6. MONTHLY FIX RETURN H A N I K S PROJECT Tenor Monthly Return (p.m.) Yearly Return (p.a.) IDR 3 2,5% 30% IDR 6 3 % 36 % IDR 12 3,5% 42 %
7. Contoh hasil penempatan Initial Deposit: Rp 50 juta Tenor 6 bulan Tgl. 25 Juli 2011 H A N I K S PROJECT Date Month Monthly Fix Return MFR (Rp) 25 Juli 3% 1.5 juta 25 Agustus 3% 1.5 juta 25 September 3% 1.5 juta 25 Oktober 3% 1.5 juta 25 November 3% 1.5 juta 25 Desember 3% 1.5 juta Total 9 juta
8. Comparation with BANKING BANK ING (TIME DEPOSIT) Initial Deposit Rp 1.000.000.000,- ; Tenor 6 months Rate p.a Rate p.m T a x Date I D R 8,25% 0,6875% 20% 16 Sept 5.500.000 16 Okt 5.500.000 16 Nov 5.500.000 16 Dec 5.500.000 16 Jan 5.500.000 16 Feb 5.500.000 TOTAL: 33.000.000,- Rate p.a Rate p.m T a x Date I D R 36% 3% 0% 16 Sept 30.000.000 16 Okt 30.000.000 16 Nov 30.000.000 16 Dec 30.000.000 16 Jan 30.000.000 16 Feb 30.000.000 TOTAL: 180.000.000,-