1. We are committed to
Your success.

2. About us
Simple,
Secure,
Low
Cost
Payment
Solu6ons…
PayEasy
is
a
global
provider
of
electronic
payments
solu6ons
for
financial
ins6tu6ons,
retailers
and
payment
processors.
Customers
rely
on
PayEasy
solu6ons
to
deliver
reliable,
scalable
and
secure
payment
services
and
to
have
money
on
the
move.
PayEasy’s
objec6ve
is
to
become
the
leading
electronic
payment
services
company
in
the
Middle
East
and
North
Africa,
Europe,
Central
and
South
East
Asia
and
North
America.
We
work
with
web
developers,
shopping
cart
providers
and
all
the
major
banks
to
offer
the
best
in
internet
payment
processing
services
-­‐
PayEasy
means
industry
leading
reliability,
security
and
value

3. About us
‣ Global
Opera6ons
Centre
Headquartered
in
Metro
Manila,
Philippines,
‣ Branches
:
Asia
Pacific,
North
America,
Europe,
United
Kingdom
‣ Partner
Offices:
Middle
East
,
Australia,
Mexico,
Canada
and
An6gua
‣ Founded
in
2009
‣ Privately
held
and
funded
by
regional
investors
and
an
interna6onal
investment
group
‣ Opera6ons
in
the
Philippines,
US,
UK,
Monaco,
France,
Hong
Kong,
Pakistan,
Bahrain,
Lebanon,
Israel,
Cyprus,
Malta
and
Germany

4. What we do
cardholder
merchant
payment
service
provider
-­‐
card
processing
-­‐
risk
management
+
fraud
protec6on
-­‐
acquiring
referral
-­‐
IPSP
/
MSP
for
selected
acquiring
banks
acquiring
acquiring
acquiring
acquiring
acquiring
bank
bank
bank
bank
bank

5. What makes a payment solution successful
Easy
to
use,
Convenient
&
Portable
Robust
&
Electronic
Low
Cost
to
Dynamic
Transac3on
Deploy
Security
Solu3ons
&
Maintain
Leverages
Exis6ng
Systems
&
Behaviors

6. Our Solutions
Credit
Card
Acquiring
We
provide
mul3currency
credit
card
acquiring
services
in
collabora6on
with
regional
and
interna6onal
banks.
Direct
Acquiring
Rela6onships
‣ Merchant
enters
into
direct
contractual
rela6onship
with
acquiring
bank
‣ Mul6ple
referral
partnerships
in
the
region
and
interna6onally
Merchant
Service
Provider
(IPSP/MSP)
‣ Merchant
enters
into
contractual
rela6onship
with
PayEasy
but
gets
dedicated
merchant
account
from
sponsoring
bank

7. Link-­‐up
various
payment
methods
through
a
Payment
Service
Provider
(only
one
Interface)
E-Shop
Payment Service Provider
Debit
Card
Additional
Payment methods

8. Our Solutions
Payment
Processing
‣ Easy integration for merchants using secure web-services
‣ Payment page enables merchants to avoid PCI /DSS certification
‣ Extensive risk management and fraud protection functionality
‣ Full support for verified by VISA and MasterCard secure code
‣ Dynamic routing of transactions to local acquiring bank to optimize acceptance
ratios
‣ Online refund and credit functionality

9. Our Solutions
Risk
management
and
Fraud
Preven6on
Less
Fraud.
Decreased
Costs.
Op6mized
Revenue

10. Fraud Prevention
PayEasy
Risk
Management
and
Fraud
Preven6on
Fraudster
techniques
becoming
more
advanced
Techniques
used
in
online
card-­‐not-­‐present
fraud
are
becoming
more
and
more
sophis6cated.
Tradi6onal
fraud
screening
tools
can
only
determine
if
a
credit
card
is
legi6mate
or
if
the
user-­‐
entered
account
informa6on
matches
those
on
record.
Today,
fraudsters
can
obtain
personal
credit
card
informa6on,
pose
as
the
legi6mate
card
holder,
and
bypass
standard
fraud
checks.
Looking
at
fraud
from
a
different
angle
We
approach
fraud
screening
in
a
different
way.
We
examine
an
online
transac6on
from
various
angles.
Our
tools
are
not
geared
towards
verifying
the
authen6city
of
the
credit
card
details
used
for
the
purchase,
but
rather,
iden6fying
if
the
purchaser
is
the
legi6mate
card
holder.
Through
our
analysis,
we
have
been
able
to
iden6fy
traits
and
paberns
that
are
associated
with
fraudulent
orders.
By
asking
the
right
ques6ons,
we
can
provide
e-­‐commerce
businesses
with
the
necessary
informa6on
to
detect
fraudulent
orders
before
the
payment
is
processed.

11. Fraud Prevention
PayEasy
Risk
Management
and
Fraud
Preven6on
We
provide
mul3currency
credit
card
acquiring
services
in
collabora6on
with
regional
and
interna6onal
banks.
Key
features
include:
‣ Geographical
IP
address
loca6on
checking
‣ High
risk
IP
address
and
e-­‐mail
checking
‣ Issuing
bank
BIN
Number
country
matching*
‣ minFraud
Network
‣ Proxy
server
detec6on
(both
open
and
closed)
‣ Post
query
analysis

12. Fraud Prevention
PayEasy
Payment
Gateway
Features
Within
our
own
Gateway
we
have
established
several
basic
parameters
that
help
both
the
Gateway
Operator
and
the
merchant
reduce
the
risk
of
fraud
before
the
transac6on
is
passed
to
our
Fraud
Preven6on
Service
Provider
and
then
the
acquirer.
These
features
include
:
‣ Specifying
the
maximum
number
of
6mes
a
credit
card
can
be
used
within
a
specified
period.
If
this
is
exceeded
the
Payment
Gateway
automa6cally
locks
that
credit
card
number
out
for
the
specified
period.
If
the
customer
abempts
to
use
the
card
number
with
that
merchant
during
this
lock
out
period
the
lock
out
period
is
then
extended
from
the
6me
that
the
last
abempt
was
made
using
that
card
number.
‣ Specifying
the
maximum
number
of
6mes
transac6ons
can
be
sent
from
an
IP
Address
within
a
specified
period
of
6me.
If
this
is
exceeded
the
Payment
Gateway
automa6cally
locks
all
transac6ons
out
coming
from
that
IP
Address
for
the
specified
period.
If
transac6ons
are
abempted
from
that
IP
Address
within
the
lock
out
period
the
lock
out
period
is
automa6cally
extended
from
the
6me
of
the
last
abempt.
‣ Specifying
the
maximum
number
of
different
credit
card
transac6ons
(numbers)
that
can
be
sent
from
the
same
email
address
within
a
specified
period
of
6me.
‣ Specifying
the
maximum
number
of
email
addresses
that
can
be
associated
with
a
specific
credit
card
number
within
a
specified
period
of
6me.

13. Fraud Prevention
PayEasy
Payment
Gateway
Features
These
features
include
:
‣ Specifying
the
maximum
number
of
valid
transac6ons
that
can
be
processed
for
a
day
and/or
month.
The
merchant
is
automa6cally
no6fied
when
the
limit
is
about
to
be
exceeded.
‣ Specifying
the
maximum
value
of
valid
transac6ons
that
can
be
processed
for
a
day
and/or
month.
The
merchant
is
automa6cally
advised
when
the
limit
is
about
to
be
exceeded.
‣ Repor6ng
all
transac6ons
over
a
specified
amount.
‣ Repor6ng
all
transac6ons
under
a
specified
amount.
‣ Merchant
has
the
op6on
of
using
the
Email
No6fica6on
Service.
Here
the
PayEasy
Payment
Gateway
sends
an
email
confirma6on
that
a
credit
card
transac6on
has
been
processed
for
the
cardholder
by
the
merchant.
If
the
email
bounces
the
Email
Verifica6on
Service
automa6cally
reverses
out
the
transac6on
and
the
merchant
is
automa6cally
advised.
‣ Seeng
the
minimum
and
maximum
fraud
score
returned
from
our
compliance
plaform.
With
this
all
scores
over
the
maximum
are
automa6cally
rejected.
All
scores
under
the
minimum
are
automa6cally
sent
to
the
acquirer
for
valida6on.
Scores
between
the
minimum
and
maximum
are
flagged
and
returned
to
the
merchant
for
further
evalua6on
before
being
sent
to
the
acquirer
for
valida6on.

14. Products Overview
Risk
management
and
Fraud
Preven6on

15. Benefits
Risk
management
and
Fraud
Preven6on
Reduce
your
Fraud
by...
o
Detec6ng
fraudulent
behavior
(paberns)
automa6cally,
o
Incorpora6ng
market
specific
data
into
the
fraud
decision
process,
including
i6nerary
informa6on
such
as
departures,
stopovers,
arrivals
and
airport
informa6on.
Decrease
your
Costs
by....
o
Reducing
chargebacks,
safeguarding
against
surcharges
and
fines
o
Reducing
the
number
of
transac6ons
being
queued
for
manual
review,
o
Decreasing
6me
spent
on
processing
excep6ons
(chargeback
no6fica6ons,
etc.).
Op3mize
your
Revenue
by...
o
Accep6ng
more
genuine
business,
o
Iden6fying
and
protec6ng
your
good
customers.
Thus
op6mizing
sales
conversion,
while
minimizing
fraud
risk
and
manual
review
and
associated
costs.

16. Security
and
Infrastructure
‣ Compliant
with
payment
card
industry
data
security
standard
(PCI/DSS)
‣ Support
for
verified
by
Visa
and
MasterCard
secure
code
‣ Secure
data
center
facili6es

17. Repor6ng
and
Management
‣ Web-­‐based
administra6ve
interface
‣ Extensive
transac6on
search
and
management
func6onality
‣ Business
intelligence
and
repor6ng
dashboard
‣ Personalized
user
accounts
‣ Online
refund
and
credit
capability

18. Merchant Support
Keeping
you
connected
online….
We
offer
a
range
of
support
facili6es
to
online
merchants
–
via
email
and/
or
telephone.
Technical
exper6se
is
also
available
‘in
the
flesh’
where
required.
The
level
of
support
does,
of
course,
depend
on
which
PayEasy
Online
payment
solu6on
you
have
chosen.
Support
facili6es
available:
•
Online
Support
•
Merchant
support
(via
phone
and
email)
•
Technical
support
(via
phone
and
email)

19. Contact
Christopher R. Bauer
Global CEO / Chief Executive Officer
http://www.payeasy-solutions.com/
PayEasy Solutions Inc. International
DDI: +63 (0) 2 577 4680
Cell: +63 (0) 917 892 0016
E-mail: chris.ba@me.com
James E Bergman
Global COO / Chief Operational Officer
PayEasy Solutions Inc. International
Tel UK (M): +44(0)7791171680
Tel UK (W): +44(0)2078732022
Email: James.Bergman@me.com
General
Inquiry
compliance@payeasy-­‐solu6ons.com
IT
/
Technology
technology@payeasy-­‐solu6ons.com
Card
Services
cardmanagement@payeasy-­‐solu6ons.com
Merchant
Services
merchant@payeasy-­‐solu6ons.com