iServe Residential Lending provides a solid home for your lending needs . . . and a hassle-free loan!

1. iServe: A Solid Home
iServe Residential Lending will
provide you with a solid home for
your lending needs and those of your
team members.
. . . and a Hassle-Free Loan!

2. STRENGTH
Our goal in 2012 is to be one of the
leading mortgage bankers in the
nation. This affords not only some
of the best support and pricing, but
also provides substantial product
and investor choices.

3. Make More Money with iServe
Proprietary REO sourcing for Realtors
drives more loans to you
Proprietary marketing strategies and
support bring you more loans
Superior operations support
The security and stability of a big
lender with Wall Street roots – with
the personal touch of a dedicated
and responsive support team

4. CHOICES
FHA ARM’S
CONVENTIONAL CAL HFA
VA DOWN PAYMENT
JUMBO FHA ASSISTANCE
JUMBO NON-TRADITIONAL
CONVENTIONAL CREDIT & NO FICO
SUPER JUMBO USDA
FICO’S TO 580 ASSET DEPLETION &
PLEDGED ASSETS
HOMEPATH
REVERSE MORTGAGES
MANUFACTURED
AND MORE!
DU DETERMINES DTI

5. AND MORE CHOICES
We often have no corporate
overlays. If the investor offers the
product . . . we offer it. We provide
the investor guides to you and your
team.

6. SUPPORT
You will know exactly what is offered,
straight from our online eligibility engine –
and full access to the guides. Of course,
we have a full compliment of corporate
underwriters and support personnel to
assist every step of the way. We
underwrite and fund. We are the direct
lender. Remember, your office also has
dedicated corporate underwriter(s) and
underwriting coordinator(s), and the full
support of our corporate team.

7. SELECTION
In the unlikely event you need a product
that we do not offer directly, you can
broker. Normally, our current list of some
of the mainstream wholesalers in the
country will suffice for any of your broker
needs. Our goal is to offer all products
directly, so eventually, there should be no
reason at all to broker. At this time, less
than 1% of our submissions are brokered.
We can normally add whichever lender is
necessary for your individual needs.

8. LESS HEADACHES
With direct retail at iServe, Branches and
LO's will make more money, less
headaches, enjoy a national presence and
a significant competitive advantage. This
is an exciting opportunity. The strength
that our parent company brings to the
table means that nothing is off limits with
respect to our growth, product availability,
pricing, and national branding.

9. HERE ARE JUST SOME OF THE
BENEFITS IN JOINING THE iSERVE TEAM
Always competitive pricing.
Top rated service
W-2 Employee with full Benefits
Online Pricing and Approval Engine
Online Locking and 24/7 access to pricing,
pipeline and locks via smartphone app
Full Service Support Team
Complete HR and Accounting Support
Complete, Effective and Straight-Forward
Compliance Training

10. MORE BENEFITS
"CAN-DO" Attitude. iServe provides a true
team approach. No "them" - always
"us"!!!
A Direct Lender and a great answer to
diminishing wholesale sources
Access to most investors - and under the
iServe umbrella. No more resubmissions
to multiple wholesale lenders.
No more being a “middleman” broker.
YOU are the lender.
Local appraisers.

11. AND MORE BENEFITS
Additional programs that are not available
to many wholesale originators
No Monthly Branch, Accounting or HR Fees
Probably one of the Highest Commission
and Branch Profit Distributions in the
Industry
100% Support and Commitment Every
Step of the Way

12. FAST CLOSINGS
Can't say enough about our speed
and ease of service. No
wholesale/TPO hassles. Most of our
loans fund in 2-3 weeks from start to
finish. Underwriting is normally 2-3
days.

13. MAXIMIZING COMPENSATION
Our comp plan was designed to
give the greatest flexibility, while
assuring compliance. We want you
to be able to compete and garner
every deal possible. This plan is
exciting and gives distinct
advantages over brokers and many
major banks.

14. Consumer Benefit Fund
There is a Consumer Benefit Fund, that
allows you to adjust pricing, extend locks,
etc., on a per loan basis.
The are additional features that set this
plan apart from the competition, and will
help to assure your competitive advantage
for all pricing and loan options.
Our team loves this plan!

15. OUR BEST DAYS ARE AHEAD
It really is like the good old days at
iServe. The Managers and LO's are
making good money, and focus on
production. No question that you
would have a good home here at
iServe. With our tools, ease of
service, and the depth of knowledge
that you bring to the table, our best
days are ahead.

16. Contact Me Today
Allen Friedman
Regional Sales Manager
iServe Residential Lending, LLC
NMLS #2914
415-298-2500
afriedman@iservelending.com
www.iservelending.com
EXPERIENCE-KNOWLEDGE-COMMITMENT
“Passion at every level of our Business”
You can also check me out on Linkedin at: http://
www.linkedin.com/in/asfriedman