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 According to the USDA, the average US
  family of four spends $771/month on a
  modest month. This means choosing
  store brand products and sticking to a
  list. More liberal spending plan, they are
  spending $994/month. If the family
  includes teenagers, the price goes up to
  $1,100 +
 How much do you spend? Do you even
  know?
   Grocery Store is the one store we have to
    shop at.
   There is no magic number. Whatever works
    for YOUR family!
   For every hour clipping coupons, shopping,
    unpacking = $25/hour of savings.
   Buy the best quality products at the lowest
    prices!
   Save where you can, so you can spend
    where you want!
 Too much time
 Remembering to use coupons
 Juggling coupons at grocery store
 No coupons for products I use
 Coupons aren’t worth the time
 Embarrassed to use coupons
 Private brands are less expensive without
  the work
 Set a Monthly Budget for grocery
 Budget will be different for every family
 Doesn’t work, try a different amount
 The longer you coupon the less your
  budget due to stockpiling
 If you are saving money that you weren’t
  before, it IS working for you.
 Cash Envelope System
 Don’t just use a coupon because you
  have one.
 Combine with a store sale, store coupon,
  rebates, or other promotions to maximize
  savings.
 Stockpile your most used items at the
  rock bottom price.
Shopper A: Buys a box of cereal at $4 a
  box each week for $24 total.

Shopper B: Buys 6 boxes of cereal at the
  rock bottom price of $1.25 and pays only
  $7.50.

Shopper B saved $16.50 by stocking up!
Why Stockpile?
 Have needed items on
  hand
 Will spend less buying it
  when at lowest price
 Less trips to grocery
  store
When to Stockpile?
 Sale cycles every 12
  weeks
 Holiday/Seasonal Sales
 Spreadsheet/Grocery
  Price book
   Items you use on regular
    basis
   Ingredients for recipes in
    your main rotation
   Item you will need in
    future
   Seasonal/Holiday Items
   Convenience items to
    have on hand for easy
    meals
   Cleaning
    Supplies/Toiletries/Paper
    Products
   Items you can donate
FREE ITEMS                 Milk - $1.99
 Band Aids                Eggs - $0.88
 Cough Drops              Shredded Cheese -
 Deodorant                 $1.50
 Shampoo/Conditioner      Sour Cream – <$0.50
 Toothpaste               Cereal - $1.25
 Toothbrush               Cereal Bars - $1
 Razors                   Oatmeal – <$0.50
                           Bread - <$0.99
                           Dish Liquid - $0.25
                           Pasta/Sauce - $1
 Couponing Terms & Abbreviations
 Where to Find Coupons
 Coupon Fine Print
 Types of Coupons
 Store Policies
 Organization
   B1G1 = Buy 1, Get 1                 MIR = Mail in Rebate
   ECB = Extra Care                    FAR = FREE after
    Bucks (CVS)                          Rebate
   SS = Smart Source                   CAT = Catalina
    Insert                              OOP = Out of Pocket
   RP = Red Plum Insert                WYB = When You Buy
   GM = General Mills                  YMMV = Your
   IP = Internet Printable              Mileage May Vary
   RR = Register
    Rewards
     Find a complete terms list: http://bargainbriana.com/15-
     days-of-couponing-day-2-the-language-of-couponers-
     translated/
   Sunday Newspapers                In/On Packages
    › Kokomo Tribune (less           In Free Samples
      coupons but includes           Blinkies/Tearpads
      Red Plum Inserts),
      Indianapolis Star              In Store Brochures
      (Larger selection – No         Doctor’s Offices
      Red Plum Inserts)              Recycle Bins
   Internet Printables              Fairs, Festivals,
    › Coupons.com                     Conventions
    › RedPlum.com                    Facebook
    › SmartSource.com
                                     Twitter
   Magazines
      Search for coupons in the Bargain Briana Coupon
      Database: http://bargainbriana.com/coupon-database/
SS = Smart Source   P&G = P&G Insert
   One Coupon per Purchase/per Item Purchase
    ›   If you buy one bottle of shampoo, you can use one manufacturer’s
        coupon for that bottle. If you have additional coupons, you have to buy
        another item to be able to use that coupon. You are not allowed to use
        two manufacturer’s coupon per item.
   One Coupon per Customer/Family
    ›   This is rare but you will see this often on high value coupons.
   One Coupon per Transaction
    ›   You are only allowed one coupon for this item for each transaction. This is
        to try to limit how many you purchase in a transaction. So, just make a
        few transactions whether in one trip or multiple trips to get around this.
   Do Not Double
    ›   Language on a coupon that does not allow doubling. However, if the
        coupon starts with a 5 will double regardless (if the store allows doubles).
        If the coupon starts with a 9, it will not double.
   Other Coupon Language/Exclusions
    ›   Valid only in certain states, stores, etc.
Store Coupon   Manufacturer’s Coupon
   Cellfire                 Most cannot be
   Kroger eCoupons           stacked with paper
   Meijer mPerks             coupons
                             Limited to how many
   Saving Star
                              coupons you can
   Shortcuts                 use
   Upromise – Not take      Convenience
    off your bill but
    “deposited” into your
    Upromise account
   eCoupons
    › Activate each month
   Link to Store Loyalty Cards
    › Earn money on selected purchases


    › More ways to save!
Not organized!
 Filer Method
 File each week’s
  insert in an
  accordian file
 Only clip coupons
  when needed




                      http://bargainbriana.com/couponizer
I now use the filer method and supplement with the Couponizer.
   Use in conjunction
    with the filing
    method
   Great for “loose”
    coupons such as
    printables, home
    mailers, etc.
   Easy to transport
   Durable
   Fits in medium size
    purse
 Know the coupon and policies of the
  stores you are shopping
 Keep copy of the official coupon policy
  with you while shopping
 Coupon Policies can change often so
  look for updates
 Drug Stores such as CVS and Walgreens
  offer rich customer loyalty programs.
 Stack coupons with Register
  Rewards/Extra Bucks to maximize your
  coupon
 “Roll” Register Rewards and Extra Bucks
  to minimize your out of pocket costs
 Stack with Store coupons
CVS (BB Preferred)         Walgreens
Sunday – Saturday Ad       Sunday – Saturday Ad
 Extra Care Bucks with     Register Rewards
  loyalty card              Register Rewards are
 Limits on ECBs Rewards     limited per transaction
 Clip Free Coupons         Stacking Allowed
 Stacking Allowed          Weekly Ad Coupons
 CRT = Customer            IVC = Instant Value
  Receipt Tape               Coupons
  Coupons                   Rebate Program
 Saving Star
 CVS Advisor/Surveys
  for ECBs
   Transaction #1                                Transaction #2
    › Buy (5) Honest Tea @ $1                      › Buy (1) Refresh Tampons @
    › Use (5) $1/1 Printable                         $6.79
        Coupons from Recylebank                    › Use $1/1 Printable Coupon
        http://bargainbriana.com/recyclebank
    ›
                                                   › Use $2 Extra Bucks from
    › Pay $0 out of pocket                           Transaction #1
                                                   › Spend $3.79 out of pocket
    › Earn $2 Extra Bucks to
        use on next purchase!                      › Earn $6.79 Extra Bucks to
                                                     use on next purchase!
Kroger                     Meijer
Thurs – Weds Ad            Sunday – Saturday Ad
 Loyalty Card                (Kokomo area)
 Doubles up to $0.50      Thurs – Weds Ad (Indy)
 Limits two identical      No loyalty card required
   coupons for doubling     Doubles up to $0.50
 Accepts Printable         Limits two identical
    › No Free Printable       coupons for doubling
      Product Coupons       Accepts Printables
   eCoupons: Kroger,       Stacking Allowed
    Cellfire, SavingStar    Meijer Mealbox Coupons
   Fuel Rewards            mPerks
Walmart                     Target
Ads are sporadic            Sunday – Saturday Ad
 Price Matching (limits)    No doubling
 No Doubling                Stacking Allowed
 Accepts Printables         Accepts Printables
 Accepts Competitor         Target Printable
  Coupons                      Coupons
 Accepts Catalinas          Target Mobile
                               Coupons
                             Buy X, Get GC
                               promotions
 Do unto others
 Do no clear shelves
 Coupon Ethically
 Use coupons as intended
 Keep calm
 HAVE FUN!
 Save Inserts on Sunday
 Go to BargainBriana.com
    › Grocery lists for Aldi, CVS, Kmart, Kroger,
     Marsh, Meijer, Target, Walgreens, Walmart,
     and more!
 Print List
 Clip & Print Coupons
 Go Shopping
 Save $$$$$
 5dollardinners.com
 Onceamonthmom.com
   All You Magazine – 30 Issues for $25
    › http://bargainbriana.com/all-you-magazine-
      deal/
   Couponizer - $19.95
    › http://bargainbriana.com/couponizer
   Grocery Class
    › http://bargainbriana.com/grocery-class/
      Password: Cicero

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Grocery class june 2011

  • 1.
  • 2.  According to the USDA, the average US family of four spends $771/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $994/month. If the family includes teenagers, the price goes up to $1,100 +  How much do you spend? Do you even know?
  • 3. Grocery Store is the one store we have to shop at.  There is no magic number. Whatever works for YOUR family!  For every hour clipping coupons, shopping, unpacking = $25/hour of savings.  Buy the best quality products at the lowest prices!  Save where you can, so you can spend where you want!
  • 4.  Too much time  Remembering to use coupons  Juggling coupons at grocery store  No coupons for products I use  Coupons aren’t worth the time  Embarrassed to use coupons  Private brands are less expensive without the work
  • 5.  Set a Monthly Budget for grocery  Budget will be different for every family  Doesn’t work, try a different amount  The longer you coupon the less your budget due to stockpiling  If you are saving money that you weren’t before, it IS working for you.  Cash Envelope System
  • 6.  Don’t just use a coupon because you have one.  Combine with a store sale, store coupon, rebates, or other promotions to maximize savings.  Stockpile your most used items at the rock bottom price.
  • 7. Shopper A: Buys a box of cereal at $4 a box each week for $24 total. Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50. Shopper B saved $16.50 by stocking up!
  • 8. Why Stockpile?  Have needed items on hand  Will spend less buying it when at lowest price  Less trips to grocery store When to Stockpile?  Sale cycles every 12 weeks  Holiday/Seasonal Sales  Spreadsheet/Grocery Price book
  • 9. Items you use on regular basis  Ingredients for recipes in your main rotation  Item you will need in future  Seasonal/Holiday Items  Convenience items to have on hand for easy meals  Cleaning Supplies/Toiletries/Paper Products  Items you can donate
  • 10. FREE ITEMS  Milk - $1.99  Band Aids  Eggs - $0.88  Cough Drops  Shredded Cheese -  Deodorant $1.50  Shampoo/Conditioner  Sour Cream – <$0.50  Toothpaste  Cereal - $1.25  Toothbrush  Cereal Bars - $1  Razors  Oatmeal – <$0.50  Bread - <$0.99  Dish Liquid - $0.25  Pasta/Sauce - $1
  • 11.  Couponing Terms & Abbreviations  Where to Find Coupons  Coupon Fine Print  Types of Coupons  Store Policies  Organization
  • 12.
  • 13. B1G1 = Buy 1, Get 1  MIR = Mail in Rebate  ECB = Extra Care  FAR = FREE after Bucks (CVS) Rebate  SS = Smart Source  CAT = Catalina Insert  OOP = Out of Pocket  RP = Red Plum Insert  WYB = When You Buy  GM = General Mills  YMMV = Your  IP = Internet Printable Mileage May Vary  RR = Register Rewards Find a complete terms list: http://bargainbriana.com/15- days-of-couponing-day-2-the-language-of-couponers- translated/
  • 14. Sunday Newspapers  In/On Packages › Kokomo Tribune (less  In Free Samples coupons but includes  Blinkies/Tearpads Red Plum Inserts), Indianapolis Star  In Store Brochures (Larger selection – No  Doctor’s Offices Red Plum Inserts)  Recycle Bins  Internet Printables  Fairs, Festivals, › Coupons.com Conventions › RedPlum.com  Facebook › SmartSource.com  Twitter  Magazines Search for coupons in the Bargain Briana Coupon Database: http://bargainbriana.com/coupon-database/
  • 15. SS = Smart Source P&G = P&G Insert
  • 16. One Coupon per Purchase/per Item Purchase › If you buy one bottle of shampoo, you can use one manufacturer’s coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item.  One Coupon per Customer/Family › This is rare but you will see this often on high value coupons.  One Coupon per Transaction › You are only allowed one coupon for this item for each transaction. This is to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this.  Do Not Double › Language on a coupon that does not allow doubling. However, if the coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double.  Other Coupon Language/Exclusions › Valid only in certain states, stores, etc.
  • 17. Store Coupon Manufacturer’s Coupon
  • 18. Cellfire  Most cannot be  Kroger eCoupons stacked with paper  Meijer mPerks coupons  Limited to how many  Saving Star coupons you can  Shortcuts use  Upromise – Not take  Convenience off your bill but “deposited” into your Upromise account
  • 19. eCoupons › Activate each month  Link to Store Loyalty Cards › Earn money on selected purchases › More ways to save!
  • 21.  Filer Method  File each week’s insert in an accordian file  Only clip coupons when needed http://bargainbriana.com/couponizer
  • 22. I now use the filer method and supplement with the Couponizer.
  • 23. Use in conjunction with the filing method  Great for “loose” coupons such as printables, home mailers, etc.  Easy to transport  Durable  Fits in medium size purse
  • 24.  Know the coupon and policies of the stores you are shopping  Keep copy of the official coupon policy with you while shopping  Coupon Policies can change often so look for updates
  • 25.  Drug Stores such as CVS and Walgreens offer rich customer loyalty programs.  Stack coupons with Register Rewards/Extra Bucks to maximize your coupon  “Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs  Stack with Store coupons
  • 26. CVS (BB Preferred) Walgreens Sunday – Saturday Ad Sunday – Saturday Ad  Extra Care Bucks with  Register Rewards loyalty card  Register Rewards are  Limits on ECBs Rewards limited per transaction  Clip Free Coupons  Stacking Allowed  Stacking Allowed  Weekly Ad Coupons  CRT = Customer  IVC = Instant Value Receipt Tape Coupons Coupons  Rebate Program  Saving Star  CVS Advisor/Surveys for ECBs
  • 27. Transaction #1  Transaction #2 › Buy (5) Honest Tea @ $1 › Buy (1) Refresh Tampons @ › Use (5) $1/1 Printable $6.79 Coupons from Recylebank › Use $1/1 Printable Coupon http://bargainbriana.com/recyclebank › › Use $2 Extra Bucks from › Pay $0 out of pocket Transaction #1 › Spend $3.79 out of pocket › Earn $2 Extra Bucks to use on next purchase! › Earn $6.79 Extra Bucks to use on next purchase!
  • 28. Kroger Meijer Thurs – Weds Ad Sunday – Saturday Ad  Loyalty Card (Kokomo area)  Doubles up to $0.50 Thurs – Weds Ad (Indy)  Limits two identical  No loyalty card required coupons for doubling  Doubles up to $0.50  Accepts Printable  Limits two identical › No Free Printable coupons for doubling Product Coupons  Accepts Printables  eCoupons: Kroger,  Stacking Allowed Cellfire, SavingStar  Meijer Mealbox Coupons  Fuel Rewards  mPerks
  • 29. Walmart Target Ads are sporadic Sunday – Saturday Ad  Price Matching (limits)  No doubling  No Doubling  Stacking Allowed  Accepts Printables  Accepts Printables  Accepts Competitor  Target Printable Coupons Coupons  Accepts Catalinas  Target Mobile Coupons  Buy X, Get GC promotions
  • 30.  Do unto others  Do no clear shelves  Coupon Ethically  Use coupons as intended  Keep calm  HAVE FUN!
  • 31.  Save Inserts on Sunday  Go to BargainBriana.com › Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart, and more!  Print List  Clip & Print Coupons  Go Shopping  Save $$$$$
  • 33. All You Magazine – 30 Issues for $25 › http://bargainbriana.com/all-you-magazine- deal/  Couponizer - $19.95 › http://bargainbriana.com/couponizer  Grocery Class › http://bargainbriana.com/grocery-class/ Password: Cicero