A parent’s guide to providing children with the necessary basic financial skills as early as possible. It’s never too early to develop good saving and spending habits!

1. Raising a Money Smart Child A Parent’s Guide

5. A child can have solid reading, writing, and math skills, but if they cannot manage their money, they will struggle, even fail as adults. You can change that. You can give them the basic framework to make good financial decisions. Armed with this knowledge, they will avoid financial trouble. You can change their lives. Introduction

6. “ Children and teenagers should begin learning basic financial skills as early as possible. Indeed, in many respects, improving basic financial education at the elementary and secondary school level is essential to providing a foundation for financial literacy that can help prevent younger people from making poor financial decisions that can take years to overcome." -Former Federal Reserve Chairman Alan Greenspan Introduction

19. My Goals

20. My Personal Budget