1. BB&T Visa® Credit Cards
BB&T offers flexibility in its credit card options so you can select the card that best matches your financial needs and spend-
ing habits. And with no confusing terms or hidden fees, you can be confident you’re choosing the card that’s right for you.
Benefits of every BB&T Credit Card
BB&T credit cards provide the credit you need, when you need it, with a broad range of features and benefits that include:
n Straightforward terms, including competitive Annual Percentage Rates (APRs)
n Easy and secure online account access with BB&T OnLine®
n Worldwide acceptance at more than 32 million merchant locations and 800,000 ATMs
n Comprehensive fraud protection, including Visa’s Zero Liability®* 100% guarantee and Verified by Visa®* for online purchases
n Extended warranty and purchase protection
n Extensive travel and emergency assistance
You have two great card choices to meet your unique needs.
BB&T Rewards Credit Card BB&T Platinum Credit Card
Enjoy a flexible rewards program with the BB&T Rewards Have peace of mind with the BB&T Platinum Credit
Credit Card. It is the perfect choice for individuals that use Card. It is the best card for individuals who are
their card for both everyday spending and large purchases interested in managing their budget and paying
and want the added benefit of a rewards program that is down their balances quickly. The BB&T Platinum
flexible and easy to use. You redeem points however and Credit Card includes:
whenever you like. The BB&T Rewards Credit Card offers: n Our lowest available APRs on a credit card
n Your choice of rewards -- cash back, gift cards, travel, n Payments that are applied toward balances with
merchandise, charitable gifts and more the highest APR first so you pay down balances
n Points earned with every qualifying purchase† faster
n A competitive APR n Simple and practical terms
The BB&T Rewards Credit Card comes with Visa Platinum features
and benefits. If the credit line for the BB&T Rewards Credit Card is
$5,000 or more, it will come with additional Visa Signature features
and benefits. Additional rewards program information is available
at BBTRewards.com
At BB&T, you select the card that fits your needs. Plus, you’re supported by experienced professionals dedicated to sharing
knowledge and providing service that will help you make the most of your BB&T credit card. To learn more, visit us online,
give us a call or stop by a BB&T financial center.
Branch Banking and Trust Company, Member FDIC. Credit cards are subject to credit approval.
There may be fees associated with being a BB&T Visa cardholder. Please call 1-800-476-4BBT (4228) or write P.O. Box 200, Wilson, NC 27894 for details. BBT.com
*These benefits are provided by Visa. Certain limitations, exceptions and restrictions may apply to these benefits. Details will be provided when you become a cardholder.
†A “Qualifying Purchase” is any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with your BB&T credit card.
© 2012, Branch Banking and Trust Company. All rights reserved. 00434 Rev. 1/1/13