. $35.50
Resident Fisheries Conservation License entitles a resident to fish the waters of the state with non-
commercial tackle. A resident trout permit must also be purchased to retain trout or to fish in certain
waters. $10.50
Resident 3-Day Trip Fishing License entitles a resident to fish the waters of the state with non-
commercial tackle for the 3 day period specified. A resident trout permit must also be purchased to
retain trout or to fish in certain waters. $6.50
Resident Trout Permit is required to retain trout or to fish in certain waters in addition to a Resident
Fisheries Conservation License, a Resident Trip License, a Resident Combination Sportsman's
License or a Lifetime Fishing License. Not required for holders of the non-expiring $1000 Lifetime
Resident Hunting and Fishing Sportsman's Permit. No stamp will be issued. $5.00
Resident Fishing Guide License is required of any person who guides, aids or assists another person,
for pay or other consideration, in the taking of fish. This license does not include fishing privileges.
$25.00
White River Border Lakes License entitles Arkansas resident fishing license holders to fish in Missouri
waters of Bull Shoals, Norfork and Table Rock Lakes without having to purchase a nonresident fishing
license from Missouri. $10.00
FOR MORE INFORMATION GO TO www.agfc.com

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There are lots of
area activities
throughout
the year
Farmers Market
every Wednesday &
Saturday
on the Square
PLUS:
Norfork Pioneer Days
Cotter Arts & Antiques Festival
Arkansas State Hillbilly Chili Cookoff
Bass Cat Boats Fishing Tournament
Twin Lakes Playhouse Community Theater
Ozark Choral Society Concerts
….and MORE !
Over 10,000 area
residents enjoy
the Annual
Fireworks Display
on Lake Norfork

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Area Clubs & Organizations
There are over 200 clubs and organizations on record in Baxter County. The
following list is just a small sampling. Call me to see if there’s a club or
organization that matches your “area of interest”. Clubs include:
Area Art Club 424-7187
Arts & Crafts Association 492-5634
Bass Club, Norfork 425-6848
Bicycle Club, Twin Lakes 425-9400
Bridge Club, Duplicate 424-3197
Camera Club 424-9298
Coin Club 424-3935
Computer Users Group 492-6861
Dance Club, Sociables 424-4541
English Club 425-7174
Fishing Club, Rod & Reel 425-1755
Garden Club, Glad Garden 426-2698
Genealogical Society 424-4477
Good Sam Club 492-5367
Gun Club, Twin Lakes 425-7640
Ladies Golf Club 481-6426
Lake Norfork Boat Club 424-6658
Muzzleloaders, Foothills 425-7640
Our Kids 425-3130
Quilters, Hill & Hollow Guild 491-5298
Radio Control Flyers, Ozark 425-6070
Razorback Club, Baxter County 425-2610
Retired Railroad Club, Twin Lakes
425-8308
Rod & Custom Car Club 453-1368
Scrabble Players Club 425-7729
Singles Club, Twin Lakes 425-1371
Stamp Club, Mountain Home 492-6495
Women's Club, Pinochle 424-2561
Woodcarvers, Northern AR 431-7726
Writers Guild, Twin Lakes 492-6252
Organizations include: AARP, American Legion, DAV, Eastern Star, Elks, Fraternal Order of Police,
Kiwanis, Lions, Moose, NARFE, PEO, Salvation Army, 4-H, Boy Scouts, Girl Scouts, Shriners, TOPS,
Toastmasters, Weight Watchers, VFW and more!

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There are 3 Area 18-hole Golf Courses for the
Avid Golfer
5
Course
www.bigcreekgolf.com
www.tlga.org
www.rivercliffgolf.com

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The Mountain Home area is ranked one of the
Safest Places in America .
City Police, Sheriff’s Department and State Police
PLUS City Fire Department ready to respond for any emergency
Photo courtesy of Mountain Home Police Dept.

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Baxter Regional Medical Center
located in Mountain Home and served
by over 100 highly skilled physicians, is rated in the
top 1% of the nation for customer
satisfaction
Photo courtesy of Baxter Regional Medical Center

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Baxter Regional Medical Center
• Baxter General Hospital opened in 1963
• 14th
largest hospital in Arkansas
• Private, not-for-profit hospital governed by an uncompensated board of
directors
• Largest employer in Baxter & Marion Counties – 1,300 employees
• 268 beds/Private rooms
• Over 100 physicians on staff, representing 23 specialties
• Subsidiaries include The Imaging Center, Hospice of the Ozarks, Ahrens
Clinic, Baxter Cardiac Thoracic and Vascular Surgery Clinic, Baxter
Rheumatology Clinic, and Baxter Regional Hospital Foundation
• Only hospital in north-central Arkansas with a complete cardiac program
• Largest and oldest Hospice in Arkansas
• Auxiliary has 350 active members and donates over $200,000 to hospital
• Free valet parking
For more information go to www.baxterregional.org

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Mountain Home Public Schools
The Mountain Home School District encompasses 330 square
miles, and serves over 3,800 children from kindergarten through
the twelfth grade.
There are 6 campuses in the system, including a separate
kindergarten building, a high school, junior high, middle school,
and 2 elementary sites.
Each school is full accredited by the North Central Association
as well as the state accrediting agency. Students here continu-
ally score above state and national averages on standardized
achievement tests, as well as Advanced Placement tests, the
ACT and the state ‘benchmark’ examinations.
A newly expanded website http://bombers.k12.ar.us is full of
information about the Mountain Home School District.

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Mountain Home Campus of
Arkansas State University
•2-Year Branch
Campus
•7 Associate Degrees
& 4 Certificates
•29 full-time faculty,
40% hold a doctoral
degree
•25 part-time faculty
•Enrollment of 1100+
•Student/teacher Ratio
of 19:1

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More Arkansas State University Information
ASSOCIATE DEGREES
•Associate of Arts
•Business Technology with emphasis in Computer
Applications & Management/Marketing
•Criminal Justice
•Funeral Science
•Office Administration
•Paramedic Technology
•Registered Nursing
•Technology with emphasis in Electronics & Manufacturing
CERTIFICATES
•Business Information Systems with Computer
Applications
•Office Administration
•Paramedic Technology
•Practical Nursing
Continuing Education classes are
offered throughout the year.
These classes are organized to
serve the comprehensive needs
of the community.
The Norma Wood Library is
located in the Administration
Building.
Gaston Lecture Series, endowed
by Jim & Jill Gaston, are open to
the public, free of charge.
The Mountain Home Concert
Series, endowed by the Bank of
Yellville, is also open to the
public, free of charge.
Students 60 years of age or older
are not required to pay tuition to
regular semester credit courses.
Website: www.asumh.edu

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Baxter County Library
provides
over 75,000 books,
programs, services
and information
including:
Reference Materials
Classic Films
Great Literature
Large Print Section
Audio Tapes
Free Public Internet Access
Special Educational Programs for Children

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The Van Matre
Senior Center
provides
•Meals
•Transportation
•Adult Day Care
•Scheduled Programs
•And MORE…..

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County Senior Centers
In addition to the Van Matre Senior Activity
Center, there are 2 additional Senior Centers in
Baxter County – one at Big Flat and another at
Norfork. All centers are a project of the Area
Agency on Aging of Northwest Arkansas. An
agency office is housed at the Van Matre center
in Mountain Home. The local office provides
nurse caseworkers and aides who offer personal
care for the elderly.
The agency also helps seniors better
understand and/or secure such benefits as
electricity sales tax exemption, homestead
property tax refunds, Social Security, Medicare
and Supplemental Security Income (SSI), home
energy assistance, food commodities
distribution and Medicaid. The agency also
provides the Elder Choices program, a Medicaid
program of community and home-based services
as an alternative to nursing home care.

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Mountain Home & Baxter County Economy
Information courtesy of First Security Bank
Year City County
1980 7,447 27,409
1990 9,027 31,186
2000 11,012 38,386
Population
Trends for
Mountain
Home and
Baxter County
Employer Employees
Tourism Industry 2,105
Baxter Healthcare Corp 846
Baxter Regional Medical Center 1,396
Assisted Health Care 604
Mountain Home Public Schools 664
Wal-Mart 490
Eaton/Aeroquip 437
Lowes 93
Year Deposits
2000 624,056,000
2003 692,365,000
2011 938,570,000
Major Employers in Baxter County
Deposits for 9 banks in Mountain Home:
First Security, 1st
National Bank &Trust, Liberty Bank, Arvest
Bank, First Federal Bank, US Bank, Community First
National Bank, Bank of America, Bank of the Ozarks
The current city budget
for Mountain Home is
$16 million.

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Area Parks
Mountain Home has 4 City Parks which cover
more than 150 acres: Old Hickory Park,
Twin Lakes Park, Cooper Park and Keller
Complex. Park facilities include a senior
center, a youth center, pavilions, swimming
pool, 5 softball and 5 baseball fields, 5 tennis
courts, 3 soccer fields, 3 basketball areas
and a sand volleyball court. Within Cooper
Park is historic Rapps Barren Settlement,
complete with log cabins and a schoolhouse!
There are 3 State Parks and 29 National
Parks within a 1-hour drive of Mountain
Home. These parks include camping
facilities and playground equipment.
Bull Shoals White River State Park
has river access and hiking trails and is
very popular for its Eagle Awareness
Week in January.

What’s Your Favorite Restaurant?

Mountain Home Continues
to Grow

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Churches
Churches in the Mountain Home area include:
4 Independent Baptist 6 Southern Baptist
4 Bible Churches 2 Catholic Churches
1 Christian Church 3 Disciples of Christ
1 Christian Science 3 Church of Christ
1 Church of God 1 Church of Latter Day Saints
1 Church of the Nazarene 1 Episcopal Church
2 Jehovah’s Witness 3 Lutheran
2 Pentecostal 2 Presbyterian
4 Methodist 1 Seventh Day Adventist

870.321.2231
Ozark Regional Airport
is conveniently located 6 miles northwest of Mountain Home near
the town of Midway. The airport features a paved, lighted 5,000
foot runway and a 6,800 square foot terminal, completed in 1994.
Many of the area resorts and hotels will provide free courtesy
shuttle service to and from the airport

870.321.2231
Area Motels
Best Western Carriage Inn 877-425-6001
Comfort Inn 800-924-9449
Days Inn 870-425-1010
Holiday Inn Express 870-425-6200
Ramada Inn 800-272-6232
Hampton Inn 870-425-0344
Special rates are offered by some motels to individuals looking at real
estate in the area. Please call me for details.

870.321.2231
Mountain Home is the County Seat
for Baxter County
across from Veterans’ Square,
marks
the center of the old town, home to a
variety of shops &
services including
the Farmers Market
Baxter County Courthouse,

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Helpful Internet Links
The Baxter Bulletin is our local newspaper: www.baxterbulletin.com
Mountain Home Chamber of Commerce: www.enjoymountainhome.com
City of Mountain Home: www.cityofmountainhome.com
Our local school systems: Mountain Home: http://bombers.k12.ar.us
Cotter: www.cotterweb.com/schools.htm
Flippin: www.flippinweb.com/schools.htm
Norfork: www.norfork.net/schools.htm
Yellville: www.yellvilleweb.com/schools.htm
Arkansas State University of Mountain Home: www.asumh.edu
Baxter Regional Medical Center: www.baxterregional.org
Good Samaritan Village (retirement community): www.good-sam.com
A directory of local churches: www.churchangel.com/WEBAR/mountainhome.htm
State and National Parks in the area: www.arkansas.com

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Helpful Phone Numbers
Baxter Regional Airport 870-481-5418 Baxter Bulletin: 870-508-8000
State Revenue Office: 870-425-2571 Baxter County Courthouse: 870-425-3475
Sheriff’s Office: 870-425-7551 Baxter County Library: 870-425-3598
Arkansas Western Gas: 800-773-2113 CenturyTel: 800-201-4099
Entergy (Electric): 800-368-3749 North AR Electric Coop: 870-425-2141
MH Water Department: 870-425-5115 SuddenLink (cable): 870-425-3161
Arvest Bank: 870-424-3355 Bank of the Ozarks: 870-492-2163
First Federal Bank: 870-425-6061 Baxter County Tax Assessor: 870-425-3453
1st
National Bank & Trust: 870-425-2101 Air Evac LifeTeam 12: 870-508-2611
RV & Campsites: Norfork Lake (open May – Sept) Bull Shoals Lake (open May-Sept)
Bidwell Point: 870-467-5375 Henderson: 870-488-5282
Lakeview: 870-431-8116 Robinson Point: 870-492-6853
Bull Shoals-white River State Park 870-431-5521 (open year-round)
For more camping & fishing info, call the Corps of Engineers Office: 870-425-2700

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The Cliff Dwellers and Mound Builders inhabited this area when the Spanish
explorers settled on what is now the site of Cotter Spring and worked mines near the
mouth of Bruce Creek. After finding no gold or silver, the area was left to France from
1699 – 1768. French trappers worked along the streams and rivers, and established
trading rights with the Indians. The Indians called the biggest river “Unica” and “Nika”.
The French translated it “La Rivere An Blanc: The White River”.
Then on April 30, 1803, the completion of the Louisiana Purchase brought it under
the protection canopy of the United States. In 1809 Major Jacob Wolf was appointed
as Indian Agent to the Cherokee who were living in Arkansas. His home and the
village of Liberty (now known as Norfork) which grew around it became well known as
the jumping off” place to the wilderness for the pioneers.
This area saw no major battles during the Civil War, bit it was at the mercy of the
Jayhawkers and Bushwhackers. By the end of the war, the area was devastated.
Mountain Home, the county seat, was incorporated in 1888.
The Twin Lakes Area’s economic surge was ushered in by the construction of the
massive Norfork and Bull Shoals dams in the 1940’s.
Just a Bit of Baxter County History

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Just a Bit of Mountain Home History
courtesy of Mountain Home Chamber of Commerce
State Bird: Mockingbird State Flower: Apple Blossom State Tree: Pine
Largest City: Little Rock Constitution: 25th
State
About Arkansas
In 1973, Mountain Home celebrated its 100th
birthday. Pre-dating Baxter County by 2
decades, the town has always been a leading, active part of the area history.
Col. Orin L. Dodd has been called “the father of Mountain Home”, with Col. R.D. Casey
coming in a close second. Col. Dodd built a southern style plantation at “Rapp’s Barren”
in the early 1850s. He called it his “Sweet Mountain Home”. Col. Casey built his home
and general store there in 1855. Col. Dodd’s slaves would brag that their “Sweet
Mountain Home” was cooled by the mountain breezes that always seemed to be blowing.
The town began its growth around the Male and Female Academy which opened in
1853 by Professor J.S. Howard of Wisconsin. It was built on land donated by Col. Dodd.
Today it is considered one of Mountain Home’s historic landmarks. In 1857, the Mountain
Home post office was established, and as the town began to grow, the name “Rapps
Barren” was dropped from the Arkansas map, and the name “Mountain Home” took its
place. In the early 1950s, Mountain Home began to grow and update many of its older
buildings. Commercial activity began to escalate. Since then, the phenomenal growth of
Mountain Home has surpassed the surrounding towns at an ever increasing rate.

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Just kidding !
Mountain Home boasts Great Neighborhoods with Homes
to suit YOUR Lifestyle !
Maintaining its small town atmosphere, Mountain Home continues to grow.

870.321.2231
I hope you enjoyed the
brief tour
of my Home Town and
surrounding area,
and I’d like to invite you
to come and see for
yourself.
I’d like to help you find
Your "Dream Home"
Your "Dream Home"
Let’s make it Your Home Town, too!
Clyde Packer
Executive Broker
Accredited Buyer Representative

870.321.2231
Why ME ?
Choosing an agent
is probably the MOST IMPORTANT
home-buying decision you will make.
Today, home buying and selling is faster
and more complex in every way. My
goal is to make the process a little easier
for you. As a Certified Residential
Specialist (CRS), I have an advanced
education in related areas such as
finance and technology. I have a proven
track record in the real estate business,
and I abide by a strict code of ethics.

870.321.2231
Who Do Real Estate Agents Represent?
Arkansas law requires real estate agents to clearly disclose to all parties in a real
estate transaction which party(s) he or she is representing. Real Estate Agents
typically represent Sellers, but can also represent Buyers as well as both Buyers
and Sellers.
Agent for the Seller A real estate agent who enters into an agreement to sell
property for an owner is known as the “Listing Agent” or “Agent for the Seller”. The
Listing or Seller’s Agent’s primary duty is to protect and promote the interests of the
Seller.
Agent for the Buyer A real estate agent who enters into an agreement to only
represent the Buyer in a real estate transaction is known as the “Buyer’s Agent”.
The Buyer’s Agents primary duty is to protect and promote the interests of the
Buyer.
Dual Agent A Real Estate Agent who enters into an agreement to represent the
Seller and also enters into an agreement to represent the Buyer in the same
transaction is known as a “Dual Agent”. A Dual Agency most frequently occurs
when a Real Estate Agent or Agents within the same real estate firm represent
both Seller and Buyer in the same transaction. This can limit the duties described
above. Call me for details and an informative brochure.

870.321.2231
I am an Accredited Buyer’s Representative.
Inspections. Surveys. Negotiations. Contracts……
More goes into buying a home than you may think.
A REALTOR
who is an ABR
knows what it takes.
As your Buyer Representative, I promise that I will:
1. Listen to your wants and needs.
2. Show you property that YOU want to see.
3. Upon finding a property, conduct a CMA to determine if the
property is priced correctly.
4. Prepare all of the necessary documents and fully explain each.
5. Manage the many items involved with the closing.
6. Keep you informed along the way.
7. Utilize my experience and training as an “Accredited Buyer
Representative” (ABR) to insure that your relocation/retirement
is as smooth as possible.
Together, you and I can turn real estate into a Happy home!
Clyde E. Packer, Executive Broker
ABR, CRS, CDPE, GRI, SFR
870.321.2231
www.ClydePacker.com
1326 Hwy. 62 East
Mountain Home, AR 72653

870.321.2231
Clyde E. Packer, Executive Broker
ABR, CRS, CDPE, GRI, SFR
Put an experienced Buyer Representative
to work for you…
870.321.2231
www.ClydePacker.com
Professional Qualifications:
Executive Broker
Arkansas & Missouri Real Estate Sales License
Award For Excellence – 2005-2011
Member: ARKANSAS REALTORS ASSOCIATION
COUNCIL OF RESIDENTIAL SPECIALISTS
REAL ESTATE BUYER’S AGENT COUNCIL
NATIONAL ASSOCIATION OF REALTORS
SEC NORTH CENTRAL BOARD of REALTORS
MULTIPLE LISTING SERVICE (MLS)
Education:
MBA – Arkansas State University – 1981
BBA – Industrial Management, Southern Arkansas
University – 1979
HS Graduate – Savannah, MO
Career Background:
• Current Full-Time Realtor
since 2002
• 20+ years in
Manufacturing Plant
Management
• Captain – U.S. Army
•Vietnam Vet-Purple Heart

870.321.2231
Who Pays What?
It is common for the
SELLER to pay the
following Closing
Costs:
• Real Estate
Commission
•Owner’s Title Insurance
•Repair Costs
•Transfer of Termite
Policy & Inspection
•Taxes due to date of
closing
It is common for the
BUYER to pay the
following Closing
Costs:
•Inspection Fees
•Costs Related to
Loans
The following is usual and customary in the state of Arkansas,
however, all are negotiable:
BUYER and
SELLER typically
split these fees
50/50:
•Revenue Stamps
•Escrow Closing
Company Fees
A survey is a negotiable item and can be paid
for by SELLER, BUYER, or split.
Call me at 870-321-2231 if you have questions.

870.321.2231
Call me Today toll-free at 870.321.2231
or stop in to see me at
1326 Hwy. 62 East, Mountain Home, AR
Or Contact me by email: Clyde@ClydePacker.com
or visit my website at: www.ClydePacker.com
For all your Real Estate Needs!
“CUSTOMER SERVICE “
At Peglar REAL ESTATE
GROUP
It’s our
SOLE FOCUS !
GPS Coordinates 36.35061 -92.3643 Alt. 872.0’

870.321.2231
Call me TOLL FREE at 870.321.2231
I’ll be glad to set up comfortable lodging
(at a discount) while
you’re in town.
Clyd
e

Arkansas Naturally

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