Get all the information it takes to make an informed decision

1. Pre-Paid Legal
Services, Inc.
and subsidiaries
Serving Families Since 1972

2. Areas to Evaluate
 The Company
 The Need/Marketplace
 The Product
 The Compensation
 The Timing

3. Harland C. Stonecipher
Founder & Chairman
Proven Track Record
 Founded in 1972
 Publicly traded since 1976 (NYSE:PPD)
 Began with a serious auto accident

4. We’ve Been Featured
in Many Publications
Pre-Paid Legal Services, Inc.
was most recently featured in
Success from Home magazine.

5. GROSS REVENUE
IN MILLIONS
$300
$325
$350
$375
$400
$425
$450
$475
2002 2003 2004 2005 2006 2007 2008 2009
$350 $361 $386 $423 $444 $457 $464 $458
Sales History

6. You are more than twice as likely to be in
court than you are to be hospitalized!
* American Hospital Association, 2007 Annual Survey
** Examining the Work of State Courts, Court Statistics Project 2007
100 M
75 M
50 M
25 M
0
37
Million
102
Million
Hospitalizations
in 2007*
Court Filings
in 2007**
It’s Not If, But When

7. Have You
Ever . . . been overcharged for a repair?
 tried to return a defective product?
 received a traffic ticket?
 lost a security deposit?
 worried about identity theft?
 signed a contract?
 purchased a home?
 prepared a Will?
 been audited?
When you take time
to think about it, these
are legal events.

8. Why Don’t People
Call Attorneys
 They are intimidated by lawyers.
 They don’t know who to call.
 They believe it would cost too much.
The Main Reasons People Don’t Seek
Legal Counsel:
The Most Common Responses to a
Legal Dispute Are to:
 Ignore the problem
 Try to handle it personally

9. What Do We Do
Simply put a Pre-Paid Legal membership
does for attorney and legal bills what
medical insurance does for doctor and
hospital bills.

10. 1. The Member
2. The Member’s Spouse
3. Never Married Dependent Children
under 21 living at Home
4. Dependent Children under age 18 for whom
the Member is legal guardian
5. Full Time College Students up to age 23
never married, dependent children
6. Physically or mentally challenged child
living at home
Who Is Covered?
The Pre-Paid Legal membership covers:

11.  Preventive Legal Services
 Motor Vehicle Legal Services
 Trial Defense Services
 IRS Audit Legal Service
 25% Preferred Member Discount
 Legal Shield
The Life Events Legal Plan:
Six Areas of
Coverage

12. Preventive Legal
Services
 Phone consultation is available to you and
your covered family members on an unlimited
number of matters.
 When your Provider Attorney feels
it is in your best interest, a letter
will be written or a phone call will
be made on an unlimited number
of personal issues for you and
your family.
Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per
subject matter is available if advisable in your Provider Law Firm’s sole discretion.
These services are available to you immediately when you enroll!

13. Preventive Legal
Services
 When you are faced with signing a contract, have your
Provider Law Firm review it first! An unlimited number
of personal contracts and documents that are 10
pages or less in length will be reviewed as a part of
your membership.
 Standard Will preparation and yearly updates are
included for the member. Your spouse may have their
Will prepared for no additional fee if requested within
60 days of purchasing the membership. After that time,
your spouse may have their Will prepared, along with
other covered family members for an additional $20.
Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. Trust preparation is
available at the preferred member rate.
These services are available to you immediately when you enroll!

14. Motor Vehicle
Legal Services
 Call your Provider Law Firm immediately when you
receive a moving traffic ticket so proper assistance
can be arranged.
 Representation for certain motor
vehicle related criminal charges
 Up to 2.5 hours for help with driver’s
license assistance and/or personal
injury/property damage collection
assistance of $2,000 or less.
These services are available just 15 days after enrollment!
Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed
motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related
charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two
axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-
half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property
claims exceeding $2,000.

15. Trial Defense
ServicesIf you or your spouse face a civil suit or job-related criminal
charges, your Provider Law Firm will provide up to 75 hours of
service - at no added cost - to defend you. Additional pre-trial
and trial services are available at a 25% discount from the
Firm’s standard hourly rate.
The longer you keep your membership, the more valuable it
becomes!
 1st year - 75 hours (17.5 pretrial/57.5 trial)
 2nd year - 140 hours (23 pretrial/117 trial)
 3rd year - 205 hours (28.5 pretrial/176.5 trial)
 4th year - 270 hours (34 pretrial/236 trial)
 5th year - 335 hours (39.5 pretrial/295.5 trial)
Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and
spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-
related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of
operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover
instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or
associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed
because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your
enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered
member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law
Firm determines will not prevail in court or are frivolous or without merit.

16. IRS Audit Legal
Services One hour of consultation, advice or assistance
when you are notified of an audit by the IRS
 An additional 2.5 hours if a settlement is not
achieved within 30 days
 If your case goes to court, you’ll
receive 46.5 hours of your Provider
Law Firm’s services
 Coverage for this service begins
with the tax return due April 15 of
the year you enroll
Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or
any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust
returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions
thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS
prior to enrollment, and services rendered by an enrolled agent.

17. 25% Preferred
Member Discount
Your Provider Law Firm will render assistance at the
preferred rate for legal services not specifically covered by
the benefits of the membership. Even pre-existing matters
can be covered under this portion of the plan!
If you own a business and wish representation for the
entity, you will receive a preferred rate of 25% less the
Provider Law Firm’s corporate hourly rate*.
Five business days advance notice is required for
preparation in court representation.
*Hourly rates for Referral Lawyers and court
appearances may vary.
The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide
a general overview of the coverage you have selected. Please remember that only the plan contract can give actual
terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

18. Legal Shield
The Legal Shield gives you and your family 24-hour access to
legal consultation for the following situations:
 If you are detained by a law enforcement officer
 If you are injured in an accident
 If authorities attempt to remove your child from your
home or custody
 If you are served with a warrant
To contact your Provider Law Firm, simply
call the toll-free number on your Legal
Shield card. You will reach the Pre-Paid
Legal offices, who will then put you in
contact with your Provider Law Firm, so
you can consult with an attorney. It’s that
easy.
The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol,
intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be
involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security
required for release. Check benefit availability in your state.

19. Five Common Types
of Identity Theft
Identity Theft is not just about credit cards!
Identity theft is an international crime and
access to an attorney may be critical.
Drivers
License
Medical FinancialSocial
Security
Character/
Criminal

20. Credit Report and
Continuous
Monitoring You will receive an up-to-date credit report
through Experian at no additional charge with
your membership.
 Your credit files will be regularly monitored.
Suspicious activity will be brought to your
attention, providing you with early detection.
 You’ll receive prompt notice if any new accounts
are opened in your name...
or if derogatory notations are
added to your credit report.

21. Restoration
ServicesIf your identity is stolen, you need more than just information
about how to restore your name and credit rating. As an
Identity Theft ShieldSM
member you can rest easy knowing
experienced professionals are working for you!
Fraud alert notifications will be sent on your behalf and
applicable follow up will be done with affected agencies and
institutions.
Proactive searches of applicable
local and national databases will
be made on your behalf to look
for information you may not have
known about.
Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you,
your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a
known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration
services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney
must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or
provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal
use of your business name, d/b/a, or any other method of identifying your business activity.

22. Safeguard for
Minors• Children under the age of 18 have a much higher risk of
identity theft than is commonly realized. Thieves target
them because the child’s information may be used for
years without discovery … until the minor is old enough
to establish credit.
• Education, early detection, and expert consultation make
for a powerful package of tools to minimize this risk.
• Up to four minor children can
be enrolled for monitoring to
detect existing credit files and
it will cost the member only
$1 more per month per family.
• All dependent children up to 18
are covered for consultation and restoration.

23. How Much Will
Peace
of Mind Cost?With the Pre-Paid Legal Life Events Legal
Plan you will receive all these benefits for
just $26 or less per month! And the Identity
Theft Shield can be added for
an additional $9.95 per month.
That’s less than the price of a
bottle of water a day.

24. What’s in It For You?
We need your help taking
this service and opportunity
to the marketplace.

25. This Business Is
SimpleLet the tools do the work for you!
 Hand Outs
 Brochures
 DVDs and CDs
 Mail Outs
 Calls
 Recordings
 Website
 Third-party validations

26. Advanced
Commissions$26 PPL Family Plan + $9.95 Identity Theft Shield = $35.95
Want to earn higher commissions immediately? If your first activity
is to recruit a new Junior Associate AND sell that person a
membership, you will immediately advance to Associate level and
receive the Associate level advance on that sale!
All you have to do is
collect:$35.95 1st Month's fee
+ $10.00 One Time
Enrollment
$45.95
Executive
Director
Senior
Associate
Associate
252.35 44.94
207.41
172.84
138.27
69.14
34.57
34.57
69.14
Director
Manager
Junior
Associate
34.57
217.78
172.84
138.27
103.71
34.5734.57
Team Override
Advance
Personal
Sales Advance
Cumulative
Override Advance
Commission amounts shown represent advances. If a membership cancels during the advance period, you will be
charged back against future commission advances.

27. Team Override
Advance
Personal
Sales Advance
All you have to do is
collect:$26.00 1st Month's fee
+ $10.00 One Time
Enrollment
$36.00
Executive
Director
Senior
Associate
Associate
182.50 32.50
150.00
125.00
100.00
50.00
25.00
25.00
50.00
Director
Manager
Junior
Associate
25.00
25.00
157.50
125.00
100.00
75.00
25.00
Cumulative
Override Advance
Advanced
Commissions
Want to earn higher commissions immediately? If your first activity
is to recruit a new Junior Associate AND sell that person a
membership, you will immediately advance to Associate level and
receive the Associate level advance on that sale!
Commission amounts shown represent advances. If a membership cancels during the advance period, you will be
charged back against future commission advances.
$26 PPL Family Plan

28. Pre-Paid Legal Pays
You Every Day
Commissions are paid daily
by direct deposit!

29. Player’s Club
The program requires additional requirements to be met.
Review the Player’s Club flier for full details regarding
this program.
Qualify for the Player’s Club monthly
and your car bonus can range from
$100 to $500!

30. SMITH
Grocer
COLLINS
General Mills
HUMPHREY
Principal
MAYO
Single Parent
VEST
Golf Pro
No Specific
Experience
Necessary
FISCHER
Business Owner
HEATH
Dance Instructor
HUMES
US Postal Service

31. Timing Is Key
History shows that when an industry hits a
2% market penetration, critical mass can be
achieved.
THE GROWTH OF HMO’S
• It took 10 Years for
HMO’s to
reach 2% market
penetration•After that, it took just
seven
more years to reach 52%
market penetration
60%
50%
40%
30%
20%
10%
0%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

32. Success Stories
Now, it is time to show you how Pre-Paid Legal
really works. We’re going to share with you real
stories from real people who have been helped
either by the membership, the business
opportunity or both.

33.  Become a Member
 Become an Associate
 Plug into Area Events
Action Steps
Thank you for your time.

34. Pre-Paid Legal
Services, Inc.
This presentation is copyrighted material and may
not be altered in any form under any circumstances.
Alteration of this material in any way is a violation of
the company’s policies and procedures and may
result in immediate termination of your PPLSI
Associate Agreement.
Marketed by Pre-Paid Legal Services, Inc. or
applicable subsidiary:
Pre-Paid Legal CasualtySM
, Inc.
In Florida: Pre-Paid Legal Services, Inc., of Florida
In Virginia: Legal Service Plans of Virginia, Inc.
©1999 Pre-Paid Legal Services, Inc.
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