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Chuck Price, Jr U.S. Army (Ret)  Price Financial Strategies www.PriceFinancialStrategies.com (719) 238-1393 “ Faith. Family. Finances.”
WELCOME!
See What the Experts Are Saying National spokesperson – Mark Victor Hansen
Moving in the Right Direction Don Jorgensen, Skyler Witman  Jonathan E. Bonnette, Matt Lovelady and John Washenko
A Paradigm Shift
[object Object],[object Object],Banks pay interest at <3% Your checking, savings, cd’s Earn <3% Banks earn interest at >6% Your loans, credit  cards, mortgages pay >6% How Do Banks Work?
Our System teaches you to make every dollar you make either  earn interest or cancel interest! Just like a bank – 24/7!
[object Object],[object Object],[object Object],[object Object],[object Object],Four Required Components to Pay Off Your Debt in Record Time
John and Rebecca Jones $238,700 in Debt at age 40 $121,855 Total Interest Saved with the Money Merge Account Conventional Program 40 years old 30 years to zero $247,764 in interest Money Merge Account  TM System 40 years old 15.3 years to zero $125,878 in interest
[object Object],[object Object],[object Object],[object Object],Money Merge Account™ Program
Four Key Money Saving Principles ,[object Object],[object Object],[object Object],[object Object],[object Object]
John and Rebecca Jones Liability Structure Debt Amount Rate Payment Term Mortgage $200,000 6% $1199.10 360 Credit Card $0 12% $0.00 240 Income Structure Income Expense Discretionary $5,000 $4,800 $200
$200,000    Principal Balance 6%    Interest Rate $1,199.10    Monthly Payment (30 Years = 360 Months) Principal Interest Balance Equity Paid Month 1 Month 2 Year 1 Year 5 Year 10 Year 21 Year 30 $199.10 $1,000.00 $200.10 $999.00 $210.33 $988.77 $197,543 $2,457 $14,389 $267.22 $931.88 $186,108 $13,891 $71,946 $360.44 $838.66 $167,371 $32,628 $143,891 $696.23 $502.89 $100,573 $99,436 $300,947 $431,677
Total Mortgage Pay off  (- escrow)  Total interest from 6% mortgage  Amount 200,000 300,000 400,000 5% 386,513 579,770 773,021 6% 431,677 647,515 863,354 Interest 231,677 347,515 463,354
Month 1
Month 1
Month 1
Month 1
Month 1
+$12 @3% -$199 1. Interest Accumulation Month 2
0% 2. Interest Float Month 2
$3,789 Month 2
Funds Transfer 3. Interest Cancellation
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],    Prepayment Savings Example
Bank Like a Bank Sounds simple, but it is millions of lines of codes and multiple math algorithms hard at work.   Ever since banks opened their doors, they have relied on math and timing to make money work. Now it’s your turn to bank like a bank. CANCEL INTEREST Computes the optimal time to leverage money  to pay off your debts and cancel interest.
How Would you Pay this off? $10,700 7% Installment Loan $4,800 12% Credit Card $8,000 9% Credit Card $20,000 7% Auto Loan $200,000 6% Mortgage 1 2 6 24 120
Factorial Math Fair Isaac* reports the average consumer has 13 active creditors on their credit report. Over 6 BILLION * www.myFICO.com
Strategic Payoff ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
John and Rebecca Jones Liability Structure Debt Amount Rate Payment Term Mortgage $200,000 6% $1199.10 360 Credit Card $8,000 9% $72.00 240 Credit Card $0 12% $0.00 240 Loan $10,700 7% $125.00 120 Auto Loan $20,000 5% $377.00 60 Income Structure Income Expense Discretionary $5,000 $4,800 $200
Month 1
Month 1
Month 2
$3,789 Month 2
Strategic Payoff $4,800 $3,989 $4,800
Making the Right Decision If you choose to override the system, it will immediately tell you what the impact of your emotional decision will be
Financial GPS ,[object Object],[object Object],[object Object],[object Object],[object Object],The Money Merge Account™ Program Is Your Financial GPS
$121,855 Total Interest Saved with the Money Merge Account John and Rebecca Jones Conventional Program Money Merge Account  TM System 40 Years Old 40 Years Old 30 years to zero 15.3 years to zero $247,764 in interest $125,878 in interest
 
Achieving Your Financial Goals Begins with Debt Elimination Let the UFIRST representative who introduced you to our powerful solution run a free analysis for you
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Money Merge Account™ overview

  • 1. Chuck Price, Jr U.S. Army (Ret) Price Financial Strategies www.PriceFinancialStrategies.com (719) 238-1393 “ Faith. Family. Finances.”
  • 3. See What the Experts Are Saying National spokesperson – Mark Victor Hansen
  • 4. Moving in the Right Direction Don Jorgensen, Skyler Witman Jonathan E. Bonnette, Matt Lovelady and John Washenko
  • 6.
  • 7. Our System teaches you to make every dollar you make either earn interest or cancel interest! Just like a bank – 24/7!
  • 8.
  • 9. John and Rebecca Jones $238,700 in Debt at age 40 $121,855 Total Interest Saved with the Money Merge Account Conventional Program 40 years old 30 years to zero $247,764 in interest Money Merge Account TM System 40 years old 15.3 years to zero $125,878 in interest
  • 10.
  • 11.
  • 12. John and Rebecca Jones Liability Structure Debt Amount Rate Payment Term Mortgage $200,000 6% $1199.10 360 Credit Card $0 12% $0.00 240 Income Structure Income Expense Discretionary $5,000 $4,800 $200
  • 13. $200,000 Principal Balance 6% Interest Rate $1,199.10 Monthly Payment (30 Years = 360 Months) Principal Interest Balance Equity Paid Month 1 Month 2 Year 1 Year 5 Year 10 Year 21 Year 30 $199.10 $1,000.00 $200.10 $999.00 $210.33 $988.77 $197,543 $2,457 $14,389 $267.22 $931.88 $186,108 $13,891 $71,946 $360.44 $838.66 $167,371 $32,628 $143,891 $696.23 $502.89 $100,573 $99,436 $300,947 $431,677
  • 14. Total Mortgage Pay off (- escrow) Total interest from 6% mortgage Amount 200,000 300,000 400,000 5% 386,513 579,770 773,021 6% 431,677 647,515 863,354 Interest 231,677 347,515 463,354
  • 20. +$12 @3% -$199 1. Interest Accumulation Month 2
  • 21. 0% 2. Interest Float Month 2
  • 23. Funds Transfer 3. Interest Cancellation
  • 24.
  • 25. Bank Like a Bank Sounds simple, but it is millions of lines of codes and multiple math algorithms hard at work. Ever since banks opened their doors, they have relied on math and timing to make money work. Now it’s your turn to bank like a bank. CANCEL INTEREST Computes the optimal time to leverage money to pay off your debts and cancel interest.
  • 26. How Would you Pay this off? $10,700 7% Installment Loan $4,800 12% Credit Card $8,000 9% Credit Card $20,000 7% Auto Loan $200,000 6% Mortgage 1 2 6 24 120
  • 27. Factorial Math Fair Isaac* reports the average consumer has 13 active creditors on their credit report. Over 6 BILLION * www.myFICO.com
  • 28.
  • 29. John and Rebecca Jones Liability Structure Debt Amount Rate Payment Term Mortgage $200,000 6% $1199.10 360 Credit Card $8,000 9% $72.00 240 Credit Card $0 12% $0.00 240 Loan $10,700 7% $125.00 120 Auto Loan $20,000 5% $377.00 60 Income Structure Income Expense Discretionary $5,000 $4,800 $200
  • 34. Strategic Payoff $4,800 $3,989 $4,800
  • 35. Making the Right Decision If you choose to override the system, it will immediately tell you what the impact of your emotional decision will be
  • 36.
  • 37. $121,855 Total Interest Saved with the Money Merge Account John and Rebecca Jones Conventional Program Money Merge Account TM System 40 Years Old 40 Years Old 30 years to zero 15.3 years to zero $247,764 in interest $125,878 in interest
  • 38.  
  • 39. Achieving Your Financial Goals Begins with Debt Elimination Let the UFIRST representative who introduced you to our powerful solution run a free analysis for you
  • 40.

Notes de l'éditeur

  1. Intro: Most people I talk to end up doing this and here’s why…(next slide)