5. A New Year, a New Start
• Have you set your financial goals for 2013?
– Pay off home loan
– Pay off credit card debts
– Pay off vehicle finance
– Save money for a rainy day
– Save for children’s education
– Invest for financial freedom / start an investment
account
Daberistic
6. MSA for 2013
Executive Plan Annual MSA
Main member R11,292
Adult R11,292
Child R2,136
Membership composition Annual MSA
M R11,292
M+A R22,584
M + 1C R13,428
M + A + 1C R24,720
M + A + 2C R26,856
Daberistic
7. Vitality 2013
• Greater HealthyFood choices: introducing new
HealthyFood partner Woolworths
– Get up to 25% cash back on HealthyFood from
Woolworths
– From 2013, the HealthyFood benefit will include
Woolworths as a benefit partner for Discovery
Health members on Executive and Classic Plans
(excluding Classic Core), making it possible to get
cash back on HealthyFood at Pick n Pay and
Woolworths.
Daberistic
8. HealthyFood 2013
1. Activate the benefit
– Activate the HealthyFood benefit and you get 10%
cash back at Pick n Pay and Woolworths.
2. Complete a Vitality Health Review and
choose where you want to get up to 25%
cash back
– You can choose between Woolworths and Pick n
Pay to get up to 25% cash back. You will still get
10% cash back when shopping at the other
partner.
Daberistic
9. HealthyFood 2013
• The foods that you get up to 25% cash back
on at Woolworths, include the key food
groups: fruit, vegetables, protein,
carbohydrate-rich foods, dairy, lentils and
legumes and oils, nuts, seeds and spreads. The
foods will be listed in the Woolworths
HealthyFood catalogue.
Daberistic
10. HealthyFood 2013
• Vitality points for HealthyFood items
– From 2013, Vitality members with an active
HealthyFood benefit will earn 20 Vitality points for
every HealthyFood item. We will deduct five
Vitality points for less desirable items in your
trolley.
Daberistic
11. Making a move towards technology-
driven personal wellness engagement
• LivingVitality: Track, improve and engage for better health and fitness
LivingVitality is an interactive platform that gives you fitness, nutrition and health
support to manage your wellbeing. LivingVitality will be available on
www.discovery.co.za, on your Android or Apple tablet or phone. All you need to do
is create your profile, and you’ll have all your wellness information in one place.
• • Get expert advice and read blogs on fitness, healthy eating, pregnancy and
parenting.
• • Log workouts through multiple devices and access exercise plans to support your
fitness goals.
• • Eat right with the help of weight trackers, calorie calculators, eating plans and
healthy recipes.
• • Manage chronic health conditions.
• • Set up and join groups, and challenge friends.
• By using the tools and trackers on LivingVitality, you’ll earn up to 5 000 Vitality
points. You’ll also earn up to 150 points for every session using a Vitality
supported and web-enabled fitness and activity monitor or the LivingVitality
smartphone app.
Daberistic
12. Get to Gold
• Getting to Gold status is easy with Vitality. Not only can
you now earn points using a number of mobile devices
through LivingVitality, you’ll also earn points for
achieving your Personal Health Goals based on your
individual health risks. As soon as you fill in your
Vitality Health Review, you’ll get a report of health risks
and what you need to do to get healthier, like
improving your nutrition, taking part in sporting events
or reaching your target weight. As you complete
activities and reach the identified Personal Health
Goals, you’ll earn more Vitality points and get to Gold
Vitality status sooner than you think.
Daberistic
13. VitalityMobile
• connecting Vitality members through FREE
CALLS and boosted data
• Choose your cellphone contract
– You have access to top of the range phone brands
such as Apple, Samsung and BlackBerry with a
competitive contract from the Cell C range. It is
not available on Straight Up 30, 50, Straight Up
TopUp 30 and 50 contracts or prepaid options.
Daberistic
14. VitalityMobile
• Activate VitalityMobile for R29 a month
– Call other Vitality members with VitalityMobile for free.
Over and above the standard contract offer, you will get:
– Free calls to all Vitality members with VitalityMobile
– A 50% data boost on VitalityMobile packages, with a
minimum of 100MB
– International calls from just 99c a minute.
• The bigger the network of connected Vitality members,
the greater the proportion of free calls you will have.
The more family and friends activate VitalityMobile,
the greater your monthly savings will be.
Daberistic
15. DiscoveryCard 2013
• New partners
Builders Warehouse and Builders Express
Incredible Connection
Sunglass Hut
• discovery/mall opens up a whole new world
of online shopping
Daberistic
16. Special offers – Discovery Life
• Discovery Life yearly payback benefit
– Limited time offer, ends 25 February
– Very popular with clients
– Guaranteed 20% for every year first 5 years, then
every 5 years
– E.g. life insurance premium R500 per month
– Minimum R1,200 payback end of year 1
Daberistic
17. Special offer - Sanlam
• Sanlam Cumulus investment, lump sum
Minimum R100,000
5-year term
105% allocation
e.g. Invest R200,000, Sanlam credits investment
account with R210,000 from day 1
Daberistic
18. Special offer - Sanlam
• Sanlam Cumulus investment, recurring
premium
Minimum R1,000 per month
10-year term
102% allocation
e.g. Invest R1,000 every month, Sanlam credits
investment account with R1,020
Daberistic
19. Unit trusts you should consider
• Coronation Top 20
• Coronation Global Emerging Markets Flexible
Fund
• Coronation Balanced Plus Fund
Daberistic
20. Coronation Top 20
• Invests in companies listed on the JSE
• A top-performing equity fund over 1, 3, 5 and
10 years
• Suitable for investors:
– Seeks capital growth
– Can tolerate short-term volatilities
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic
22. Coronation Global Emerging Markets
Fund
• Invests in companies in emerging markets
around the world
• Returned 30% last year
• Suitable for investors:
– Seeks capital growth in emerging markets
– Rand hedge
– Can tolerate short-term volatilities
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic
24. Coronation Balanced Plus Fund
• Invests according to Regulation 28
• A top-performing balanced fund over 1, 3, 5
and 10 years
• Suitable for investors:
– All-round investment
– Seeks more stable returns
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic
