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Plan Design 101  June 23, 2010 Presentation by: Steve Scott Managing Partner Retirement Solution Group, LLC
Agenda ,[object Object],[object Object],[object Object],[object Object]
Who Is RSG?
Retirement Solution Group, LLC ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Retirement Solution Group All decisions are made in the best interest of participants per ERISA.  We adhere to the DOL guidelines on participant reporting and ensure that full disclosure be present throughout.
Definition of a “Fiduciary” ,[object Object],[object Object],[object Object],[object Object],[object Object]
Roles & Responsibilities of Plan Fiduciary  Retirement Solution Group Through an efficient delivery model, we offer a variety of solutions to your retirement plan.  The roles and responsibilities must be clear and explicit.  Accountability is key.  Client Independent Pension Consulting Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Investments, Recordkeeping, and Participant Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Case Studies
Case Study:  Optimizing Profit Sharing Allocations ,[object Object],[object Object],[object Object],Retirement Solution Group
Case Study:  Designed Based “Safe Harbor” ,[object Object],[object Object],[object Object],Retirement Solution Group
Case Study:  Defined Benefit Plan ,[object Object],[object Object],[object Object],Retirement Solution Group
Case Study:  Defined Benefit Overlay ,[object Object],[object Object],[object Object],Retirement Solution Group
Case Study:  Designed Based “Carve-Out” ,[object Object],[object Object],[object Object],Retirement Solution Group
The Defined Benefit Game
Defined Benefit Asset Allocation (source Cerulli) Retirement Solution Group ,[object Object],[object Object],[object Object],Cerulli Quantitative Update – Retirement Markets 2008 – Ch. 2, 92
PBGC Pension Insurance Data Book 2007 ,[object Object],[object Object],[object Object],[object Object]
The Hypothetical “Lost Decade" ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Summary ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
So What? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],There are a lot of sellers of retirement plan products and services.  There are very  FEW  qualified pension consultants. Retirement Solution Group
How do you, and your clients, fair? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Retirement Solution Group

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Plan Design 101

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  1. NOTE ABOUT SPEAKER NOTES: Content in the speaker notes section are not meant to be used as scripts and SHOULD NOT be distributed to clients. Instead, they’re supposed to provide general concepts expressed by the material, explanations of specific services and capabilities, and suggestions for expressing these ideas effectively. You may replace content in these speaker’s notes with your own language that reflects the concepts being expressed.
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